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Your Trusted Insurance Partner in Gouldsboro, ME
Winter Harbor Agency has been serving the insurance needs of Downeast Maine communities since 1898. Founded by Bedford E. Tracy in the early days of Winter Harbor's development, our agency remains family-owned and operated through four generations. We specialize in providing comprehensive personal and commercial insurance solutions tailored to the unique needs of Maine residents and businesses. Our team combines deep local knowledge with access to multiple insurance carriers to help clients find cost-effective coverage options. With over 125 years of continuous service, we maintain a commitment to personalized service and community involvement. Our expertise extends across property, casualty, marine, and specialty insurance lines, including coverage for unique Maine assets like lobsterboats and seasonal properties.We also offer financial services including life insurance and employee benefits packages to support long-term financial security. Our physical office in Gouldsboro remains open Monday through Friday with additional appointment availability. Through partnerships with regional mutual companies and national carriers, we ensure access to diverse insurance products. Our claims process prioritizes prompt resolution with dedicated support available during business hours and emergency assistance outside regular hours.
Services
Home Insurance
Auto Insurance
Life Insurance
Business Insurance
Financial Services
Marine Insurance
Employee Benefits
Property Coverage
Commercial Fishing Insurance
Seasonal Home Insurance
Highlights and features
- We've served Maine communities continuously since 1898 with four generations of family ownership
- Our local expertise covers unique coastal and seasonal property insurance needs
- We offer personalized service through multiple insurance carrier partnerships
- We provide comprehensive coverage options for commercial fishing and marine industries
- Our financial services include tailored life insurance and employee benefits packages
Services
Home Insurance
Protect your primary residence or seasonal property with customized homeowners insurance. We offer coverage for coastal properties, seasonal homes, and unique structures across Downeast Maine. Our policies address regional risks including marine exposure and seasonal vacancy.
Marine Insurance
Specialized insurance for boats, jet skis, and commercial fishing vessels. Our marine policies cover lobsterboats, fishing gear, and recreational watercraft with tailored protection for Maine's coastal environment and seasonal conditions.
Business Insurance
Comprehensive protection for local businesses including general liability, property insurance, and specialized policies. We serve commercial fishing operations, seasonal businesses, and small enterprises with tailored risk management solutions.
Life Insurance
Secure your family's future with term, whole, and universal life insurance options. Our policies provide financial security for burial expenses, mortgage protection, and long-term family support tailored to Maine residents' needs.
Employee Benefits
Enhance your business offerings with group health, dental, disability, and retirement plans. We help Maine employers create competitive benefits packages while ensuring compliance with state and federal regulations.
Questions
What types of insurance do you offer?
We provide home, auto, marine, life, and business insurance along with employee benefits packages and financial services for both personal and commercial needs.
How can I get an insurance quote?
Request a quote through our website or contact us directly at 207-963-2347 during business hours to discuss your specific insurance requirements.
Do you handle insurance claims?
Yes, we assist with claims processing during regular business hours and provide emergency claim contact information for after-hours incidents.
Are you available outside regular hours?
Our office is open Monday-Friday 8:30am-4:30pm, but we offer emergency claim assistance and appointment scheduling outside these hours.
Do you serve commercial fishing businesses?
Yes, we specialize in commercial fishing insurance including vessel coverage, gear protection, and liability policies tailored to Maine's fishing industry.
Can you help with seasonal property insurance?
We offer specialized coverage for seasonal homes and coastal properties with flexible terms that accommodate Maine's variable climate and occupancy patterns.
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