Business Details
42 Years
experience
Your Trusted Partner for Title Insurance and Closing Services in St. Joseph, MO
St. Joseph Title has been a trusted provider of title insurance and real estate services since 1984. Our commitment to fast, accurate, and dependable service has made us a preferred choice for clients across residential, commercial, and agricultural property transactions. With 100 years of combined experience among our team, we prioritize local ownership and personalized service while maintaining technical expertise in title insurance, closing, and escrow services. Our staff serves homebuyers, sellers, real estate professionals, and attorneys throughout Northwest Missouri. We specialize in ensuring smooth transactions through comprehensive title searches, 1031 exchange assistance, and notary services.Recognized as the Favorite Title Company in multiple years, we emphasize transparency, accessibility, and responsiveness to client needs. Our closing agents act as neutral third parties, safeguarding funds and documents until transactions finalize. We offer additional services like voter registration and termite inspection coordination to enhance client convenience. Our dedication to resolving title defects, including forged documents and unpaid judgments, underscores our commitment to protecting property owners' interests.
Services
Title Insurance
Closing Services
Escrow Services
1031 Exchange Assistance
Notary Services
Details
- Year established: 1984
Highlights and features
- 100 years of combined experience in title insurance and closing services
- Locally owned with personalized service for every client
- Voted Favorite Title Company multiple times since 2008
- Specialized expertise in resolving complex title defects
- Comprehensive transaction support from search to closing
What people say
Fast service
Dependable staff
Personalized approach
Efficient transactions
Local expertise
Services
Title Insurance
Our title insurance policies protect property owners and lenders against losses from title defects like forged documents, unpaid judgments, and unknown heirs. We provide owner's policies for lifelong protection and lender's policies for mortgage security. Combined policies offer maximum value while ensuring legal defense of property rights.
Closing Services
Professional closing agents manage document execution, fund disbursement, and regulatory compliance for real estate transactions. We coordinate inspections, prepare settlement statements, and verify contract fulfillment to ensure smooth property transfers for buyers, sellers, and lenders.
1031 Exchange
We facilitate IRS-compliant 1031 exchanges for investment property owners seeking to defer capital gains taxes. Our team coordinates with intermediaries to complete replacement property acquisitions while maintaining strict adherence to tax code requirements for like-kind property exchanges.
Title Search
Comprehensive title examinations review 50 years of public records to identify liens, easements, and ownership disputes. Our searches uncover potential issues like unfiled judgments and mineral rights claims, ensuring clear title transfer for residential, commercial, and agricultural properties.
Notary Services
Five full-time Missouri Notary Publics provide official document verification for real estate transactions. We authenticate signatures on deeds, mortgages, and legal instruments while maintaining strict compliance with state notarization requirements and record-keeping standards.
People
Lisa Ashford
Co-Owner/General Manager
Lisa oversees daily operations and strategic direction at St. Joseph Title, leveraging extensive industry experience to maintain service excellence and client satisfaction.
Jennifer Brown
Co-Owner/Closing Manager
Jennifer manages closing operations and serves as a Buchanan County Deputy Registrar, combining transaction expertise with community service through voter registration programs.
Shawn Lorenz
Title Insurance Officer
Shawn specializes in title insurance policies and risk assessment, ensuring comprehensive protection for property owners and lenders through meticulous documentation and compliance.
Stacy Smith
Co-Owner/Title Ins. Manager
Stacy directs title insurance operations, applying decades of experience to resolve complex title issues and maintain the company's reputation for accurate policy issuance.
Erin Wieneke
Title Insurance Officer
Erin provides expert title insurance solutions, focusing on clear title conveyance and client education about policy protections during real estate transactions.
Questions
What title insurance policies do you offer?
We provide owner's policies for lifelong title protection and lender's policies for mortgage security, with combined policies offering maximum value.
How do your closing services work?
Our neutral closing agents handle document preparation, fund disbursement, and regulatory compliance to ensure smooth property transfers for all transaction parties.
Do you assist with 1031 exchanges?
Yes, we coordinate tax-deferred exchanges with intermediaries, ensuring IRS compliance for investment property owners seeking to reinvest sale proceeds.
What areas do you serve?
We provide title and closing services throughout Northwest Missouri, focusing on residential, commercial, and agricultural property transactions.
Are notary services available?
Five full-time Missouri Notary Publics offer document verification services for real estate transactions and other legal instruments.
How can I get a title quote?
Visit our website or contact our office directly to request a customized title insurance quote based on your property transaction details.
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