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We are an independent insurance agency serving our clients throughout North Carolina with offices in Murphy, Robbinsville, Bryson City and Hayesville. We also have an office in Hiawassee, GA and serve throughout the North Georgia Mountains, Western North Carolina Mountains and Southeast Appalachian Mountains. We believe our clients' financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner.

As your insurance advisor, we help you make smart decisions-protecting you from the unexpected and planning for the predictable. Explore our interactive graphics and learn about your unique risks and the related insurance solutions. Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted.

It's a cost-effective way to ensure the peace of mind you deserve. It's easy to get distracted while driving.
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About Us
Farley Insurance provides comprehensive insurance options throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Your family, your business and your possessions are all important to you, but you may not know how to best protect them.
We have the experience to navigate the unique risks you face, serving as your insurance advisor.
We are an independent insurance agency serving western North Carolina and northern Georgia.
We have offices throughout North Carolina in Murphy, Robbinsville, Bryson City and Hayesville, also in Hiawassee, GA.
Meet Our Team
Not all insurance agents are created equal.
At Farley Insurance, we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most in business and in life.
Farley Insurance is an independent insurance agency made up of exceptional, passionate people focused on protecting you from the unexpected.
Farley Insurance is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Client Portal
Life can be unpredictable.
You can count on us to be there for you, ensuring things happen promptly and efficiently, always with the goal of getting your life and business back to normal as quickly as possible.
Farley Insurance is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Licensed in North Carolina, Georgia, Tennessee, South Carolina and Florida.
FAQ’s
We have the answers to the most common questions we are asked, everyday.
And to make navigating the answers easier, we've broken down the frequently asked questions into several categories.
Nice and simple.
Allows you to purchase high value items such as: a car or a home by insuring the collateral on behalf of the financial institution that lent you the money.
Allows you to save for retirement while deferring interest payments to a time when your income is lower, thus reducing your tax payments.
We Are Independent
We are an independent insurance agency throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Insurance can be a complicated purchase that requires more than 15 minutes of your time.
As an independent insurance agency we work for you, not the insurance company - giving you the power of choice.
As an independent insurance agency, we represent many different insurance companies which offer a wide variety of coverage options and price points.
Insurance Companies
Choosing the right insurance can be complicated.
We partner with the industry's leading insurance companies so you can enjoy the most appropriate, affordable protection.
Even better, we help you make the right choice.
Farley Insurance has access to leading insurance companies, ensuring we can find the right insurance coverage for your needs.
Farley Insurance is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Our Keystone Partnership
Keystone Insurers Group shares in our mission to safeguard livelihoods, bolster businesses and fortify communities.
Keystone is a community of independent insurance agencies focused on what matters most-providing peace of mind in the neighborhoods and communities in which we live and work.
Keystone provides us with added resources to support the visions and goals of our business clients.
From complex insurance solutions, to risk management, employee benefits and financial services, we have access to specialized expertise and products to fulfill the unique business needs of even the most challenging industries.
Personal Insurance
Personal insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Life happens fast, and the truth is there's nothing as valuable as peace of mind.
Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.
Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life.
Home Insurance
Home insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Your home is one of your biggest assets, and it's important to do all that you can to protect it.
We'll help you plan for the unexpected with insurance coverage that's just right for you and your family.
Your home is both a valuable asset and the center of your life, so it's extra-important to cover every risk with homeowners insurance.
Get the right policy and you'll take care of the small and large risks related to owning a house at the same time.
Auto Insurance
Car and truck insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Your vehicle can be a fairly costly investment-one that is exposed to many potential losses that are out of your control.
We'll make sure you have the protection you need at a price you can afford.
A car or truck is often your biggest asset aside from your home.
Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
Renters Insurance
Renters insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
When you rent or lease, your landlord's insurance usually only protects the building itself-not your personal belongings.
We'll design coverage to protect your personal property and your lifestyle while renting.
When you rent an apartment, your landlord will normally be responsible for the insurance necessary to protect against damage to the building itself, but it's up to you to protect your possessions.
Umbrella Insurance
Umbrella insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies.
We'll help protect your financial future.
Umbrella insurance has an unusual name, but it's a simple concept-it's an extra liability policy for added peace of mind.
Most commonly, umbrella insurance is something you get in addition to either a car insurance or homeowners insurance policy.
Flood Insurance
Flood insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Just because you don't live in a high flood risk area, doesn't mean it'll never happen to you.
We'll provide the specialized coverage you need to help protect your home from rising waters-even if you're not in a flood zone.
The first is that flood insurance is only needed for people living in designated flood zones.
In reality, flooding is a potential risk everywhere and the damage can be devastating.
Business Insurance
Business insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
In today's ever-changing environment, risk is constant.
Business insurance isn't.
We'll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
We know that you cannot outrun your risk, but you can be ready for it.
What if a hurricane causes you to lose power to your building and your operations cease, or if a fire severely damages your building?
Business Owners Insurance
Business owners insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy.
We'll work with you to design coverage that protects your business from a variety of risks, unique to you.
The first type is property insurance.
Property insurance covers risks associated with your business' premises, equipment and vehicles.
General Liability Insurance
General liability insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
No matter the size and nature of your business, there are always uncertainties.
We'll work with you to determine your business risks and we'll put together an insurance package that makes sense for your business.
When you look around your business, it's obvious that you need to protect against damage to your buildings, equipment and staff.
Less obvious-but no less important-is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.
Workers’ Compensation Insurance
Workers' compensation insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Workers' compensation insurance covers employees injured on the job or in auto accidents while on business.
It also covers work-related illnesses.
We'll work with you to find a solution that creates a safer and more productive workplace.
Workers' compensation insurance, or simply workers' comp, is not just a legal requirement in some states-it's an investment in your staff's security.
Commercial Umbrella Insurance
Commercial umbrella insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Commercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business.
We'll work with you to find the right umbrella solution to cover all your business needs.
Commercial umbrella insurance is all about going one step further.
It's an added layer of protection that kicks in if the very worst happens with your business insurance policies.
Business Auto Insurance
Business auto insurance throughout North Carolina and Georgia with offices in Murphy, Robbinsville, Bryson City, Hayesville and Hiawassee.
Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.
A vehicle collision is never good news, but when it's one of your business' cars or trucks, the consequences are more complicated.
Business auto insurance, also called commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection.