Business Details
33 Years
experience
Your Trusted Title Insurance Partner in Lake Ozark, MO
First Title Insurance Agency has served the Lake of the Ozarks area since 1993, providing professional title insurance and closing services. Located in the Cliffside Centre adjacent to the Community Bridge, we are licensed by the State of Missouri to serve Camden, Miller, and Morgan counties. Our 28-year reputation is built on delivering high-quality, accurate, and prompt service to clients. We prioritize client satisfaction through personalized attention and a commitment to resolving title issues efficiently. Our teams expertise ensures smooth real estate transactions, supported by our consistent recognition as a First American Title Insurance Company Top Ten Agent.We emphasize transparency, reliability, and ethical practices, offering both standard and extended title insurance policies. Our services protect clients from title defects and provide legal defense coverage when needed. With decades of combined experience, our staff handles title searches, escrow accounting, and policy production with precision. We actively educate clients on risks like wire fraud and advocate for proactive protection through owners title insurance policies. Our dedication to excellence has made us a trusted partner for real estate transactions in the region.
Services
Title Insurance
Closing Services
Title Search
Escrow Services
1031 Exchanges
Details
- Year established: 1993
Highlights and features
- We have 28 years of experience in title insurance and closing services.
- Our team provides personalized attention to every real estate transaction.
- We guarantee prompt and accurate title searches and policy production.
- Recognized as a First American Title Insurance Top Ten Agent for five consecutive years.
- We prioritize client education on risks like wire fraud and title defects.
Associations and certifications
- First American Title Insurance Company
- State of Missouri License #3001696732
What people say
Prompt and accurate service
Personalized attention
Trusted partner
Expertise in title insurance
Smooth transactions
Services
Title Insurance
Title insurance protects property owners from financial loss due to title defects. Our policies cover legal defense costs and indemnify against claims arising from prior ownership issues. We offer both standard and extended coverage options tailored to client needs.
Title Search
Our title search service identifies potential title issues by reviewing public records. We examine deeds, mortgages, and liens to ensure clear ownership. This critical step prevents future disputes and ensures a smooth transaction process for buyers and lenders.
Closing Services
We manage closing procedures with precision, coordinating document execution and fund disbursement. Our team ensures compliance with legal requirements while maintaining transparency. Clients benefit from our efficient handling of escrow accounts and policy production.
1031 Exchanges
Our 1031 exchange services help clients defer capital gains taxes when reinvesting in replacement properties. We guide investors through IRS requirements and documentation. This specialized service requires expertise in timing and property identification to ensure compliance.
Recording Fees
We handle recording fees for various real estate documents, including deeds and mortgages. Our staff ensures proper formatting and submission to county offices. Clients receive clear guidance on document requirements and associated costs for legal compliance.
People
Carol Neporadny
Manager
Carol has over 30 years of title insurance experience and has led First Title since its 1993 founding. She oversees all operations, ensuring quality service and compliance with industry standards.
Jane Peters
Title Search Expert
Jane specializes in title examination with over 10 years of experience. She joined First Title in 2013 and prepares title commitments while providing exceptional client support.
Patty Brown
Closing Coordinator
Patty brings 25 years of title industry experience to her role. She manages closing coordination and policy production, ensuring accurate escrow accounting for client transactions.
Karen Ryan
Policy Specialist
Karen handles title policy production and escrow balancing. With expertise in remittance coordination, she joined First Title in 2020 to enhance operational efficiency.
Becky Thomas
Order Coordinator
Becky manages new order entry and scheduling. Since joining in 2020, she has taken on closing responsibilities while maintaining meticulous documentation standards.
Questions
Why is title insurance important for property buyers?
Title insurance protects against financial loss from title defects like liens or ownership disputes. It covers legal defense costs and ensures clear property rights for homeowners.
What services does First Title offer?
We provide title insurance, title searches, closing services, 1031 exchanges, and recording fee management. Our team handles escrow accounting and policy production with expertise.
Can I use a 1031 exchange for vacation homes?
Yes, with proper tax planning, vacation homes may qualify for 1031 exchanges. We guide clients through IRS requirements to defer capital gains taxes when reinvesting.
How do you protect clients from wire fraud?
We educate clients on verifying transaction details through confirmed phone calls. Our team follows strict protocols to prevent unauthorized fund transfers during real estate closings.
What are your office hours?
Our office operates during standard business hours. For urgent matters, we recommend contacting us directly at 573-365-6999 to discuss availability outside regular hours.
Which areas do you serve?
We serve Camden, Miller, and Morgan counties surrounding the Lake of the Ozarks. Our licensed team provides services specifically tailored to this region's real estate market.
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