Business Details
8 Years
experience
Your Trusted Insurance Partner for Personal and Business Coverage
Harp Insurance has been dedicated to finding the best and most affordable insurance options for families and businesses for over 25 years. Our team prioritizes excellent customer service, tailoring products to meet the unique needs of each individual client. With a focus on open communication and building lasting relationships, we specialize in health, life, disability, and property insurance solutions for both personal and business contexts.Our licensed professionals bring decades of combined experience in securing financial peace of mind through customized insurance strategies. We serve clients across multiple states, offering expertise in hard-to-place policies and comprehensive retirement planning. Our commitment to client satisfaction is reflected in our personalized approach to risk management and long-term financial security.
Services
Health Insurance
Life Insurance
Business Insurance
Retirement Accounts
Property Insurance
Dental Insurance
Medicare Supplement
Annuities
Disability Insurance
Long Term Care
Details
- Year established: 2018
Highlights and features
- We offer 25+ years of combined experience in insurance solutions
- Our team provides personalized policy customization for every client
- Licensed professionals with multi-state expertise in complex coverage needs
- Comprehensive approach covering both personal and business insurance requirements
- Client-focused service emphasizing long-term financial security and peace of mind
Associations and certifications
- National Association of Insurance and Financial Advisers
- National Association of Life Underwriters
- Central California Association of Health Underwriters
What people say
Excellent customer service
Tailored products
Professional services
Always available
Positive experience
Services
Health Insurance
We provide comprehensive health insurance solutions tailored to individual and family needs. Our licensed agents help clients navigate options for medical coverage, including dental and vision plans. With expertise in Medicare supplements and long-term care policies, we ensure clients receive appropriate protection for current and future healthcare needs while considering budget constraints.
Life Insurance
Our life insurance services include term and permanent policy options designed to protect loved ones and business interests. We specialize in creating buy-sell agreements and business succession plans while helping individuals secure financial stability for their families through customized coverage amounts and policy structures that match their life stage and goals.
Business Insurance
We offer tailored business insurance packages covering liability, property protection, and employee benefits. Our solutions address workers' compensation requirements, commercial property risks including earthquake and flood coverage, and retirement plan options for small to mid-sized businesses. We focus on creating comprehensive risk management strategies that protect business assets and ensure operational continuity.
Retirement Accounts
Our retirement planning services include setting up and managing 401(k) accounts, Roth IRAs, and simplified employee pension plans. We help clients maximize tax advantages while creating sustainable income streams for retirement. Our approach combines insurance products with investment strategies to ensure financial security during retirement years while addressing estate planning considerations.
Property Insurance
We provide specialized property insurance for standard and high-value homes, including coverage for dwellings valued over $1 million. Our policies protect against fire, earthquake, flood, and other risks while offering customizable options for unique property features. We also handle complex cases requiring high-risk fire insurance or specialized endorsements for valuable personal property.
People
Lynn Harp
Broker
Lynn Harp, holding licenses in CA, AZ, and NV, specializes in personalized insurance solutions. With over 25 years of experience, he focuses on building client relationships and providing tailored coverage options for individuals and businesses.
Cindy Harp
Agent
Cindy Harp, a licensed life and health insurance agent, brings 25+ years of experience in financial planning. She helps clients protect their lifestyles and achieve long-term goals through strategic insurance and annuity products.
Questions
What types of insurance does Harp Insurance offer?
We provide health, life, disability, property, dental, Medicare supplement, annuities, retirement accounts, and long-term care insurance for individuals and businesses.
How do you tailor insurance policies to individual needs?
Our licensed agents conduct personalized assessments to create customized coverage solutions that match each client's specific financial goals and risk management requirements.
What experience does your team have?
Our team holds multiple state licenses and brings over 25 years of combined experience in insurance solutions, including specialized coverage for high-value properties and complex business needs.
Do you offer business insurance options?
Yes, we provide comprehensive business insurance including liability coverage, property protection, workers' compensation, and retirement planning for companies of all sizes.
Can I purchase insurance online?
We offer online tools for comparing and purchasing dental and vision insurance plans while maintaining personalized agent support throughout the process.
