Business Details
17 Years
experience
Trusted Public Insurance Adjuster in Vero Beach
We are Steven L Philipson, dedicated to advocating for homeowners facing property damage claims. With over 15 years as a licensed public adjuster and 30 years as a general contractor, our expertise ensures accurate loss assessments and fair settlements. We specialize in reversing underpaid or denied insurance claims, leveraging deep local knowledge and industry relationships to restore properties to pre-loss conditions.Our no-upfront-cost model aligns our success with client outcomes, and our team of trusted professionals streamlines the recovery process. We prioritize transparency, client education, and ethical representation, standing as a trusted advocate in Indian River County since 2009.
Services
Insurance Claims Assistance
Hurricane Damage Claims
Flood Damage Assessment
Denied Claims Appeal
Mold Remediation
Roof Damage Claims
Water Damage Restoration
Property Loss Evaluation
Insurance Settlement Negotiation
Emergency Repair Coordination
Details
- Year established: 2009
Highlights and features
- We have 15 years of experience as licensed public adjusters with 30 years in construction.
- Our team includes trusted professionals for comprehensive property restoration.
- We guarantee no upfront costs; payment only upon successful claim resolution.
- We frequently double insurance settlements through expert negotiation.
- We provide transparent, client-focused representation with no hidden fees.
What people say
Fantastic
Highly recommend
Stress free experience
Professional, kind
Doubled the payment
Services
Insurance Claims Assistance
We guide homeowners through complex insurance claims, ensuring accurate documentation and fair compensation. Our expertise in policy interpretation and negotiation maximizes settlements for property damage cases. Clients benefit from our proven track record in securing favorable outcomes.
Hurricane Damage Claims
Specialized support for hurricane-related property damage claims. We assess structural and content losses, leveraging local market knowledge to counter insurance underestimation. Our process ensures comprehensive coverage for roof, water, and wind damage.
Denied Claims Appeal
We challenge unjustly denied insurance claims with data-driven evidence and legal expertise. Our success rate exceeds 95% in overturning denials, backed by strategic partnerships with attorneys specializing in insurance disputes.
Mold Remediation
Our certified professionals implement three-step mold elimination protocols, including assessment, remediation, and independent certification. We coordinate with licensed specialists to ensure safe, thorough property restoration post-water damage.
Property Loss Evaluation
We conduct precise property loss evaluations using current pricing data and industry standards. Our detailed reports document all damages, ensuring insurance settlements reflect actual repair costs and replacement values.
People
Steven L. Philipson
Public Insurance Adjuster
With 15 years as a licensed public adjuster and 30 years in construction, Steven specializes in maximizing insurance settlements for Indian River County homeowners. His expertise in damage assessment and negotiation has recovered millions for clients.
Questions
What services do you offer for underpaid insurance claims?
We negotiate higher settlements for underpaid property damage claims, ensuring fair compensation through expert loss assessment and policyholder advocacy.
How are your fees structured?
Our fee is a fraction of additional funds recovered. If we don't secure more than your original settlement, our services are free.
Do you handle denied insurance claims?
Yes, we specialize in reversing denied claims with a 95%+ success rate, leveraging legal partnerships and detailed evidence documentation.
What areas do you serve?
We exclusively serve Indian River County, Florida, with deep local knowledge of property values and contractor networks.
Can you help with emergency property repairs?
We recommend trusted contractors for urgent water removal and structural repairs while ensuring proper documentation for insurance purposes.
What sets you apart from other adjusters?
Our dual expertise in construction and insurance negotiation, combined with a no-upfront-cost model, ensures maximum client value and accountability.
