Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Ware, MA
Moulton Insurance has been dedicated to safeguarding families and businesses since 1952. Founded by Charles Moulton, our agency has evolved through three generations of leadership while maintaining a commitment to personalized service and cost-effective solutions. With two offices in Ware and Belchertown, Massachusetts, we serve clients across Massachusetts, Connecticut, New Hampshire, and Vermont. Our team of licensed professionals specializes in home, auto, life, and business insurance, offering tailored coverage through top-tier carriers.We prioritize understanding client needs, ensuring competitive rates, and providing 24-hour claims support. As a family-run business, we combine decades of experience with a client-first approach, earning a 99% satisfaction rate for claim service. Our in-house registry services and partnerships enhance convenience for commercial clients. Generations of families and business owners have trusted us to protect their assets, reflecting our enduring legacy of integrity and expertise.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Commercial Auto
Flood Insurance
Rental Insurance
Condo Insurance
Workers Compensation
Commercial Umbrella
Details
- Year established: 1952
Highlights and features
- Over 70 years of experience in providing personalized insurance solutions
- Licensed agents with expertise in home, auto, life, and business insurance
- 24-hour claims service for personal and business policyholders
- In-house registry access for commercial auto and trailer transactions
- 99% client satisfaction rating for claims processing efficiency
What people say
Fantastic customer service
Great service very polite staff
Attentive and knowledgeable
Always polite and helpful agency
Services
Auto Insurance
We provide comprehensive auto insurance for personal and commercial vehicles, including cars, trucks, SUVs, and motorcycles. Our policies protect against property damage, liability, and collision risks while offering competitive rates. With 24-hour claims support, we ensure prompt assistance when needed.
Business Insurance
Our business insurance solutions cover commercial auto, general liability, workers compensation, and property damage. We tailor policies to protect against industry-specific risks while offering umbrella coverage and surety bonds. Clients benefit from in-house registry services and expert risk assessment.
Home Insurance
We offer homeowners, rental, flood, and condo insurance policies that protect against property damage and liability claims. Our agents help clients select appropriate coverage for their primary residence or investment properties while providing competitive pricing through top carriers.
Life Insurance
Our life insurance policies provide financial protection for families and dependents. Advisors help clients choose term or permanent coverage that aligns with their long-term financial goals while ensuring competitive rates through multiple carrier options.
Commercial Auto
We specialize in commercial auto insurance for businesses with single vehicles or entire fleets. Policies cover property damage, liability, and operational risks while offering in-house registry services for commercial plates and permits. Coverage extends to specialized vehicles like trucks and trailers.
People
Katie Gagner
Principal
Third-generation insurance professional with expertise in commercial lines and agency leadership. Holds CIC and CISR designations, focusing on client relationships and policy customization.
Roy St. George
Agency Principal
Experienced insurance leader managing agency operations and client services. Specializes in developing comprehensive coverage solutions for personal and business policyholders.
Cynthia Moulton St. George
Second-Generation Owner
Expanded the agency through strategic acquisitions and sales leadership. Instrumental in establishing Moulton Insurance's reputation for personalized service in Western Massachusetts.
Mary Robidoux
Agency Manager
Commercial lines expert with CIC and CISR certifications. Oversees agency operations and client relations while maintaining a focus on policyholder satisfaction.
Crystal Daniels
Branch Manager
Licensed insurance professional managing the Belchertown office. Specializes in personal lines coverage and client education about policy options.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, commercial auto, flood, and workers compensation insurance among other coverage options.
Do you serve businesses outside Massachusetts?
Yes, we offer coverage to businesses in Connecticut, New Hampshire, and Vermont in addition to Massachusetts.
Can I file claims online?
Yes, we provide 24/7 online access to carriers for claims filing and policy management.
How can I get a quote?
Request a quote through our website or contact our Ware or Belchertown offices directly.
Do you offer commercial registry services?
Yes, we provide in-house commercial plate issuance and RMV transaction assistance.
What payment options are available?
We offer online bill pay for personal and business insurance policies.