Business Details
Your Trusted Partner for Insurance & Financial Solutions
At Cornerstone Insurance & Financial Group & Financial, we bring decades of industry experience to create customized insurance and financial solutions tailored to the unique needs of businesses across diverse sectors. Our team of seasoned professionals partners with clients in industries ranging from hospitality and construction to legal services, delivering comprehensive risk management strategies that protect assets and support long-term growth. We specialize in crafting profitable insurance programs that may provide financial returns while maintaining a steadfast commitment to 5-star customer service throughout the policy lifecycle.With nationwide coverage options and regional offices in Colorado, North Carolina, and Florida, our client-centered approach combines personalized attention with access to exclusive insurance products. Our mission remains focused on building trusted partnerships that safeguard businesses against evolving risks while helping them control their bottom line through strategic coverage solutions.
Services
Commercial Insurance
Property Insurance
Financial Services
Captive Insurance
HOA Insurance
Workers Compensation
Liquor Liability
General Liability
Malpractice Coverage
Risk Management
Highlights and features
- We offer decades of experience in commercial insurance and financial planning.
- Our customized solutions address industry-specific risks for businesses.
- We provide 5-star customer service throughout the policy lifecycle.
- We deliver nationwide coverage with regional office support.
- Our team partners with clients to create profitable insurance programs.
What people say
Outstanding service
Personalized service
Expertise in financial markets
Dedicated team
Top-tier customer service
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions for businesses across multiple industries. Our offerings include general liability, liquor liability, and workers' compensation coverage tailored to specific business needs. With national coverage options, we help protect businesses from financial risks while maintaining competitive pricing and personalized service.
Property Insurance
Our property insurance services address hard-to-place coverage for residential HOAs and commercial properties facing unique risks. We specialize in insuring older structures, properties with high claims history, and those exposed to natural disasters. Our solutions help property owners maintain coverage continuity and financial protection against unexpected events.
Captive Insurance
We offer captive insurance programs designed for businesses with annual premiums exceeding $150,000. These customized risk financing solutions allow parent companies to maintain greater control over their insurance programs while potentially achieving cost savings. Our expertise helps businesses structure effective captive insurance arrangements that align with their specific risk profiles.
HOA Insurance
Our HOA insurance solutions address rising costs and coverage challenges for homeowners associations. We help communities navigate insurance complexities related to fire, hurricane, and hail risks. By facilitating homeowner conversations and leveraging our industry expertise, we develop tailored insurance strategies that balance protection needs with affordability.
Financial Services
We provide financial planning and investment advisory services through our partnership with Osaic Wealth. Our certified financial planners help clients protect assets and achieve long-term financial goals. These services complement our insurance offerings to create comprehensive financial security solutions for business owners and individuals.
People
Tony Martinez
President & Principal Agent
With decades of experience in insurance and risk management, Tony leads our team in creating customized solutions for businesses nationwide. He specializes in commercial insurance programs that protect assets while controlling costs.
Michelle Martinez
Certified Financial Planner
Michelle provides expert financial planning services, helping clients protect assets and achieve long-term financial goals. Her personalized approach ensures clients receive tailored investment strategies aligned with their specific needs.
Renee Porter
Vice President, Southeast Region
Renee manages our Southeast region operations, delivering comprehensive insurance solutions to businesses across multiple industries. Her expertise in malpractice coverage and risk management ensures clients receive tailored protection strategies.
Jay Kim
Eastern Regional Insurance Manager
Jay oversees insurance operations in the Eastern region, providing strategic guidance on risk management solutions. His industry knowledge helps businesses navigate complex insurance requirements and maintain adequate coverage.
Betsy Smith Barney
Director of Operations
Betsy manages our operational infrastructure, ensuring efficient delivery of insurance and financial services. Her leadership maintains the organizational framework that supports our client-centered service approach.
Questions
What types of business insurance do you offer?
We offer general liability, property insurance, liquor liability, workers' compensation, malpractice coverage, and specialized programs for industries like hospitality, construction, and professional services.
How do you tailor insurance solutions to specific industries?
Our team works closely with clients to understand industry-specific risks, creating customized programs that address unique challenges while maintaining cost-effectiveness and comprehensive protection.
What is captive insurance and who qualifies?
Captive insurance programs are designed for businesses with annual premiums exceeding $150,000. These customized risk financing solutions provide greater control over insurance programs for qualifying organizations.
How do you help businesses with rising insurance costs?
We analyze each client's risk profile to identify cost-saving opportunities, leverage exclusive insurance options, and develop strategic programs that balance protection needs with affordability.
What areas do you serve?
We provide insurance solutions nationwide with regional offices in Colorado, North Carolina, and Florida, serving clients in AZ, CA, CO, FL, ID, IA, ME, NM, NY, PA, VA, WI, and WY.
How does your claims handling process work?
We provide dedicated support throughout the claims process, ensuring timely communication with insurers and advocating for fair, efficient resolution of claims on behalf of our clients.
