Business Details
Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs. With Knoxville Insurance Group, our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship. When you work with Knoxville Insurance Group, you'll experience the customer service and attention to detail that you can only find with an independent insurance agency.
Knoxville Insurance Group has been insuring Knoxville and East Tennessee residents since 1989. Our employees have over 50 years of combined experience delivering home, auto, life, renters policies and more. We also provide health insurance with multiple carriers, including quotes from BlueCross BlueShield of Tennessee. We are local agents who are committed to serving our community, and this commitment reaches beyond caring for your insurance needs.
Several staff members are mentors with The First Tee of Greater Knoxville, and Teri, our office manager, is an active volunteer for John316 Outreach and the Isaiah 58 Project.
Knoxville Insurance Group has been insuring Knoxville and East Tennessee residents since 1989. Our employees have over 50 years of combined experience delivering home, auto, life, renters policies and more. We also provide health insurance with multiple carriers, including quotes from BlueCross BlueShield of Tennessee. We are local agents who are committed to serving our community, and this commitment reaches beyond caring for your insurance needs.
Several staff members are mentors with The First Tee of Greater Knoxville, and Teri, our office manager, is an active volunteer for John316 Outreach and the Isaiah 58 Project.
Services
Our Agency
As a locally owned and operated insurance agency in Knoxville, TN, Knoxville Insurance Group is committed to providing quality insurance products for individuals and businesses.
We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.
Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs.
With Knoxville Insurance Group, our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship.
We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.
Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs.
With Knoxville Insurance Group, our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship.
Why Choose an Independent Agent
The number one difference between a Captive Agent and an Independent Agent is access to choice.
Captive Agents, also known as Exclusive Agents, only work with one company's insurance products.
When you work with an Independent Agent, they can provide you with options from multiple insurance companies.
Online and 1-800 Companies are similar to Captive Agents in that they only sell and service their one company.
They also lack the personal touch that you get when you work with an agent.
If you want to work with experienced insurance professionals who can provide you with the customer service and attention to detail that you can only find with an Independent Agent then contact Knoxville Insurance Group today!
Captive Agents, also known as Exclusive Agents, only work with one company's insurance products.
When you work with an Independent Agent, they can provide you with options from multiple insurance companies.
Online and 1-800 Companies are similar to Captive Agents in that they only sell and service their one company.
They also lack the personal touch that you get when you work with an agent.
If you want to work with experienced insurance professionals who can provide you with the customer service and attention to detail that you can only find with an Independent Agent then contact Knoxville Insurance Group today!
Insurance FAQs
Will filing a claim make my insurance rates go up?
In many cases, yes, it will.
One of the many factors that insurance companies look at when deciding on your risk and insurance policy premium is your claims history.
This is just one of the reasons why you should work with an independent insurance agent.
We can assist you with searching for the right options based on your loss history.
Should I buy my policy through a carrier or go to an independent agent?
We believe that working with a local independent insurance agent is the better option for our clients.
In many cases, yes, it will.
One of the many factors that insurance companies look at when deciding on your risk and insurance policy premium is your claims history.
This is just one of the reasons why you should work with an independent insurance agent.
We can assist you with searching for the right options based on your loss history.
Should I buy my policy through a carrier or go to an independent agent?
We believe that working with a local independent insurance agent is the better option for our clients.
Mobile App
As we strive to continue to deliver solutions and cutting edge options to our clients we are excited to share our newest advance, a mobile app designed with you in mind!
Knoxville Insurance Group's "Insurance Agent" Mobile App provides easy access to your insurance information from anywhere at any time!
Whether you are a homeowner with one property or a business owner with a fleet of vehicles, our Mobile App can make your day to day insurance needs seamless with our office.
At the touch of a button you have your Auto Insurance ID in your hand, a photo of your car & vehicle information, a copy of your home policy declaration page and can even file a claim or pay your bill direct from the APP.
Knoxville Insurance Group's "Insurance Agent" Mobile App provides easy access to your insurance information from anywhere at any time!
Whether you are a homeowner with one property or a business owner with a fleet of vehicles, our Mobile App can make your day to day insurance needs seamless with our office.
At the touch of a button you have your Auto Insurance ID in your hand, a photo of your car & vehicle information, a copy of your home policy declaration page and can even file a claim or pay your bill direct from the APP.
