Business Details
49 Years
experience
Emergency
services
Your Trusted Insurance and Real Estate Partner in Atlantic City
Established in 1977, we are an independent insurance agency dedicated to providing personalized insurance solutions for individuals, families, and businesses. Our team of experienced professionals works with multiple carriers to ensure clients receive the best combination of price, coverage, and service. Unlike captive agents, we are not tied to a single company, allowing us to tailor policies to evolving client needs. Our office is staffed with knowledgeable individuals who prioritize customer service above and beyond industry standards. We specialize in home, flood, condo, umbrella, inland marine, property, liability, workers' compensation, and commercial flood insurance.As a locally rooted business with deep community ties, we offer one-stop shopping for insurance and real estate services. Our mission is to provide high-quality insurance products and exceptional service, ensuring client satisfaction remains our top priority. With over 40 years of combined experience, including Rick Bloom's 40-year real estate brokerage expertise, we guide clients through the entire insurance process, from policy selection to claim resolution. Our commitment to transparency, personalized attention, and comprehensive coverage has earned us the trust of thousands of clients in Atlantic City and beyond.
Services
Personal Insurance
Business Insurance
Real Estate Services
Flood Insurance
Condo Insurance
Details
- Year established: 1977
Highlights and features
- We are independent agents representing multiple insurance companies
- Our team has 40+ years of combined insurance and real estate experience
- We provide personalized service with in-person consultation options
- We offer comprehensive coverage solutions for both personal and business needs
- Our local expertise helps clients avoid common real estate pitfalls
What people say
Excellent services
Professional, gentlemen
Friendly staff
Highly recommend
Prompt replies
Services
Personal Insurance
We offer comprehensive personal insurance solutions including homeowners, flood, condo, umbrella, and inland marine coverage. Our independent agency model allows us to compare multiple carriers to find optimal price and coverage combinations. With specialized expertise in coastal property protection, we help clients safeguard their homes and assets through tailored policies that meet evolving needs while maintaining competitive pricing.
Business Insurance
Our business insurance services protect commercial operations through property, liability, workers' compensation, and commercial flood coverage. We tailor policies to specific industry risks, working with businesses from daycares to medical offices. Our agents help clients navigate complex coverage requirements while ensuring adequate protection against financial loss from property damage, liability claims, and business interruptions.
Real Estate Services
As part of our integrated services, we provide real estate brokerage with multilingual professionals serving Atlantic City. Our team combines insurance expertise with real estate knowledge to help clients make informed property decisions. We offer guidance on insurance considerations during property transactions and maintain a legacy of local market expertise spanning multiple generations of family business operation.
Flood Insurance
We specialize in flood insurance solutions for high-risk coastal areas. Our agents help clients understand flood zone requirements and secure appropriate coverage through the National Flood Insurance Program. We educate clients about flood risks in low/moderate risk areas and explain how flood insurance protects against financial losses that standard policies don't cover, including mandatory coverage for island properties.
Condo Insurance
Our condo insurance (HO6) provides customized coverage for unit owners, including dwelling protection, personal property coverage, and liability insurance. We help clients understand the division of responsibilities between homeowners associations and individual policies. Our agents guide clients through coverage options that complement association policies while protecting personal assets and addressing unique risks associated with shared property ownership.
People
Rick Bloom
Owner Broker Producer
With 40 years of real estate brokerage experience and state licensing, Rick Bloom leads our insurance and real estate operations. His extensive local market knowledge helps clients avoid common property pitfalls while ensuring proper insurance coverage.
Aino-Maija (Aiccis) Bloom
Producer
Handling customer service and personal lines insurance, Aino-Maija brings specialized expertise in flood insurance solutions. Her client-focused approach ensures personalized attention to policy details and coverage requirements.
Colleen Sterling
Customer Service
Managing account receivables and mortgage information, Colleen provides dedicated customer support with attention to billing and policy administration details, ensuring smooth client interactions throughout the insurance process.
Jamie Siracusa
Producer
Specializing in flood, commercial, and personal lines insurance, Jamie offers comprehensive coverage solutions while maintaining focus on claims processing efficiency and client education about policy specifics.
Katie Arena
Producer
Providing customer service and insurance expertise for personal lines and flood coverage, Katie ensures clients receive tailored policy recommendations and clear explanations of coverage options and claim procedures.
Questions
What types of insurance do you offer?
We provide personal insurance (home, flood, condo, umbrella), business insurance (property, liability, workers' comp), and real estate services. Our independent agency model allows us to offer multiple carrier options.
Why choose an independent agent?
As independent agents, we represent multiple companies to find your best coverage-price combination. Unlike captive agents, we're not tied to one carrier and can adapt as your needs change.
How does flood insurance work?
Flood insurance requires separate policies through the National Flood Insurance Program. We help explain flood zone requirements, secure proper coverage, and educate about risks in coastal areas like Atlantic City.
What commercial insurance do businesses need?
We recommend general liability, property insurance, and business interruption coverage as essentials. Our agents tailor policies to specific risks based on business type, size, and operational requirements.
Do you offer real estate services?
Yes, our real estate division provides property sales and brokerage services with multilingual agents who understand local market nuances and insurance considerations for property transactions.
How do claims work?
We guide clients through the entire claims process, working directly with carriers to resolve issues efficiently. Our team provides support from initial filing through final settlement negotiations.
