Business Details
Your Trusted Insurance Partner in Cape Girardeau, MO
As a locally owned and operated insurance agency in Cape Girardeau, MO, Capital Insurance & Associates is committed to providing quality insurance products for individuals and businesses. Our team of insurance professionals combines strong industry backgrounds with decades of collective experience to help clients manage and plan for all types of risk. We specialize in personalized service, working one-on-one with clients to develop tailored policies and lasting relationships. As an independent agency, we offer access to a wide variety of carriers to meet diverse insurance needs and budgets. Our dedication to customer service first has earned us the trust of hundreds of individuals, families, and businesses throughout Southeast Missouri and beyond.We pride ourselves on our community involvement and our ability to deliver affordable, customized risk-management solutions. With over 20 years of local presence and a century of combined industry expertise, we ensure clients receive comprehensive coverage and exceptional support. Our focus remains on understanding client needs, providing clear guidance, and maintaining transparency in all our interactions. We are here to help with all insurance requirements, from personal lines like auto and home insurance to commercial policies including workers' compensation and general liability. Our goal is to simplify the insurance process while offering the highest level of service and protection.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Flood Insurance
Renters Insurance
General Liability Insurance
Workers Compensation Insurance
Umbrella Insurance
Contractors Insurance
Health Insurance
Highlights and features
- We have over 20 years of local experience in Southeast Missouri.
- Our team offers a century of combined insurance industry expertise.
- We provide access to multiple carriers for competitive pricing.
- We prioritize personalized service and tailored policy solutions.
- We serve individuals and businesses with dedicated support.
Services
Auto Insurance
Auto insurance protects against financial losses from accidents, theft, or damage to your vehicle. Our policies include liability, collision, and comprehensive coverage tailored to your driving needs. We help clients choose the right protections based on their vehicle, driving habits, and budget.
Business Insurance
Business insurance safeguards companies against risks like property damage, liability claims, and operational disruptions. We offer general liability, property insurance, and workers' compensation to protect diverse industries. Our solutions ensure businesses maintain continuity and financial stability.
Homeowners Insurance
Homeowners insurance covers damage to your property and belongings from events like fires, storms, or theft. We provide policies that include liability protection and additional endorsements for comprehensive coverage. Our team ensures your home and assets are well-protected.
Flood Insurance
Flood insurance provides financial protection against water damage from flooding, which standard home policies don't cover. We assist clients in high-risk areas with NFIP-compliant plans and private market options. Our guidance helps you secure necessary coverage for peace of mind.
Renters Insurance
Renters insurance covers personal belongings and liability risks for tenants. Our policies protect against theft, fire, and water damage while offering liability coverage for injuries in your rental. We ensure renters receive affordable, comprehensive protection.
People
Abby Versheldon
Producer/Personal Lines CSR
Abby Versheldon specializes in personal lines insurance, providing tailored solutions for auto, home, and renters coverage. With years of experience, she ensures clients receive comprehensive protection and exceptional service.
Chris Gross
Partner, Producer
Chris Gross brings extensive expertise in insurance sales and client relations. As a partner, he focuses on delivering customized business and personal insurance solutions to meet diverse client needs.
Deborah Gross
Partner, Office Manager
Deborah Gross oversees office operations and supports clients with insurance policy management. Her organizational skills ensure smooth service delivery and client satisfaction across all insurance products.
John Wondel II
Partner, Producer
John Wondel II specializes in commercial insurance, helping businesses mitigate risks with tailored coverage. His industry knowledge ensures clients receive strategic protection for their operations and assets.
Kenneth K.C. Martin
Producer / Commercial Account Manager
Kenneth K.C. Martin focuses on commercial insurance, managing accounts and providing expert advice on business risk management. His client-centric approach ensures comprehensive coverage and long-term partnerships.
Questions
What types of insurance do you offer?
We offer auto, home, business, flood, renters, health, workers' compensation, general liability, umbrella, and contractors insurance, among others.
Are you an independent insurance agency?
Yes, we work with multiple carriers to provide competitive rates and customized coverage options for our clients.
Do you serve businesses only or individuals too?
We serve both individuals and businesses, offering personalized insurance solutions for all our clients.
How can I get a quote?
You can request a free, no-obligation quote online or by contacting our office directly at 573-335-2300.
What areas do you serve?
We primarily serve Southeast Missouri but also assist clients beyond this region.
Can you help with specialized insurance needs?
Yes, our team has expertise in niche areas like contractors insurance and flood insurance to meet unique client requirements.
