Business Details
21 Years
experience
Your Trusted Insurance Partner in Chipley, Florida
Founded in 2005 by Mrs. Ann Vickery, A Plus Insurance has remained committed to delivering dependable and trustworthy service to the Florida Panhandle. Our agency, now led by Ann's daughters Sherry and Missy, prioritizes personalized customer care while representing a curated selection of top-tier insurance carriers. With over 15 years of local expertise, we specialize in auto, home, and commercial liability insurance, ensuring clients receive tailored coverage that protects their unique needs.Our independent status allows us to advocate for clients during claims, securing fair and prompt resolutions. We pride ourselves on transparent communication, competitive pricing, and a community-focused approach that has earned us a loyal customer base across Washington, Holmes, and Jackson counties.
Services
Auto Insurance
Homeowners Insurance
Commercial Property Insurance
General Liability Insurance
Workers Compensation Insurance
Motorcycle Insurance
Flood Insurance
Rental Property Insurance
Personal Umbrella Insurance
Details
- Year established: 2005
Highlights and features
- We offer personalized insurance solutions tailored to individual needs.
- Our team provides expert guidance with over 15 years of local experience.
- We advocate for clients during claims with multiple carrier partnerships.
- Competitive pricing through independent agency status with top carriers.
- Community-focused service with a proven track record of customer loyalty.
What people say
Family every time
Great people to deal with
Helpful and fast
Got my rates down
Courteous and professional
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual driving needs. Our coverage options protect against liability, collision, and uninsured motorists while offering discounts for safe drivers. With partnerships across top carriers, we ensure competitive rates and personalized service for all vehicle types.
Homeowners Insurance
Our homeowners insurance policies safeguard properties against fire, theft, and natural disasters. Customizable coverage includes dwelling protection, personal property, and liability. We work with clients to assess risks and recommend appropriate limits for primary residences and rental properties across Florida's Panhandle region.
Commercial Liability Insurance
We offer commercial general liability insurance protecting businesses from property damage and bodily injury claims. Policies cover legal defense costs and settlements while providing risk management guidance. Our solutions serve diverse industries including contractors, retailers, and service providers in Washington County and surrounding areas.
Workers Compensation Insurance
We provide mandatory workers' compensation coverage for Florida businesses. Our policies cover medical expenses and lost wages for job-related injuries while protecting employers from lawsuits. We assist with risk assessment and compliance for companies of all sizes in high-risk industries like construction and manufacturing.
Flood Insurance
We offer specialized flood insurance policies through the National Flood Insurance Program. Coverage protects against surface water damage for properties in high-risk zones. Our agents help clients assess flood risks and determine appropriate coverage limits for residential and commercial properties in Florida's coastal regions.
People
Ann Vickery
Founder
Ann Vickery established A Plus Insurance in 2005 with a commitment to community service. Her vision of personalized insurance solutions continues through her daughters, creating lasting client relationships built on trust and local expertise.
Sherry Vickery
Co-Owner
Sherry Vickery carries on her mother's legacy as co-owner. With over 15 years in the industry, she specializes in commercial insurance solutions and maintains the agency's commitment to exceptional customer service in Chipley.
Missy Vickery
Co-Owner
Missy Vickery co-owns A Plus Insurance, focusing on personal insurance products. Her deep understanding of local risk factors helps clients secure optimal coverage while maintaining the family-owned business's founding principles.
Questions
What insurance products do you offer?
We provide auto, home, flood, motorcycle, commercial property, general liability, workers' compensation, and specialty insurance products for personal and business clients across Florida.
How do you help clients find competitive rates?
As an independent agency, we compare policies from multiple carriers to find the best coverage at competitive prices tailored to each client's specific needs and risk profile.
Do you serve areas outside Chipley?
We serve all of Florida including Chipley, Bonifay, Marianna, Panama City, and surrounding counties with both personal and commercial insurance solutions.
How do I file an insurance claim?
Report claims through our website, contact us directly at (850) 638-7010, or use your carrier's 24/7 claims service. Our team assists with documentation and resolution throughout the process.
Can I make insurance payments online?
Yes, we offer online payment options including EFT, e-check, and credit card through our secure Policy Service Center to prevent coverage lapses and save time.
What sets you apart from other agencies?
Our family-owned business combines local expertise with independent carrier representation, prioritizing personalized service, transparent communication, and advocacy during claims processes since 2005.
