Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Ogdensburg, NY
Truax Insurance has served clients since 1932, providing comprehensive insurance solutions tailored to individual and business needs. Our experienced team, led by owner Lisa Gallagher since 2019, prioritizes personalized service and competitive pricing. We specialize in auto, home, life, commercial, and recreational vehicle insurance, ensuring coverage that evolves with clients' changing needs. With two New York locations in Ogdensburg and Sandy Creek, we offer free policy consultations and maintain a commitment to community service. Our staff reviews policies annually to optimize coverage and affordability, reflecting our dedication to client satisfaction through knowledgeable guidance and responsive support. 
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Commercial Insurance
Recreational Vehicle Insurance
Details
- Year established: 1932
Highlights and features
- We offer free policy consultations and annual coverage reviews for optimal protection.
- Our team provides personalized insurance solutions tailored to individual client needs.
- We maintain competitive pricing across all insurance product lines.
- Our staff has decades of combined experience serving New York State clients.
- We offer specialized coverage for recreational vehicles including ATVs and boats.
Services
Auto Insurance
Truax Insurance provides comprehensive auto insurance policies covering bodily injury, property damage, and uninsured motorist protection. We offer discounts for safe drivers, multi-policy holders, and vehicle safety features. Our agents help customize coverage options including collision, comprehensive, and rental reimbursement to meet individual driving needs.
Homeowners Insurance
Our homeowners insurance policies protect against fire, storm damage, theft, and liability claims. Coverage includes dwelling replacement, personal property protection, and additional living expenses during repairs. We offer specialized plans for high-value items, home businesses, and second homes across New York State.
Life Insurance
We provide term life, whole life, and final expense insurance policies to protect loved ones financially. Our plans help replace income, cover debts, and pay for education or funeral expenses. Policies are customized to individual needs with options for variable life coverage and long-term financial planning.
Commercial Insurance
Truax offers commercial insurance for property damage, liability, and business interruption. Coverage protects against equipment loss, employee injuries, and operational risks. We serve convenience stores, salons, contractors, and other New York businesses with customized risk management solutions.
Recreational Vehicle Insurance
Our RV insurance covers motorhomes, ATVs, boats, and personal watercraft with options for collision, liability, and roadside assistance. Policies protect against damage during recreational use while offering flexible terms for seasonal vehicles and specialty equipment across Northern New York.
People
Lisa Gallagher
Owner
Lisa Gallagher has worked at Truax Insurance since 1985 and purchased the agency in 2019. She oversees operations at both New York locations, maintaining the agency's commitment to personalized service and community-focused insurance solutions since its founding in 1932.
Vanessa Kronyak
Insurance Agent
Vanessa Kronyak assists Ogdensburg clients with auto, home, and commercial insurance needs. With extensive knowledge of local insurance requirements, she helps residents and businesses find cost-effective coverage solutions tailored to their specific protection needs.
Brandy Potter
Insurance Agent
Brandy Potter serves Sandy Creek clients with personalized insurance planning for vehicles, homes, and recreational assets. She specializes in matching local residents with affordable coverage options while maintaining the agency's tradition of exceptional customer service.
Angel Maroney
Insurance Specialist
Angel Maroney provides expert guidance on policy renewals and coverage adjustments at the Ogdensburg office. Her focus on client education helps policyholders understand their insurance protections and make informed decisions about risk management.
Bobbi Kaple-Curry
Customer Service Representative
Bobbi Kaple-Curry supports Sandy Creek clients with insurance inquiries and policy administration. She ensures timely responses to customer needs while maintaining the agency's standards of friendly, professional service established since 1932.
Questions
What types of insurance do you offer?
We provide auto, home, life, commercial, and recreational vehicle insurance for clients across New York State.
How can I request a free insurance quote?
Contact our Ogdensburg office at 315-393-3805 or use our website's quote request form to schedule a consultation.
Do you offer after-hours emergency service?
Yes, we provide 24/7 emergency contact options for policyholders needing urgent assistance outside regular business hours.
What recreational vehicles do you insure?
We cover ATVs, boats, RVs, snowmobiles, and personal watercraft with customized protection plans for seasonal use.
Are your insurance rates competitive?
Our agents annually review policies to ensure optimal coverage at affordable prices through multiple carrier partnerships.
