Business Details
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Your Trusted Insurance Partner in St. Elizabeth, MO
St Elizabeth Mutual Insurance has been providing comprehensive insurance solutions since 1899, serving individuals and businesses with tailored coverage options. Our team of experienced agents brings expertise from diverse fields including farming, business management, banking, and construction to deliver personalized service. We specialize in homeowners, auto, commercial, and specialty insurance policies, offering competitive rates and flexible payment plans to meet client needs.With Saturday morning availability and a commitment to community involvement, we prioritize accessibility and local engagement. Our agents maintain deep knowledge of regional risks and insurance requirements, ensuring clients receive informed guidance and reliable protection for their assets.
Services
Homeowners Insurance
Auto Insurance
Commercial Insurance
Farm Insurance
Earthquake Coverage
Manufactured Home Insurance
Inland Marine Insurance
Theft Protection
Home Construction Insurance
Highlights and features
- Established in 1899 with deep community roots
- Agents with diverse industry expertise backgrounds
- Saturday morning availability for convenience
- Competitive rates with flexible payment options
- Local knowledge of regional risk factors
What people say
Personalized service
Local expertise
Competitive rates
Flexible payment plans
Saturday availability
Services
Homeowners Insurance
Protect your primary residence against fire, wind, hail, theft, and natural disasters with customizable policies. Our plans offer liability protection and flexible terms for both standard and unique properties. Agents provide detailed risk assessments to ensure comprehensive coverage for Missouri homeowners.
Auto Insurance
Comprehensive auto coverage options protect personal and commercial vehicles against accidents, theft, and weather-related damage. Policies include liability protection and customizable deductibles. Our agents help clients navigate coverage requirements while maintaining competitive premium rates.
Commercial Insurance
Tailored insurance solutions for Missouri businesses including property protection, liability coverage, and specialized policies for commercial operations. Available plans include multiple billing options and risk management consultations to protect diverse business interests.
Farm Insurance
Comprehensive protection for farm properties and operations including structures, equipment, and liability coverage. Policies address unique agricultural risks with customizable options for both small family farms and larger agricultural enterprises in rural Missouri.
Earthquake Coverage
Specialized insurance add-ons provide financial protection against earthquake damage for residential and commercial properties. Available as endorsement to standard policies, this coverage addresses structural repairs and contents replacement for Missouri properties in seismic risk zones.
People
Victor Wilde
Adjustor and Agent
Experienced insurance professional with expertise in claims assessment and policy management, serving clients Thursday and Friday during office hours.
Dean Luetkemeyer
Agent
Dedicated agent providing insurance solutions Monday-Wednesday and Saturday, with extensive knowledge of local insurance requirements.
Kenneth Hammond
Agent & Inspector
Insurance agent and field inspector offering personalized service, combining technical expertise with client-focused solutions.
Mark Adrian
Agent
Licensed insurance agent providing specialized coverage options and policy consultations for residential and commercial clients.
Mark Reinkemeyer
Agent
Experienced insurance professional offering personalized policy solutions and risk management guidance to local clients.
Questions
What types of insurance do you offer?
We provide homeowners, auto, commercial, farm, manufactured home, inland marine, theft, earthquake, and construction insurance policies.
Are payment plans available?
Yes, we offer annual, semi-annual, and quarterly billing options with a $10 fee per installment for partial-year plans.
How do I file a claim?
Report losses immediately via our 24/7 answering machine or fax the Notice of Loss form to 573-493-2118.
Do you offer emergency services?
Yes, emergency cell numbers are available through our answering machine for urgent insurance needs after hours.
What are your business hours?
Thursday-Friday 8:30 AM-2:30 PM, Saturday 8:30 AM-11:30 AM. Messages can be left for after-hours response.
