Business Details
50+ Years
experience
Your Trusted Insurance Partner in Cohasset, MA
Founded in 1901, O'Donoghue Insurance Agency has built a century-long legacy of delivering tailored insurance solutions across personal and commercial sectors. As a family-owned independent agency, we prioritize understanding client needs to provide coverage from over 20 A.M. Best-rated carriers. Our approach combines generational expertise with proactive risk management, ensuring clients receive comprehensive protection aligned with their unique circumstances.With four Massachusetts locations and licensing in 17 states, we maintain a commitment to community involvement and personalized service. Our team of licensed professionals specializes in navigating complex insurance landscapes, offering transparent guidance that fosters long-term trust and client satisfaction.
Services
Personal Auto
Personal Umbrella
Flood Insurance
Life Insurance
Business Owners
Contractors Insurance
Cyber Liability
Professional Liability
Workers Compensation
Commercial Auto
Details
- Year established: 1901
Highlights and features
- Over 100 years of insurance expertise since 1901
- Family-owned agency with personalized service approach
- Access to coverage from 20+ A.M. Best-rated carriers
- Specialized in both personal and commercial insurance solutions
- Community-focused with local Massachusetts presence
Associations and certifications
- Trusted Choice
What people say
Great service
Competitive rates
Personal service
Fast to follow up
Reduced premiums
Services
Personal Auto
Comprehensive auto insurance coverage tailored to individual needs. Our policies protect against bodily injury, property damage, and unexpected events like theft or natural disasters. We offer additional protections including roadside assistance, rental reimbursement, and mechanical breakdown coverage. With flexible options from top-rated carriers, our agents help clients navigate state requirements and select optimal coverage levels.
Business Owners
Customized business insurance packages protecting against property damage, liability claims, and operational risks. Coverage includes commercial auto, workers compensation, crime insurance, and employment practices liability. We provide specialized solutions for diverse industries including construction, hospitality, and professional services. Our team helps businesses assess risks and implement comprehensive protection strategies.
Flood Insurance
Specialized flood insurance coverage for residential and commercial properties. Policies protect against water damage from natural disasters and severe weather events. We offer options through the National Flood Insurance Program and private carriers. Our experts help clients understand flood zone requirements and implement risk mitigation strategies to protect valuable assets.
Life Insurance
Diverse life insurance solutions for individual and family financial security. We provide term and permanent life policies to protect dependents and preserve wealth. Our agents help clients evaluate coverage needs based on income, debts, and future financial goals. Policies can be integrated with estate planning and retirement strategies for comprehensive financial protection.
Cyber Liability
Cyber insurance protection against data breaches and digital threats. Coverage includes liability for compromised customer information, business interruption losses, and legal defense costs. We offer risk management resources to help businesses implement cybersecurity best practices. Policies are tailored for organizations handling sensitive digital data across various industries.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life, flood) and commercial insurance (business owners, contractors, cyber liability, workers compensation) with specialized coverage options for diverse industries.
How long have you been in business?
Since 1901, ODonoghue Insurance has served clients as a family-owned independent agency, maintaining top-tier carrier partnerships and community-focused service for over a century.
Are you a local insurance agency?
Yes, we're based in Cohasset, MA with four Massachusetts locations and serve clients across 17 states while maintaining personalized local service standards.
How do you handle insurance claims?
We provide dedicated support through the claims process, leveraging our carrier relationships to ensure timely resolution while advocating for our clients' best interests.
What sets you apart from other agencies?
Our century-long expertise, family-owned values, access to 20+ top-rated carriers, and personalized approach create unmatched client experiences focused on long-term protection.