Home & Auto Insurance
Home insurance and auto insurance are two of the most vital forms of protection against risk.
These two types of insurance are had by most people, and as a result most people know that the costs of these two types of insurance can be high.
There are ways to save on the costs of home insurance and auto insurance, and one of these ways is to combine policies for the two types of insurance.
At Knoxville Insurance Group we combine home and auto insurance policies frequently and we'll combine your policies so that you save money and time.
These two types of insurance are had by most people, and as a result most people know that the costs of these two types of insurance can be high.
There are ways to save on the costs of home insurance and auto insurance, and one of these ways is to combine policies for the two types of insurance.
At Knoxville Insurance Group we combine home and auto insurance policies frequently and we'll combine your policies so that you save money and time.
Auto Insurance
Having the proper auto coverage that suits every situation ensures your independence behind the wheel.
From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen.
Our agents at Knoxville Insurance Group take a consultative approach to insurance.
Whether a new teen driver or a seasoned veteran, we will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs for peace-of-mind driving assurance.
From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen.
Our agents at Knoxville Insurance Group take a consultative approach to insurance.
Whether a new teen driver or a seasoned veteran, we will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs for peace-of-mind driving assurance.
Liability Coverage
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.
With Liability Coverage, you can be insured if you're held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
With Liability Coverage, you can be insured if you're held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
Collision Coverage
Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
Contact Knoxville Insurance Group today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.
GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
Contact Knoxville Insurance Group today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.
Uninsured & Underinsured Motorist Coverage
Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered.
In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you'll be compensated for the amount in which you are legally entitled to - in regards to you, your passengers, and your vehicle.
Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.
Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it's important to contact Knoxville Insurance Group to find out how you can be prepared for any situation on the road.
In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you'll be compensated for the amount in which you are legally entitled to - in regards to you, your passengers, and your vehicle.
Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.
Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it's important to contact Knoxville Insurance Group to find out how you can be prepared for any situation on the road.
Diminishing Deductible
As a driver, safety should be one of your top concerns - safety for your passengers and for other drivers on the road.
When you find the right coverage with Knoxville Insurance Group, you'll learn that being a responsible driver has its benefits.
With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.
When you sign up for Diminishing Deductible, you'll receive an immediate $100 credit on your deductible.
From there, you can add $100 of more credit for every year - simply by being a safe driver.
When you find the right coverage with Knoxville Insurance Group, you'll learn that being a responsible driver has its benefits.
With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.
When you sign up for Diminishing Deductible, you'll receive an immediate $100 credit on your deductible.
From there, you can add $100 of more credit for every year - simply by being a safe driver.
Accident Forgiveness
We understand that accidents happen.
On the road, there are many situations that are outside of your control and sometimes cannot be avoided.
At Knoxville Insurance Group, we don't want an accident to hurt your driving record, or even cause your rates to go up.
With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness.
Under Accident Forgiveness, if you're involved in an accident, your rates won't increase - even if the accident is your fault.
This applies only one time per policy, and once it's been used, you'll be eligible to receive it again three years later.
On the road, there are many situations that are outside of your control and sometimes cannot be avoided.
At Knoxville Insurance Group, we don't want an accident to hurt your driving record, or even cause your rates to go up.
With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness.
Under Accident Forgiveness, if you're involved in an accident, your rates won't increase - even if the accident is your fault.
This applies only one time per policy, and once it's been used, you'll be eligible to receive it again three years later.
Minor Violation Forgiveness
We know that if you're a safe driver, you probably take every precaution possible when behind the wheel.
But if you receive a citation without the right coverage, that one minor violation could affect your good driving record.
At Knoxville Insurance Group, we can help you receive a proper coverage option, like Minor Violation Forgiveness, that allows you to avoid accidental points on your license.
With Minor Violation Forgiveness, if you receive a minor traffic citation, you'll be prepared with the assurance that your rates won't increase.
But if you receive a citation without the right coverage, that one minor violation could affect your good driving record.
At Knoxville Insurance Group, we can help you receive a proper coverage option, like Minor Violation Forgiveness, that allows you to avoid accidental points on your license.
With Minor Violation Forgiveness, if you receive a minor traffic citation, you'll be prepared with the assurance that your rates won't increase.
Roadside Assistance
This package includes towing up to 15 miles, fuel delivery, lockout, jump starts, flat tires, and membership discounts.
