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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Cape Girardeau, MO
Arnold Insurance has been dedicated to delivering exceptional service and tailored insurance solutions since 1971. Our foundation of integrity and community focus, established by founder Chap Arnold, continues to guide our approach of prioritizing people over policies. With a team of experienced licensed producers and support staff, we serve clients nationwide from offices in Missouri, Colorado, Arizona, Louisiana, and Florida.

We combine local expertise with a national network to provide personalized coverage for individuals, families, and businesses. Our commitment to transparency ensures clients understand their coverage while receiving the best possible rates. Over 50 years of service have reinforced our mission to build lasting relationships by protecting what matters most to our clients through honest advice and unwavering dedication.
Services
Personal Auto Insurance Home Insurance Renters Insurance Boat Insurance Commercial Business Owners Coverage General Liability Coverage Property Coverage Towing Coverage Bonding Group Health Insurance
Details
  • Year established: 1971
Highlights and features
  • We offer over 50 years of experience in insurance services
  • Our team provides personalized coverage tailored to your needs
  • We combine local expertise with nationwide resources
  • Our customer-centric approach ensures your satisfaction
  • We are committed to community-focused values
What people say
Great people Great service Excellent coverage advice Outstanding customer service Perfect fit
Services
Personal Auto Insurance
Protect your vehicle and financial security with comprehensive auto coverage tailored to individual needs. Our policies include liability protection, collision coverage, and uninsured motorist provisions while maintaining competitive rates. With personalized consultations, we ensure you understand policy details and receive optimal protection for your specific driving circumstances.
Home Insurance
Safeguard your home against unexpected damages with customized homeowners insurance. Our policies cover structural repairs, personal belongings, and liability protection while offering flexible options for unique property needs. We work closely with clients to ensure adequate coverage amounts and explain policy specifics for complete peace of mind.
Commercial Insurance
Protect your business operations with comprehensive commercial insurance solutions. We offer property coverage, liability protection, workers' compensation, and specialized policies for diverse industries. Our team helps businesses understand risk management strategies while securing appropriate coverage levels to protect assets and ensure continuity during unexpected events.
General Liability Coverage
Mitigate financial risks from third-party claims with robust general liability insurance. Our policies cover bodily injury, property damage, and advertising injury claims while providing legal defense support. We help businesses understand coverage limits and exclusions to ensure adequate protection against common operational risks.
Group Health Insurance
Provide comprehensive healthcare coverage for your workforce with customized group health plans. We simplify complex insurance options while offering market comparisons and year-round plan management. Our services include ACA compliance support, employee enrollment assistance, and advocacy for resolving healthcare provider network issues to ensure seamless benefits administration.
People
Marc Harris
CEO / President
Marc Harris leads Arnold Insurance with strategic vision, leveraging extensive industry experience to maintain our commitment to exceptional service and client relationships.
Angie Umfleet
CFO / Senior Insurance Executive
Angie Umfleet oversees financial operations while providing expert insurance guidance, ensuring fiscal responsibility and client-focused coverage solutions across our service areas.
Marcus Harris
VP of Sales / Insurance Executive
Marcus Harris drives our sales strategy while maintaining direct client relationships, combining leadership expertise with hands-on insurance knowledge to deliver optimal coverage solutions.
Jamie Schumacher
CIO / Insurance Executive
Jamie Schumacher manages technology integration and insurance operations, ensuring innovative solutions enhance our ability to provide personalized service and efficient policy management.
Zach Secoy
Senior Insurance Executive
Zach Secoy delivers expert insurance guidance with deep understanding of client needs, maintaining Arnold Insurance's tradition of personalized service and comprehensive coverage solutions.
Questions
What types of insurance does Arnold Insurance offer?
We provide personal auto, home, renters, boat, commercial business owners, general liability, property, towing, bonding, and group health insurance solutions.
How do you help clients understand their insurance policies?
Our team explains coverage details in clear terms, ensuring you understand what's protected, policy limits, and how claims processes work for your specific coverage.
Do you serve clients outside the Midwest?
While headquartered in Missouri with offices across multiple states, we serve clients nationwide through our established network and remote consultation capabilities.
How does the insurance purchasing process work?
We follow a four-step process: learning your needs, researching options, presenting recommendations, and providing ongoing support to ensure your coverage evolves with your requirements.
What support exists for policy management?
We offer year-round assistance with policy changes, claims processing, compliance documentation, and employee benefits management for commercial clients through dedicated account management.