Business Details
42 Years
experience
Trusted Farm Insurance Solutions in New York State
Since 1984, Farm & Country Insurance has specialized exclusively in farm insurance solutions for New York State farmers. Our team combines decades of industry expertise with a personalized approach to risk management, offering tailored coverage for dairy farms, grain farms, fruit and vegetable operations, agribusinesses, and crop insurance through the Federal Crop Insurance Corporation. As an independent agency representing multiple insurers, we prioritize finding the optimal balance between comprehensive protection and competitive pricing.Our commitment extends beyond policy saleswe actively monitor industry changes to ensure compliance with evolving regulations while maintaining the flexibility to adapt coverage as client needs shift. With office hours Monday through Friday from 8:30 AM to 5:00 PM and a proven track record of supporting agricultural communities through crises, we position ourselves as trusted partners in safeguarding farming livelihoods.
Services
Dairy Farm Insurance
Grain Farm Insurance
Crop Insurance
Pollution Insurance
Agribusiness Insurance
Details
- Year established: 1984
Highlights and features
- We exclusively focus on farm insurance with specialized expertise in agricultural risk management
- Our team combines over 100 years of collective experience in farm insurance solutions
- We offer tailored coverage options through multiple insurance carriers rather than a single provider
- We maintain flexibility to transition clients between insurers when necessary for optimal coverage
- Our agents actively track regulatory changes affecting New York State agricultural operations
What people say
Excellent service
Proactive in helping
Quick responses
Peace of mind
Proven track record
Services
Dairy Farm Insurance
Comprehensive protection for dairy operations against property damage, equipment loss, and liability risks. Covers barn fires, machinery breakdowns, and milk contamination incidents while providing business interruption support during recovery periods. Designed specifically for New York State dairy producers.
Crop Insurance
Federally backed insurance through the Federal Crop Insurance Corporation program protecting against yield losses from natural disasters and market fluctuations. Available for both staple and specialty crops with customizable coverage levels to match individual farm risk profiles.
Pollution Insurance
Specialized coverage for environmental damage incidents not included in standard farm policies. Protects against costs associated with chemical spills, milk runoff into waterways, and other pollution-related accidents that could create financial liability for agricultural operations.
Agribusiness Insurance
Customizable insurance packages for agricultural businesses beyond traditional farming including processing facilities, equipment manufacturers, and distribution companies. Covers property damage, liability claims, and business interruption risks specific to agribusiness operations in New York State.
Grain Farm Insurance
Tailored protection for grain production operations including coverage for storage facilities, drying equipment, and transportation risks. Includes protection against fire damage to grain elevators, spoilage from weather events, and loss of income during rebuilding periods after covered incidents.
Questions
What types of farm insurance do you offer?
We provide specialized coverage for dairy farms, grain farms, fruit and vegetable operations, crop insurance through federal programs, and pollution/environmental liability insurance tailored to agricultural needs.
How do I file a claim after business hours?
Call our office directly at (585) 624-2474 to leave a message, or Wayne County Cooperative Insurance customers can reach their 24/7 claims line at (800) 724-1648 for emergencies.
Why choose an independent agency for farm insurance?
As an independent agency representing multiple insurers, we can customize coverage solutions and maintain flexibility to transition clients between carriers when necessary for optimal protection.
What additional protections do you recommend for farms?
We often recommend pollution insurance to cover environmental incidents and extra expense coverage for equipment rental during recovery periods after covered losses.
How do you help manage insurance costs for farmers?
We actively monitor market conditions to secure competitive rates and proactively identify cost-saving opportunities while maintaining appropriate coverage levels for each client's specific risks.
