Business Details
Your Trusted Insurance Partner in Rifle, Colorado
At 360 Insurance, we are dedicated to providing financial peace of mind for individuals, families, and businesses throughout western Colorado. Our mission centers on delivering competitive, quality insurance products tailored to meet the unique needs of our clients. With decades of combined experience, our team understands the importance of personalized service and comprehensive coverage. We specialize in auto, home, agricultural, and business insurance solutions designed to protect what matters most to our policyholders. Our commitment to the community is reflected in our local presence across the Western Slope, where we serve towns like Rifle, Collbran, Glenwood Springs, and Aspen.We pride ourselves on building lasting relationships through transparency, expertise, and a deep understanding of regional insurance requirements. Our approach combines traditional values with modern solutions to ensure clients receive both reliable protection and exceptional service. By focusing on individual needs rather than generic packages, we help clients navigate risks with confidence and clarity.
Services
Auto Insurance
Home Insurance
Ag Advantage Insurance
Country Estate Insurance
Business Insurance
Life Insurance
Annuities
Umbrella Insurance
Tenant Coverage
Inland Marine Insurance
Highlights and features
- We offer personalized insurance programs tailored to individual needs
- Our team has 35+ years of combined experience in the insurance industry
- We specialize in agricultural and country estate insurance coverage
- We provide comprehensive business insurance packages for local enterprises
- Our local expertise covers unique risks across Western Slope communities
Services
Auto Insurance
Our auto insurance provides financial protection against vehicle-related losses with customizable options. We offer coverage for standard vehicles, classic cars, motorcycles, and watercraft while helping clients maximize eligible discounts through package policies. Our policies ensure compliance with Colorado requirements while offering additional protections tailored to individual driving needs.
Home Insurance
We offer comprehensive homeowners insurance with coverage options for primary residences and personal property. Our policies include protection for detached structures, loss of use during repairs, and liability coverage for legal responsibilities. We help clients select appropriate coverage levels to protect their homes as both financial investments and personal sanctuaries across Western Slope communities.
Ag Advantage Insurance
Our Ag Advantage policy provides specialized insurance for agricultural operations with customizable coverage options. This includes protection for farm equipment, livestock, hay and grain storage, additional buildings, and liability coverage. We work with clients to create tailored policies that address the unique risks associated with farming and ranching operations in Colorado's Western Slope region.
Country Estate Insurance
This specialized policy addresses coverage gaps in standard homeowners insurance for rural properties. It includes protection for small acreages, livestock, and limited agricultural operations while covering property, vehicles, and liability needs. Our policies are designed to meet the unique requirements of country living beyond traditional suburban insurance packages.
Business Insurance
We provide comprehensive business insurance packages with customizable coverage options for local enterprises. Our policies include property protection, business vehicle coverage, and liability insurance tailored to specific industry needs. We help clients create customized solutions that address their unique operational risks while providing financial security for their commercial investments.
People
Rochelle Spencer-Lawton
Insurance Professional
With 35 years of insurance experience and 13 years at 360 Insurance, Rochelle provides expert guidance to clients across western Colorado. A Glenwood Springs native, she specializes in creating tailored insurance solutions while balancing family time with her seven grandchildren.
Ashley Scarlett
Insurance Agent
A Collbran native with a Liberal Arts degree from Mesa State College, Ashley brings extensive insurance experience from Colorado and Wyoming. She focuses on personalized service for families and businesses while enjoying outdoor activities with her husband and four children.
Questions
What types of insurance do you offer?
We provide auto, home, agricultural, country estate, business, life insurance, and annuities tailored to Western Slope residents' needs.
Do you serve areas outside Rifle?
Yes, we serve Collbran, Glenwood Springs, Aspen, and all surrounding Western Slope communities with personalized insurance solutions.
What makes your agricultural insurance unique?
Our Ag Advantage policy offers specialized coverage for farm equipment, livestock, and operations with customizable options for Colorado ranchers and farmers.
Do you offer business insurance packages?
Yes, we provide comprehensive business insurance with customizable coverage for property, vehicles, and liability specific to your industry needs.
