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Business Details
34 Years
experience
Your Trusted Insurance Partner in Sebastian, FL
Since 1992, KE Insurance Agency has been dedicated to providing comprehensive insurance and financial services to families and businesses across Florida. Our team of licensed agents combines decades of industry experience with a commitment to personalized service, ensuring each client receives tailored solutions that meet their unique needs. We prioritize competitive pricing while maintaining the highest standards of professionalism and customer care. Our local expertise allows us to navigate Florida-specific insurance requirements effectively, offering clients the peace of mind that comes from working with a trusted, community-focused agency.

We believe in building long-term relationships through transparency, respect, and a proactive approach to risk management. Our mission is to deliver exceptional value through innovative products and unwavering support, ensuring our clients feel confident in their coverage choices. With multiple office locations and a focus on hometown service, we remain deeply invested in the communities we serve.
Services
Auto Insurance Commercial Insurance Health Insurance Homeowners Insurance Life Insurance
Details
  • Year established: 1992
Highlights and features
  • We offer 30+ years of Florida-specific insurance expertise
  • Our agents provide personalized policy customization
  • We maintain competitive pricing across all coverage types
  • Our local offices ensure community-focused service
  • We offer comprehensive coverage options for all life stages
Services
Auto Insurance
We provide comprehensive auto insurance solutions for Florida drivers, covering automobiles, motorcycles, boats, and RVs. Our policies include liability protection, collision coverage, and personal umbrella insurance tailored to individual driving habits and asset protection needs. With partnerships across major insurers, we help clients find cost-effective policies that meet state requirements while offering personalized risk management advice.
Commercial Insurance
Our commercial insurance services protect Florida businesses with customized coverage options including workers' compensation, general liability, and commercial property insurance. We partner with carriers like Travelers and Firemans Fund to offer competitive quotes for small to mid-sized enterprises. Our team understands local business risks and provides policy recommendations that balance protection with operational cost efficiency.
Health Insurance
We help Florida residents navigate health insurance requirements through ACA-compliant plans and direct-purchase policies. Our services include marketplace enrollment assistance and private plan comparisons that consider individual medical needs and budget constraints. We focus on making complex coverage options understandable while ensuring clients meet mandatory insurance requirements with appropriate financial protection.
Homeowners Insurance
Our homeowners insurance solutions cover primary residences, condos, and rental properties across Florida. Policies include structural damage protection, liability coverage, and flood insurance options tailored to regional weather risks. We assist clients with policy selection during home purchases or refinancing, emphasizing proper valuation and deductible optimization to match individual homeownership needs.
Life Insurance
We offer term, whole life, and universal life insurance policies with coverage amounts ranging from $25,000 to $1,000,000. Our retirement planning services include policy analysis for income replacement and estate planning purposes. We help clients determine appropriate coverage levels based on family financial needs, with specialized options for business owners requiring key man insurance protection.
People
Trish Negron
Personal Lines Agent
Trish Negron specializes in personal insurance solutions, helping Florida residents protect their assets through customized coverage plans. With extensive experience in property and casualty insurance, she focuses on delivering personalized service that addresses each client's unique risk management needs.
Su Kaehler
Customer Service Representative
Su Kaehler provides dedicated support to policyholders, ensuring smooth claims processing and policy management. Her customer-centric approach emphasizes clear communication and timely resolution of client inquiries, maintaining the agency's commitment to exceptional service quality.
Michelle Lennon
Personal Lines Agent
Michelle Lennon assists clients with comprehensive personal insurance coverage, combining product knowledge with local market expertise. She specializes in creating tailored protection strategies that evolve with clients' changing life circumstances and insurance requirements.
Cindy Cousins
Health Insurance Agent
Cindy Cousins specializes in health insurance solutions, guiding Florida residents through ACA marketplace enrollment and private plan selections. Her expertise includes explaining complex coverage options and helping clients choose policies that balance medical needs with budgetary considerations.
Randy Walters
General Agent - All Lines
Randy Walters oversees multi-line insurance solutions in Orlando, serving both personal and commercial clients. With broad expertise across insurance categories, he provides strategic risk management advice while maintaining the agency's standards of personalized service and community engagement.
Questions
What types of insurance does KE Insurance Agency offer?
We provide auto, home, health, commercial, and life insurance solutions tailored to Florida residents and businesses.
How do you help clients find affordable coverage?
Our agents compare policies from multiple carriers to find competitive rates while ensuring adequate protection for each client's specific needs.
Do you offer specialized insurance for Florida residents?
Yes, we provide flood insurance and other region-specific coverage options addressing Florida's unique climate and regulatory requirements.
Can I get insurance quotes online?
While we recommend personalized consultations, our website provides quote request forms for all major insurance categories to start the process.
How do you handle policy changes or claims?
Contact our office directly during business hours to modify policies or report claims - we prioritize prompt, in-person assistance for all transactions.