Business Details
37 Years
experience
Your Trusted Commercial Truck Insurance Partner in Tennessee
At James Brummett Insurance, we bring decades of specialized expertise to the transportation and insurance industries. Founded in 1989 by James Brummett, a lifelong trucking professional with extensive experience in truck ownership, dealership management, and insurance services, our agency combines deep industry knowledge with personalized client care. Our team, including three family members with a combined 100 years of trucking and insurance experience, delivers tailored solutions for both personal and commercial needs. We maintain direct contracts with over 20 top-rated insurance carriers nationwide, enabling us to offer competitive pricing and comprehensive coverage options.Our commitment to real-person service and plain-English communication sets us apart in an increasingly automated industry. From commercial trucking policies to life insurance, we work closely with clients to understand their unique requirements and provide peace of mind through customized protection strategies. With decades of local presence in Oliver Springs, Tennessee, we continue to build lasting relationships based on trust, transparency, and industry-leading expertise.
Services
Trucking Insurance
Auto Insurance
Business Insurance
Home Insurance
Life Insurance
Pet Insurance
Details
- Year established: 1989
Highlights and features
- We offer 35+ years of specialized trucking industry experience since 1989
- Our family-operated agency maintains direct contracts with 20+ top-rated carriers
- We provide personalized service with real-person communication during business hours
- Our staff includes licensed agents with combined 100+ years of transportation expertise
- We deliver tailored insurance solutions for both commercial and personal needs
Services
Trucking Insurance
Specialized commercial truck insurance solutions tailored for Tennessee's transportation professionals. Our agency represents multiple top-rated carriers to provide flexible coverage options including liability protection, physical damage coverage, and driver qualification support. With decades of industry experience, we help trucking businesses obtain competitive pricing while ensuring compliance with all regulatory requirements. Our dedicated team provides rapid policy implementation and certificate processing within five minutes.
Auto Insurance
Comprehensive personal auto insurance plans designed to protect drivers' daily transportation needs. We offer collision and comprehensive coverage, liability protection, road service assistance, and lease/loan gap coverage. Our agents work with multiple carriers to create customized policies that balance coverage needs with affordability. Policyholders receive personalized advice on appropriate coverage levels and benefit from straightforward claims assistance when needed.
Business Insurance
Customized commercial insurance packages for Tennessee businesses of all sizes. Our offerings include property insurance, general liability coverage, workers compensation, and commercial auto policies. The agency specializes in creating tailored protection plans for unique business operations, from restaurant property coverage to dealership blanket policies. Our experienced team helps business owners identify potential risks and implement appropriate insurance solutions.
Home Insurance
Residential insurance solutions protecting homeowners' largest financial investment. Policies cover structural damage, personal property loss, and additional living expenses during covered events. We offer homeowners, condo owners, and renters insurance with customizable liability protection components. Our agents help clients determine appropriate coverage amounts based on individual needs and property characteristics.
Life Insurance
Life insurance products designed to provide financial protection for dependents. We offer term and permanent life insurance solutions to address various life stages and financial obligations. Our consultation process helps clients determine appropriate coverage amounts based on family needs, income replacement requirements, and business continuity planning. Policies provide financial security for beneficiaries in case of unexpected death.
People
James Brummett
CEO / Agent
With a career spanning decades in the trucking industry, James founded the agency in 1989 after managing a Mack Truck Dealership. He specializes in fleet and large account quotes, bringing extensive industry knowledge to commercial insurance solutions.
Darlene Brummett
CFO / Accounts Payable
Handling accounts payable for 49 years alongside her husband James, Darlene contributes to the agency's financial operations while maintaining the family business tradition that defines our service approach.
Cyndy Steele
Agent / Assistant to CEO
Since joining in 1995, Cyndy has specialized in truck insurance quotes, handling new business and policy renewals with expertise developed through two decades of service to Tennessee's transportation professionals.
Becky Devaney
Agent / Assistant to CEO & CFO
A licensed agent since 1998, Becky manages accounts receivable and supports both leadership roles while maintaining direct client relationships through her insurance expertise and operational knowledge.
Sandi Williams
Insurance Specialist
With agency experience since 1999, Sandi handles insurance certificates, claims processing, and motor vehicle reports, providing essential support to policyholders through critical administrative functions.
Questions
What types of insurance do you specialize in?
We specialize in commercial truck insurance while also offering auto, home, life, business, and pet insurance solutions tailored to Tennessee residents and transportation professionals.
How can you help trucking businesses specifically?
With 100+ years of combined trucking experience, we provide specialized commercial truck policies, rapid certificate processing, driver qualification assistance, and claims support tailored to transportation industry needs.
Do you work with multiple insurance carriers?
Yes, we maintain direct contracts with over 20 quality insurance companies nationwide, allowing us to offer competitive pricing and customized coverage options across all insurance types.
What sets your agency apart from others?
Our family-operated business combines decades of trucking industry experience with personalized service, plain-English communication, and rapid policy implementation capabilities developed over 35 years in business.
How quickly can you process insurance certificates?
We provide certificate processing within five minutes through phone, fax, or email requests, ensuring our commercial clients maintain continuous coverage without operational delays.