This includes everything in the Basic Package, plus towing up to 100 miles, trip interruption coverage, turn-by-turn directions, pre-trip map routing, and emergency messages.
With Roadside Assistance, you'll never be alone behind the wheel.
Contact Knoxville Insurance Group today to find out how you can get signed up.
Services apply while driving any vehicle with any occupant from an Allied household (insureds and in-home relatives).
This includes everything in the Basic Package, plus towing up to 100 miles, trip interruption coverage, turn-by-turn directions, pre-trip map routing, and emergency messages.
With Roadside Assistance, you'll never be alone behind the wheel.
Contact Knoxville Insurance Group today to find out how you can get signed up.
Services apply while driving any vehicle with any occupant from an Allied household (insureds and in-home relatives).
Specialty Auto Insurance
With options and choices ranging from agreed value coverage to spare parts coverage, Knoxville Insurance Group can provide you with the tools you need to insure your timeless automobile.
We even offer multi-vehicle discounts for the avid collector.
Whatever your situation, you can rest assured knowing that your Specialty Auto is protected with Knoxville Insurance Group.
We even offer multi-vehicle discounts for the avid collector.
Whatever your situation, you can rest assured knowing that your Specialty Auto is protected with Knoxville Insurance Group.
24-Hour Customer Service
At Knoxville Insurance Group, we strive for quality service with your convenience in mind.
By offering 24/7/365 support, we're here to serve you - when you need us most.
Since accidents and non-collision oriented situations can fall outside of normal business hours, we've partnered with Allied Insurance's On Your Side service center to provide you with extended hours in case you need assistance.
For claims, accidents, billing information, and more, you can contact an Allied representative 24 hours a day, seven days a week at 800-282-1446.
By offering 24/7/365 support, we're here to serve you - when you need us most.
Since accidents and non-collision oriented situations can fall outside of normal business hours, we've partnered with Allied Insurance's On Your Side service center to provide you with extended hours in case you need assistance.
For claims, accidents, billing information, and more, you can contact an Allied representative 24 hours a day, seven days a week at 800-282-1446.
Towing
Your car gives you the freedom to take on the open road.
Whether you're enjoying the scenic countryside or driving to your favorite vacation spot, your adventures can be more enjoyable knowing that help is right around the corner with the convenience of Towing services.
In the event of an unexpected breakdown, the last place you'll want to be is stranded on the side of the road, or stuck with costly towing fees.
By adding optional Towing coverage from Knoxville Insurance Group to your Auto Insurance policy, you'll get the peace of mind knowing that no matter where your journeys take you, you'll never be alone.
Whether you're enjoying the scenic countryside or driving to your favorite vacation spot, your adventures can be more enjoyable knowing that help is right around the corner with the convenience of Towing services.
In the event of an unexpected breakdown, the last place you'll want to be is stranded on the side of the road, or stuck with costly towing fees.
By adding optional Towing coverage from Knoxville Insurance Group to your Auto Insurance policy, you'll get the peace of mind knowing that no matter where your journeys take you, you'll never be alone.
Rental Reimbursement
We understand that your days are busy, and between work and your family, not having a car is typically out of the equation.
If your vehicle is left out of commission after an accident or theft, Knoxville Insurance Group offers Rental Reimbursement services so that you won't miss a beat.
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.
Since benefits and details vary by insurance policy, it's important to speak with an insurance specialist from Knoxville Insurance Group to make sure you know what's covered and to see if you qualify for this additional service.
If your vehicle is left out of commission after an accident or theft, Knoxville Insurance Group offers Rental Reimbursement services so that you won't miss a beat.
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.
Since benefits and details vary by insurance policy, it's important to speak with an insurance specialist from Knoxville Insurance Group to make sure you know what's covered and to see if you qualify for this additional service.
Personal Injury Protection PIP
At Knoxville Insurance Group, we know that the safety and well being of you and your family is important, both on and off the road.
Since auto accidents can involve more than just damage to your car, we're here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.
With Personal Injury Coverage from Knoxville Insurance Group, you'll have a policy that helps pay for the treatment of you and your family members should someone get injured as a passenger or pedestrian.
Since auto accidents can involve more than just damage to your car, we're here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.
With Personal Injury Coverage from Knoxville Insurance Group, you'll have a policy that helps pay for the treatment of you and your family members should someone get injured as a passenger or pedestrian.
