Business Details
50+ Years
experience
Your Trusted Partner for Military Life Insurance Solutions
Founded in 1956 by decorated WWII Marine pilot Charles Woodbury, American Fidelity Life Insurance has built a legacy of serving high-risk military members, veterans, and their families. Our family-owned business combines decades of industry expertise with a commitment to financial stability, offering tailored life insurance solutions that prioritize client needs. We specialize in term and universal life insurance policies designed to provide both immediate protection and long-term financial security. Our systematic investment approach focuses exclusively on U.S. government bonds and highly rated corporate bonds, ensuring policyholder assets remain secure.With over 67 years of continuous service and $200 million in benefits paid to families, we maintain rigorous standards for product quality, tax-deferred growth opportunities, and personalized support. Our team of experienced professionals delivers straightforward guidance without medical exams for term policies, while upholding the founding principles of integrity and community service established by our veteran leadership.
Services
Term Life Insurance
Universal Life Insurance
Convert SGLI/VGLI Policy
File Insurance Claim
Details
- Year established: 1956
Highlights and features
- We offer guaranteed level premiums with no medical exams required for term policies
- Our systematic investment approach focuses exclusively on U.S. government bonds
- Specialized policies for military members converting SGLI/VGLI coverage
- Family-owned business maintaining 67+ years of continuous service
- Tax-deferred cash value growth available in permanent life insurance policies
What people say
Exceptional service since 1978
User-friendly website updates
Premium savings without penalties
Services
Term Life Insurance
Term life insurance provides temporary financial protection for specified periods of 5, 10, or 20 years. This cost-effective solution offers guaranteed level premiums throughout the policy term, making it ideal for income replacement during critical financial obligation periods. Beneficiaries receive tax-free death benefits that can be used for mortgage payments, educational expenses, or daily living costs. No medical exams are required for qualified applicants, with coverage available from $50,000 to $300,000 for individuals aged 20-50.
Universal Life Insurance
Universal life insurance offers lifelong coverage with tax-deferred cash value accumulation. Policyholders benefit from flexible premium payments and the ability to access accumulated cash through loans or withdrawals. This permanent solution maintains fixed rates regardless of age or health changes, providing both death benefits and living financial benefits. Ideal for long-term estate planning and legacy building, policies include guaranteed interest rate growth on cash value components while maintaining the same death benefit protections as term coverage.
Questions
What's the difference between term and universal life insurance?
Term provides temporary coverage with fixed premiums while universal offers lifelong protection with tax-deferred cash value accumulation.
Who qualifies for life insurance coverage?
Healthy adults aged 20-50 qualify for term policies; universal life available up to age 59 with medical evaluation.
How quickly are claims processed?
Claims processed within 24 hours with funds typically available within 3 business days.
Can I convert military insurance?
Yes, SGLI/VGLI conversion options available within 120 days of separation with guaranteed rates.
Are policies tax-free?
Death benefits are tax-free; universal policies offer tax-deferred cash value growth.
