Business Details
Your Trusted Insurance Partner in Fort Walton Beach
Sullivan Insurance has been serving Fort Walton Beach and surrounding communities for over 25 years as an independent insurance agency. We specialize in helping individuals, families, and business owners navigate the complexities of insurance coverage to find solutions that meet their unique needs at competitive prices. Our team of licensed professionals brings deep industry knowledge and personalized service to every client interaction, ensuring comprehensive protection for homes, vehicles, and businesses.As a Trusted Choice Agency, we maintain relationships with top-tier insurance carriers to provide reliable coverage options and exceptional claims support. Our commitment to transparency and client education empowers customers to make informed decisions about their insurance portfolios, whether they require standard policies or specialized coverage for unique assets.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Motorcycle Insurance
RV Insurance
Boat Insurance
Flood Insurance
Hurricane Insurance
Wind Insurance
Business Insurance
Highlights and features
- 25+ years of local insurance expertise
- Independent agency with top-rated carriers
- Personalized coverage recommendations
- Trusted Choice Agency accreditation
- Specialized commercial insurance solutions
Associations and certifications
- Trusted Choice Agency
What people say
Expert understanding
Saved time and bother
Recommend company
Outstanding claims service
Competitive pricing
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection for drivers in Fort Walton Beach, including liability coverage, collision protection, and uninsured motorist options. We help clients understand coverage limits and select policies that balance protection with affordability. With access to multiple carriers, we find competitive rates for drivers with varying records and needs.
Home Insurance
We offer customized homeowners insurance solutions covering structural damage, personal property loss, and liability risks. Our policies can include specialized coverage for valuables like jewelry and artwork, with options for flood and hurricane protection in coastal areas. We help clients evaluate replacement costs and select appropriate coverage limits.
Commercial Insurance
Our commercial insurance services protect businesses with property, liability, and workers' compensation coverage tailored to specific industries. We offer risk assessment services, loss control programs, and specialized policies for contractors, HOAs, and retail operations. Our team understands the unique insurance needs of local businesses in Fort Walton Beach.
Boat Insurance
We provide comprehensive boat insurance policies covering watercraft damage, liability protection, and emergency towing services. Our policies address year-round use considerations and environmental cleanup costs. We help clients evaluate replacement costs and select appropriate coverage levels for their specific watercraft and usage patterns.
RV Insurance
Our RV insurance policies combine liability protection with property coverage for recreational vehicles, including specialized options for full-time residents. We offer customizable coverage for physical damage, personal effects, and custom equipment. Our team understands the unique insurance needs of RV owners in the Emerald Coast region.
People
Dan Sullivan
Agency President
With over 25 years of insurance experience, Dan Sullivan leads our agency with a commitment to finding clients the best coverage at competitive rates. His expertise spans personal and commercial insurance, ensuring tailored solutions for every client's unique needs.
Adrienne M. Clifford
Licensed Agent
Adrienne M. Clifford provides expert insurance guidance with a focus on personalized service. She specializes in helping clients understand policy details and select appropriate coverage options that balance protection with affordability for both personal and business needs.
Jamie L. Robertson
Customer Service Representative
Jamie L. Robertson handles client inquiries with professionalism and care, ensuring smooth policy management and claims processing. Her attention to detail helps clients maintain proper coverage while navigating insurance complexities efficiently.
Nancy Cummings
Licensed Agent
Nancy Cummings brings extensive insurance knowledge to our team, specializing in risk assessment and policy customization. She works closely with clients to identify coverage gaps and implement comprehensive protection strategies for homes, vehicles, and businesses.
Michelle Roof
Licensed Agent
Michelle Roof serves clients at our Defuniak Springs office with personalized insurance solutions. Her expertise includes evaluating unique coverage needs and connecting clients with appropriate policies that provide reliable protection for their specific circumstances.
Questions
How do you help clients find competitive insurance rates?
As an independent agency, we work with multiple top-rated carriers to compare coverage options and pricing, ensuring clients receive the best value for their specific needs.
What types of insurance do you offer?
We provide auto, home, motorcycle, RV, boat, and commercial insurance policies, along with specialized coverage options for unique assets and business needs.
How does the claims process work?
We partner with carriers known for prompt claims resolution, guiding clients through the process and advocating for fair, timely settlements when incidents occur.
Are you available for in-person consultations?
Yes, we offer in-person meetings at our Fort Walton Beach office Monday through Friday from 9:00 AM to 5:00 PM.
Do you serve areas beyond Fort Walton Beach?
We serve clients throughout Okaloosa County, including Defuniak Springs, and provide coverage options tailored to regional risks like hurricane and flood protection.
