Business Details
50+ Years
experience
Your Trusted Insurance Partner in Winchester, MA
Scotti Insurance Agency has served the Winchester community since 1947, providing comprehensive personal and business insurance solutions. Founded by Michael R. Scotti, our family-owned agency prioritizes long-term relationships and tailored coverage, evolving alongside clients' needs from their first policy to multi-generational protection. Our team of licensed experts specializes in commercial lines for restaurants, contractors, and businesses, alongside personal insurance products.With decades of combined experience, we maintain affiliations with top carriers to deliver competitive rates while upholding our founding principles of integrity and client-centric service. Our commitment to continuous education ensures we remain at the forefront of industry trends, offering informed guidance on risk management and coverage optimization.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Commercial Auto Insurance
General Liability Insurance
Workers Compensation Insurance
Personal Umbrella Policy
Details
- Year established: 1947
Highlights and features
- Family-owned since 1947 with deep community roots
- Personalized insurance solutions for individuals and businesses
- Access to multiple top-rated insurance carriers
- Experienced team with specialized industry knowledge
- Commitment to long-term client relationships
What people say
Excellent service
Part of something bigger
Simple easy transaction
Feels like family
Very friendly staff
Services
Personal Insurance
Scotti Insurance Agency offers comprehensive personal insurance solutions including auto, home, life, and specialty coverage options. Our agents work with top-rated carriers to provide customized protection for individuals and families. We specialize in finding cost-effective solutions while maintaining quality coverage for our clients' most valuable assets.
Business Insurance
Our business insurance services protect companies across various industries with tailored solutions including general liability, commercial auto, and workers' compensation. We serve restaurants, contractors, and specialty businesses with risk management strategies developed through decades of industry experience. Our team helps clients navigate complex coverage requirements while maintaining competitive pricing.
Auto Insurance
We provide auto insurance policies for personal and commercial vehicles, including classic cars and specialty vehicles. Our offerings cover standard liability requirements while offering options for enhanced protection. With experience dating back to 1947, we understand evolving vehicle technologies and insurance needs for both individual drivers and business fleets.
Commercial Auto Insurance
Our commercial auto insurance solutions protect business vehicles ranging from box trucks to specialized equipment. We offer coverage for liability, physical damage, and cargo protection while helping clients manage costs through risk assessment and carrier comparisons. Policies are tailored to meet specific industry requirements and operational needs.
General Liability Insurance
We provide essential general liability protection for businesses against common risks like property damage and bodily injury claims. Our policies cover legal defense costs and settlements while offering customizable options for different industries. This foundational coverage helps protect businesses' financial stability and reputation.
People
Michael Scotti
President
Licensed since 1991, Michael specializes in commercial lines for restaurants, taverns, and contractors. A Certified Insurance Counselor, he brings decades of industry experience and family legacy to client relationships.
Lynn D. Scotti
Treasurer
With insurance experience since 1985, Lynn manages accounting and human resources. Her background includes leadership roles in insurance consulting firms and risk management services.
Vincent Galise
Commercial Lines Account Rep
Licensed since 1993, Vincent brings over 30 years of insurance expertise. He specializes in both commercial and personal lines, maintaining ongoing education to stay current with industry developments.
Sharon Ford
Commercial Lines Account Rep
With over 20 years as a commercial underwriter, Sharon provides expert guidance on business insurance solutions. She has served Scotti clients since 2003 with specialized knowledge of commercial risk management.
Donna Gaeta
Personal Lines Manager
Donna delivers exceptional client service with over 12 years of insurance experience. Her attention to detail and personable approach make her a trusted advisor for personal insurance needs.
Questions
How can I get an insurance quote?
Contact us via phone or our website to speak with a licensed agent who will assess your needs and provide a customized quote within minutes.
What types of insurance do you offer?
We provide personal insurance (auto, home, life) and business insurance (general liability, commercial auto, workers' compensation) with specialized options for unique needs.
Are you available for emergencies?
While we maintain regular business hours, our team can be reached for urgent matters through our main phone line outside normal operating hours.
Do you serve businesses outside Winchester?
While based in Winchester, we serve clients throughout Middlesex County and Northeast Massachusetts with both personal and commercial insurance solutions.
How do I request a certificate of insurance?
Submit our online certificate request form or contact our office directly during business hours to obtain your certificate promptly.
Can you help lower my insurance costs?
Our agents review existing policies to identify coverage gaps and unnecessary expenses, helping clients optimize their insurance investments while maintaining adequate protection.
