Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Solutions in San Francisco
Founded in 1946, O'Kane & Tegay Insurance Brokers Insurance Brokers is a family-owned and operated independent insurance brokerage serving the San Francisco Bay Area. With over 150 years of combined experience across our 15-member team, we specialize in tailoring property and casualty insurance solutions for both personal and commercial clients. Our expertise spans California insurance regulations, risk assessment, and claims advocacy, supported by partnerships with leading regional and national carriers.We prioritize personalized service, transparency, and community-focused advocacy, ensuring clients receive coverage that aligns with their unique needs. As a designated Local Business Enterprise, we maintain deep roots in San Francisco while delivering nationwide insurance solutions.
Services
Commercial Insurance
Personal Insurance
HOA Insurance
Workers Compensation
Cyber Liability
Property Insurance
Liability Insurance
Risk Management
Claims Advocacy
Umbrella Coverage
Details
- Year established: 1946
Highlights and features
- We offer 75+ years of combined insurance expertise tailored to Bay Area needs.
- Our family-owned agency prioritizes personalized service over anonymous call centers.
- We partner with multiple top-tier carriers to find your best coverage match.
- Our team includes specialists in HOA, commercial property, and workers' compensation insurance.
- We advocate for clients during claims with proven success in coverage disputes.
What people say
Friendly quick service
Good rates
Efficient customer service
Excellent customer service
Helpful team
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions including property, liability, and workers' compensation coverage. Our brokers assess business risks to create tailored policies that protect against financial loss from accidents, lawsuits, or natural disasters. With access to multiple carriers, we secure competitive rates for enterprises of all sizes.
Personal Insurance
Our personal insurance services include auto, home, and umbrella policies designed to protect individuals and families. We evaluate personal assets and risks to recommend appropriate coverage levels. Clients benefit from 24/7 policy access and direct communication with local agents for claims assistance and policy adjustments.
HOA Insurance
Specializing in Homeowners Association insurance, we offer packages covering property damage, liability, and umbrella protection for mixed-use buildings. Our team handles policy renewals, coverage assessments, and carrier negotiations to ensure HOAs maintain adequate protection at competitive rates.
Workers Compensation
We provide California-compliant workers' compensation insurance to protect businesses from costs associated with workplace injuries. Our brokers help employers navigate state requirements, secure appropriate coverage, and manage claims efficiently to minimize operational disruptions.
Cyber Liability
Our cyber liability insurance protects businesses against financial losses from data breaches and cyberattacks. Policies cover legal fees, notification costs, and business interruption losses. We work with carriers offering risk assessment tools and incident response support to mitigate digital threats.
People
James Brendel
Commercial Account Executive
With over 30 years in insurance, James Brendel manages commercial accounts and new business development. He joined O'Kane & Tegay Insurance Brokers Insurance Brokers in 1993 after running his own North Dakota agency, bringing expertise in risk assessment and client advocacy.
Thomas OKane
Partner
As senior partner and third-generation insurance professional, Tom OKane oversees firm operations. With 45+ years of experience since joining in 1977, he focuses on strategic growth while maintaining the agency's family-run ethos and client-first approach.
Melissa Mullins
Claims Consultant
Melissa Mullins specializes in claims advocacy with 30+ years of experience in general liability and construction defect claims. She joined in 2010, bringing expertise from CNA and Liberty Mutual to ensure clients receive fair claim resolutions.
Michael Poggetti
Office Operations Manager
Mike Poggetti manages commercial lines and office operations since 2006. He develops risk-management strategies while maintaining direct client relationships, combining technical expertise with personalized service for business insurance needs.
Natalie Swift
PUD Specialist
Natalie Swift handles planned unit development accounts, managing policy renewals and coverage assessments. With 20+ years at O'Kane & Tegay Insurance Brokers Insurance Brokers, she provides specialized insurance solutions for new and existing HOA communities across California.
Questions
What types of insurance do you offer?
We provide commercial insurance (property, liability, workers' compensation) and personal insurance (auto, home, umbrella) with specialized HOA coverage.
How do you find the best insurance rates?
Our independent broker status lets us compare policies from multiple carriers to match your needs with competitive pricing.
Can you help with insurance claims?
Yes, our dedicated claims consultant advocates for you, ensuring timely processing and resolution with insurance carriers.
Do you serve areas outside San Francisco?
While based in San Francisco, we provide insurance solutions for clients across California and nationwide.
What sets you apart from other agencies?
As a family-owned agency since 1946, we combine local expertise with personalized service and multi-carrier options.
