Business Details
Your Trusted Insurance Partner in Troy, Kansas
Grain Belt Insurance has been serving communities since the 1940s, evolving into a trusted independent agency under current owner Corey Kostman since 2013. We prioritize client advocacy over mere rate comparisons, leveraging relationships with multiple carriers to secure optimal coverage and value. Our proactive approach includes auditing policies to ensure fair pricing and advocating during claims processes to maximize client reimbursements. Rooted in the Midwest, we serve Kansas, Missouri, and Nebraska, specializing in personal, commercial, and agricultural insurance tailored to local needs. Our commitment extends beyond policieswe actively support community initiatives like school sponsorships and local events.With decades of combined experience, we combine industry expertise with personalized service to protect clients through lifes milestones. Transparency and integrity guide our operations, ensuring clients receive honest advice and dedicated representation. As a locally owned agency, we understand the unique risks faced by families, farmers, and businesses in the grain belt region. Our mission remains unchanged: to never leave clients at the mercy of insurance companies while fostering stronger communities through advocacy and support.
Services
Personal Automobile
Homeowners Insurance
Commercial General Liability
Farm Insurance
Life Insurance
Workers Compensation
Umbrella Coverage
Crop Insurance
Disability Insurance
Medicare Supplement
Highlights and features
- We proactively audit policies to ensure fair pricing and value
- We advocate for clients during insurance claims with adjusters
- We leverage multiple carriers to find best coverage options
- Our team has decades of local agricultural and insurance expertise
- We prioritize community support through school and event sponsorships
Services
Personal Automobile
We provide comprehensive auto insurance coverage tailored to individual drivers. Our policies protect against liability, collision, and uninsured motorists while offering competitive rates through multiple carriers. Our team ensures proper coverage limits and advocates during claims to maximize reimbursements.
Commercial General Liability
Protect your business with liability coverage for property damage, bodily injury, and advertising claims. We customize policies for Kansas City area businesses, including endorsements for specialized risks. Our advocacy ensures fair treatment during commercial claim processes.
Farm Insurance
Comprehensive coverage for farms including crop protection, equipment, livestock, and liability. We specialize in multi-peril crop insurance and hail coverage for Midwest farmers. Our local expertise ensures policies address regional agricultural risks and operational needs.
Life Insurance
We offer term, whole, and universal life insurance policies to protect families and businesses. Our Medicare supplement plans provide additional healthcare security. Policies are tailored to individual financial goals and estate planning needs.
Homeowners Insurance
Protect your home with policies covering structure, personal property, and liability. We offer specialized coverage for manufactured homes and vacation properties. Our team ensures proper valuation and advocates for fair claim settlements during losses.
People
Corey Kostman
Owner
Corey Kostman has led Grain Belt Insurance since 2013, expanding through strategic acquisitions. A fourth-generation Kansan with agricultural roots, he champions client advocacy and community involvement. His leadership maintains the agency's commitment to personalized service and local support.
Questions
What types of insurance do you offer?
We offer personal, commercial, and farm insurance including auto, home, crop, life, disability, and commercial liability policies.
How are you different from other agencies?
We proactively audit policies for fair pricing, advocate during claims, and leverage multiple carriers to find optimal coverage solutions.
Do you serve areas outside Kansas?
Yes, we provide insurance services throughout Kansas, Missouri, and Nebraska with remote support available beyond our 50-mile radius.
How do you help with insurance claims?
We work directly with adjusters to maximize claim reimbursements, researching vehicle values and challenging unfair settlement offers.
What community initiatives do you support?
We sponsor local school programs, athletic teams, community college initiatives, and events like the Lions Club Fireworks display.
