Business Details
Emergency
services
Trusted Missouri Insurance Since 1892
We are a family-owned insurance provider rooted in Central Missouri, serving policyholders with unwavering commitment since 1892. Our expertise spans homeowners, farm, and commercial insurance, tailored to meet diverse client needs through personalized solutions. With 29 independent agencies across Missouri, we combine local knowledge with century-old experience to deliver dependable service and financial security. Our team prioritizes transparency, offering paperless billing and flexible payment options while maintaining a client-centric approach to risk management. Backed by a board of directors and a legacy of trust, we ensure every policyholder receives customized protection plans.From farm equipment coverage to inland marine insurance, our comprehensive offerings address both personal and business needs. We uphold strict ethical standards, ensuring clear communication and no hidden fees throughout the policy lifecycle. Our emergency claim process guarantees prompt assistance for urgent situations like fire or water damage. Through continuous adaptation to technological advancements, we streamline online payments and account management for modern convenience. As a community-focused insurer, we remain dedicated to strengthening relationships through reliable service and financial stewardship.
Services
Homeowners Insurance
Farm Insurance
Mobile Home Policies
Rental Property Coverage
Commercial Insurance
Highlights and features
- We have over 130 years of experience serving Missouri policyholders
- Our network includes 29 independent local agencies statewide
- We offer specialized coverage for farm equipment and livestock
- We provide 24/7 emergency claim reporting assistance
- Our paperless billing system streamlines account management
Services
Homeowners Insurance
We provide comprehensive homeowners insurance protecting against property damage, liability claims, and additional living expenses. Our policies cover structural elements, personal belongings, and offer customizable riders for high-value items. With flexible deductible options and claims assistance available 24/7, we ensure policyholders maintain financial security against unexpected events.
Farm Insurance
Our farm insurance packages safeguard agricultural operations with coverage for farm dwellings, equipment, livestock, and crop-related structures. Policies include liability protection for farm-related activities and inland marine coverage for equipment transport. We offer specialized plans for both small family farms and large-scale agricultural businesses across Missouri.
Commercial Insurance
We protect small businesses with tailored commercial insurance covering property damage, liability risks, and business interruption losses. Our policies address specific industry needs including builders risk, equipment breakdown, and inland marine coverage. With flexible terms and risk management consultations, we help Missouri businesses maintain operational continuity.
Mobile Home Insurance
Our mobile home insurance provides structural and liability coverage for manufactured homes, including protection against windstorms, fire, and vandalism. Policies cover both permanent and seasonal residences with optional add-ons for personal property and equipment. We offer specialized rates for properly maintained mobile home units.
Rental Property Coverage
We offer comprehensive protection for rental property owners covering structural damage, liability claims, and lost rental income. Our policies address unique risks associated with vacant properties and seasonal rentals. With customizable coverage limits and deductible options, we help property owners protect their investment assets.
Questions
How do I file an insurance claim?
Report emergencies directly to your agent. For non-urgent claims, use our online submission portal during regular business hours.
What payment methods do you accept?
We accept online payments via bank account or credit card through our secure payment portal. Paperless billing options are available.
What types of insurance do you offer?
We provide homeowners, farm, mobile home, rental property, and small commercial insurance policies with customizable coverage options.
Do you offer discounts for multiple policies?
Yes, we provide bundling options and customized packages to help policyholders maximize coverage while optimizing costs.
What areas do you serve?
We operate statewide in Missouri through our network of 29 independent agencies located in various counties.
