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Business Details
41 Years
experience
Emergency
services
Your Trusted Partner for Property and Casualty Claims Adjusting
Founded in 1985 by Edward T. Minto, Tristate Insurance Adjusters has established itself as a trusted multi-line independent claims adjusting firm. Our core principles of integrity, innovation, and commitment guide every interaction with domestic and international insurers, self-insureds, and legal defense firms. With 35 years of experience, we specialize in property and casualty loss adjustment, offering 24/7 service through strategically positioned offices across the United States. Our team of licensed adjusters delivers customized solutions tailored to individual claim needs, ensuring precision in complex commercial and residential property cases. We maintain enduring client relationships by exceeding expectations through expedient reporting, efficient reserve management, and cost-effective claim settlements.

Our expertise extends to specialized areas including subrogation investigation, business interruption assessment, and first-party appraisal mediation. Recognized for our work with religious institutions and coastal condominium programs, we combine industry-specific knowledge with a personalized approach to client service. As a family-owned business, we prioritize long-term partnerships built on transparency and ethical practices. Our strategic focus remains on advancing our capabilities while maintaining the highest standards of professionalism in the insurance adjusting industry.
Services
Property Loss Adjusting Casualty Loss Adjusting Commercial Property Adjusting Residential Property Adjusting Subrogation Investigation Business Interruption Assessment First-Party Appraisal Inland Marine Claims Environmental Investigation Trucking Liability Adjusting
Details
  • Year established: 1985
Highlights and features
  • We offer 35+ years of experience in property and casualty insurance adjusting.
  • Our team provides 24/7 emergency claim services nationwide.
  • We specialize in complex commercial property claims for religious institutions.
  • Our adjusters maintain efficient reserve management with precise reporting.
  • We deliver customized solutions tailored to individual claim requirements.
What people say
Responsive service Expertise in complex claims Detailed reporting Professional team Timely settlements
Services
Property Loss Adjusting
Our property loss adjusting services cover residential and commercial properties with specialized expertise in religious institutions and coastal condominium programs. We provide detailed damage assessments, accurate reporting, and efficient claim settlements while maintaining open communication throughout the process. Our team handles complex valuations and large-scale losses with precision.
Casualty Loss Adjusting
We specialize in casualty loss adjustment including auto liability, workers' compensation, and product liability cases. Our experienced adjusters conduct thorough investigations, environmental assessments, and mediation services for complex liability claims. We focus on accurate exposure analysis and fair settlement negotiations for insurers and policyholders.
Subrogation Investigation
Our subrogation services involve detailed investigation and determination of recoverable losses through legal and equitable means. We provide comprehensive analysis of third-party liability, coordinate with legal counsel, and prepare documentation to support recovery efforts while maintaining strict compliance with insurance regulations.
Commercial Property Adjusting
We handle complex commercial property claims for institutions including universities, non-profits, and coastal programs. Our services include business interruption analysis, risk assessment for underwriting, and specialized valuation of unique properties. We maintain strategic partnerships to ensure nationwide coverage for large-scale commercial losses.
24/7 Emergency Services
Our 24/7 emergency response team provides immediate assistance for catastrophic losses and urgent claims situations. Licensed adjusters are available around the clock to initiate investigations, coordinate with emergency services, and begin the claims process within critical timeframes to minimize client disruption.
People
Edward T. Minto
President | National Executive | General Adjuster
Founder with 35+ years of industry experience, specializing in complex claims management and strategic business development for insurance adjusting services.
Patrick J. Little
Executive General Adjuster
Experienced adjuster with expertise in handling large-scale property and casualty claims, focusing on accurate reporting and client communication.
Alexandria S. Minto
National Account Executive | Adjuster
Specializes in client relationship management and claims handling with a focus on delivering personalized insurance solutions.
Questions
What types of insurance claims do you handle?
We handle property and casualty claims including residential/commercial property damage, subrogation, business interruption, and liability cases.
Do you offer emergency claim services?
Yes, our licensed adjusters provide 24/7 emergency response for catastrophic losses and urgent claim situations nationwide.
Which states do you service?
We operate in PA, NJ, DE, MD, NY, LA, VA, NC, SC, GA, and FL with nationwide adjuster networks for complete coverage.
How quickly do you respond to claims?
Our team acknowledges assignments immediately and dispatches adjusters promptly, maintaining 24/7 availability for urgent needs.
What makes Tri-State different from other adjusters?
Our 35+ years of experience, strategic focus on complex claims, and personalized approach create lasting client partnerships.