Business Details
50+ Years
experience
Your Trusted Insurance Partner in Florida
Established in 1935, we have dedicated ourselves to providing comprehensive insurance solutions across Florida. Our independent agency represents multiple carriers, offering flexible coverage options tailored to individual and business needs. With over 85 years of combined experience, our team delivers personalized service backed by deep industry knowledge. We prioritize understanding client needs to recommend optimal insurance strategies, maintaining a legacy of trust through generations. Our commitment to excellence is reflected in our active membership with professional insurance associations and local community involvement. 
Services
Auto Insurance
Business Insurance
Home Insurance
Life Insurance
Recreational Vehicles Insurance
Details
- Year established: 1935
Highlights and features
- We offer flexibility through partnerships with multiple insurance carriers
- Our team provides personalized service with decades of local expertise
- We guarantee competitive pricing through comprehensive market comparisons
- Our staff maintains active membership in professional insurance associations
- We specialize in customized risk management solutions for Florida businesses
What people say
Top-notch service
Quick to help
Genuine commitment
Exceptional personal service
Best in town
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection tailored to individual driving needs. We offer flexible coverage options including liability, collision, and comprehensive coverage with competitive pricing. Our agents help clients understand policy details and select appropriate limits based on vehicle value and personal circumstances.
Business Insurance
Customized commercial insurance solutions protect businesses against industry-specific risks. We offer property coverage, liability protection, and specialized policies for restaurants, dealerships, and other commercial operations. Our team helps clients assess risk exposure and implement comprehensive protection strategies.
Home Insurance
Home insurance policies protect one of life's largest investments. We provide coverage for structural damage, personal belongings, and liability protection. Our agents help homeowners understand policy inclusions, select appropriate coverage limits, and implement risk mitigation strategies.
Life Insurance
Life insurance solutions provide financial protection for loved ones. We offer term and permanent life policies to meet different needs. Our specialists help clients determine appropriate coverage amounts and policy types based on family needs and financial obligations.
Recreational Vehicles Insurance
Specialized insurance for recreational vehicles protects against accident and loss-related expenses. Our policies cover vehicle damage, personal injury, and roadside assistance. We help clients understand coverage options for motorhomes, trailers, and specialty vehicles.
People
Peggy Carpenter Brady-Sciturro
President / CEO
Third-generation insurance professional with nearly 30 years of commercial insurance experience. Leads the agency's strategic direction and commercial accounts division. Opened the Okeechobee office in 2012.
Velma Espinoza
Personal Lines Office Manager
Bilingual insurance professional managing personal lines policies. Provides client support in both English and Spanish. Handles day-to-day operations of the personal insurance division.
Mary Burris
Commercial Insurance Consultant
Experienced commercial insurance specialist assisting business clients with risk assessment and policy selection. Provides expert guidance on commercial property and liability coverage options.
Tonya Stamm
Commercial Lines Manager
Manages commercial insurance operations with expertise in business risk management. Develops customized insurance solutions for corporate clients in various industries.
Afton Levins
Marketing Manager
Handles marketing strategy and client communications. Specializes in insurance product education and community outreach initiatives for business and personal insurance clients.
Questions
What types of insurance does M Carpenter Insurance offer?
We provide auto, home, life, business, and recreational vehicle insurance for personal and commercial clients across Florida.
How can I get an insurance quote?
Request a quote through our website or contact our Okeechobee or Belle Glade offices directly for personalized coverage options.
Do you offer insurance for local businesses?
Yes, we specialize in commercial insurance for Florida businesses including property coverage, liability protection, and industry-specific policies.
Are you a local Florida insurance agency?
We're a family-owned Florida agency with offices in Okeechobee and Belle Glade, serving clients statewide since 1935.
Can I manage insurance policies online?
Many carriers offer online claims submission and policy management tools accessible through our website links.
How do you help find the best insurance rates?
As an independent agency, we compare pricing and coverage options from multiple carriers to find the best value for your needs.
