Business Details
Your Trusted Insurance Partner in Homer, NY
Benson Davis Insurance has been serving Central New York communities with personalized insurance solutions since our founding. Our team of licensed professionals brings decades of combined experience in property, casualty, and commercial insurance, prioritizing competitive rates and comprehensive coverage. We represent multiple top-tier carriers to ensure clients receive tailored policies that meet their unique needs. Our commitment to local communities is reflected through active involvement in civic organizations and churches. By maintaining an independent agency model, we offer unbiased advice and direct access to real agents who understand regional risks.Our focus on customer service ensures clients receive prompt support for claims and policy adjustments. We specialize in auto, home, farm, and business insurance, including niche coverages like umbrella policies and recreational vehicle protection. Transparency in pricing and policy terms remains a cornerstone of our practice. Continuing education for our staff guarantees up-to-date expertise in evolving insurance landscapes. This combination of local knowledge, professional excellence, and community dedication has made us a trusted name in Central New York insurance for generations.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Farm Insurance
RV Insurance
Umbrella Policies
Business Insurance
Boat Insurance
Highlights and features
- We offer competitive rates across multiple insurance categories
- We represent multiple carriers for comprehensive coverage options
- Our team provides personalized service with local market knowledge
- We maintain transparent pricing and policy terms
- We combine decades of industry experience with ongoing professional development
Services
Auto Insurance
We provide comprehensive auto insurance coverage for personal and commercial vehicles. Our policies protect against liability, collision, and uninsured motorists while offering customizable deductibles. With access to multiple carriers, we help clients find competitive rates that match their driving history and vehicle value. Our agents specialize in bundling auto policies with other insurance products for maximum savings.
Home Insurance
Our home insurance policies protect residential properties against fire, theft, and natural disasters. Coverage includes dwelling protection, personal property, and liability claims. We offer specialized flood insurance and endorsements for high-value items. Our agents help homeowners in Central New York understand regional risks and select appropriate coverage limits based on property assessments.
Commercial Insurance
We design commercial insurance packages for small to mid-sized businesses in Central New York. Coverage includes general liability, property insurance, and workers' compensation. Our agents specialize in industry-specific risks for local businesses, offering tailored solutions for retail, agriculture, and service providers. We help business owners comply with regulatory requirements while protecting their assets.
Farm Insurance
Our farm insurance policies protect agricultural operations with coverage for equipment, livestock, and crop losses. We offer specialized policies for dairy farms, orchards, and specialty crops common in Central New York. Coverage includes liability protection for farm visitors and equipment breakdowns. Our agents understand regional agricultural challenges and help farmers secure appropriate risk management strategies.
Umbrella Policies
We provide umbrella insurance policies that offer additional liability protection beyond standard auto and home policies. These policies protect against catastrophic losses and lawsuits exceeding primary policy limits. Our agents help clients assess their risk exposure and determine appropriate coverage amounts. This specialized protection is particularly valuable for homeowners with significant assets or businesses facing higher liability risks.
People
Annette Benson
Personal Lines Insurance Agent
Annette Benson manages personal lines insurance and office operations. A licensed property and casualty agent, she graduated from SUNY Oneonta with a BS in Elementary Education. Active in local theater and church organizations, she brings community-focused service to client relationships.
Matt Banazek
Commercial Insurance Specialist
Matt Banazek handles commercial and personal lines insurance with dual credentials as a licensed agent and certified public accountant. With over 25 years at Benson Davis, he specializes in business risk management while maintaining active roles in local Rotary and Toastmasters organizations.
Lee Benson
Farm Insurance Expert
Lee Benson brings 35+ years of insurance experience with expertise in farm and commercial policies. A SUNY graduate, he previously worked as an underwriter for major carriers. His community involvement includes historic preservation and church committees, reflecting deep regional knowledge.
Marjorie Swindon
Claims Specialist
Marjorie Swindon specializes in property and casualty insurance with prior claims management experience. A local resident with 15+ years at Benson Davis, she focuses on efficient claims resolution. Her community ties include family activities and church involvement in Cortland County.
Linda Brown
Insurance Broker
Linda Brown provides insurance brokerage services with 25 years of industry experience. Pursuing CISR certification, she focuses on policy placement and client education. A local resident, she maintains fitness and church commitments while serving Benson Davis clients since 2013.
Questions
How do I get an insurance quote?
Contact us by phone, email, or through our website's quote form. Provide basic information about your property, driving history, and coverage needs for a personalized quote.
What insurance types do you offer?
We provide auto, home, farm, commercial, RV, boat, and umbrella insurance policies. Our agents help clients select appropriate coverage from multiple carrier options.
Are your rates competitive?
Yes, we offer competitive rates by comparing policies from multiple insurance carriers. Our independent agency model ensures unbiased recommendations for cost-effective coverage.
Do you serve business clients?
Yes, we specialize in commercial insurance for small to mid-sized businesses, including liability, property, and workers' compensation coverage tailored to specific industries.
How do I file a claim?
Contact our office directly during business hours or use our website's claim filing option. Our team will guide you through the documentation process and coordinate with insurers.
Are you available for in-person meetings?
Yes, we welcome office visits at our Homer, NY location. Our agents provide personalized service through face-to-face consultations for policy reviews and new coverage needs.
