Business Details
47 Years
experience
Trusted Insurance Solutions in North Carolina
At Cheers Insurance, we bring a modern approach to local insurance services, prioritizing personalized solutions for homeowners, auto owners, renters, and businesses across North Carolina. With 45 years of experience, we have established ourselves as a trusted community partner, offering competitive rates through partnerships with top carriers while maintaining deep local market expertise. Our team of knowledgeable advisors provides tailored guidance to meet unique client needs, supported by dedicated client support services that ensure timely, professional assistance. We pride ourselves on delivering transparent, reliable service, evidenced by thousands of satisfied clients who consistently recommend us for our efficient processes, cost-saving expertise, and commitment to customer satisfaction.Our advisors, including specialists like Mark Milkes and Mary Ellen Weaver, combine decades of industry experience with a client-first philosophy, ensuring clear communication and comprehensive coverage explanations. Through seven strategically located offices spanning coastal and urban areas of North Carolina, we maintain accessibility while upholding our reputation for prompt claims resolution and proactive risk management advice. Our digital tools, including mobile app functionality and streamlined online quote processes, complement our traditional values of face-to-face service and community engagement.
Services
Homeowners Insurance
Auto Insurance
Renters Insurance
Commercial Insurance
Workers Compensation
Flood Insurance
Commercial Auto
General Liability
Details
- Year established: 1979
Highlights and features
- We offer competitive rates through partnerships with top-rated insurance carriers
- Our team has 45 years of combined local insurance expertise
- We provide personalized guidance from local experts, not call centers
- Our dedicated client support team offers prompt, professional assistance
- We maintain a proven track record of client satisfaction since 1979
What people say
Saved me money
Prompt response
Patient and courteous
Professional service
Great personal service
Services
Homeowners Insurance
Protects residential properties against damage from fire, storms, and vandalism while covering personal belongings and liability claims. Includes additional living expenses coverage for temporary housing needs. Our policies provide clear, dependable protection tailored to North Carolina's unique weather patterns and coastal risks.
Auto Insurance
Comprehensive protection for vehicles including collision damage, theft, and uninsured motorist coverage. Meets North Carolina's specific requirements while offering customizable options for rental car coverage and deductible management. Helps drivers maintain financial protection against common road risks.
Commercial Insurance
Customized risk management solutions for businesses including property protection, liability insurance, and workers compensation. Designed for North Carolina's diverse business environment with options for multi-policy bundling and industry-specific risk mitigation strategies.
Renters Insurance
Affordable protection for tenants covering personal property loss, liability claims, and temporary living expenses. Simplifies coverage acquisition through our streamlined quote process while maintaining flexibility for individual policy customization.
Flood Insurance
Specialized coverage for flood-related damages not included in standard policies. Available for coastal and inland properties through partnerships with specialized carriers, providing essential protection against North Carolina's weather-related risks.
People
Brad Sizemore
Insurance Advisor
Experienced insurance professional with decades of service, specializing in personalized policy solutions for homeowners and businesses across North Carolina.
Mark Milkes
Insurance Advisor
Recognized for exceptional client service, providing detailed guidance on home and auto insurance options with particular expertise in Wilmington area policies.
Mary Ellen Weaver
Team Lead & Account Manager
Seasoned insurance professional managing client accounts with a focus on policy clarification and cost-saving strategies for long-term clients.
John Hoopes
Insurance Advisor
Established insurance expert known for friendly service and effective cost management solutions for home and auto insurance policies.
Tracy Evans
Commercial Insurance Advisor
Specialized commercial insurance professional assisting businesses with comprehensive coverage solutions and prompt claims resolution support.
Questions
Do I need separate flood insurance in North Carolina?
Yes, standard policies don't cover flood damage. We help clients in flood-prone areas obtain appropriate coverage.
How much home insurance coverage do I need?
Coverage should match rebuilding costs. We assess your home's value to recommend appropriate protection levels.
What are North Carolina's auto insurance requirements?
State law requires liability coverage for bodily injury and property damage. We ensure compliance with current limits.
Can I bundle multiple insurance policies?
Yes, we offer bundling options for home, auto, and commercial policies to simplify coverage and save money.
How do I file an insurance claim?
Contact your assigned advisor directly or use our online portal for prompt claims submission and processing.
Do you offer 24/7 customer support?
Our offices operate Monday-Friday during standard business hours, with emergency claim assistance available after hours.
