Business Details
50+ Years
experience
Your Trusted Insurance Partner in Somerville, MA
H J Wiseman Insurance has served the greater Somerville area for over 75 years, providing comprehensive insurance solutions tailored to individual and business needs. Founded in 1946 by John R. Wiseman, our agency remains family-owned and is now led by Owner and President Daniel F. Wiseman alongside his sons, Daniel Jr. and Michael. Our team of local professionals specializes in property, automobile, and business insurance policies across Massachusetts, New Hampshire, and Maine.We prioritize thorough in-person analysis of client needs, competitive pricing, and prompt, fair claim settlements. Our commitment extends beyond policy saleswe offer periodic insurance program reviews and cost-saving strategies to ensure long-term client satisfaction. With decades of experience and a focus on personalized service, we stand ready to support clients during critical moments, whether answering questions, offering advice, or resolving challenges.
Services
Property Insurance
Auto Insurance
Business Insurance
Life Insurance
Commercial Auto
Workers Compensation
Homeowners Insurance
Umbrella Policies
Bonding Services
Notary Public
Details
- Year established: 1946
Highlights and features
- We offer over 75 years of experience in personalized insurance solutions.
- Our local professionals provide tailored policy recommendations and cost-saving programs.
- We guarantee prompt, fair settlement of claims with dedicated support.
- Our family-owned agency prioritizes long-term client relationships over transactions.
- We conduct periodic analysis of insurance programs to ensure optimal coverage.
Services
Property Insurance
We provide comprehensive property insurance solutions for homeowners, renters, and condominium owners across Massachusetts, New Hampshire, and Maine. Our policies protect against risks like fire, theft, and natural disasters while offering optional flood, dwelling fire, and watercraft coverage. With personalized risk assessments and competitive pricing, we ensure tailored protection that evolves with your changing needs.
Commercial Insurance
Our commercial insurance services cover diverse industries including contractors, manufacturers, retailers, and hospitality businesses. We offer commercial auto, liability, property, and umbrella policies alongside specialized coverage for errors and omissions, inland marine, and bonding requirements. Our team helps businesses mitigate risks through customized policies and cost-saving programs that align with operational goals.
Auto Insurance
We provide personal and commercial auto insurance policies for standard vehicles, antique cars, motorcycles, and commercial fleets. Our coverage options include liability protection, collision coverage, and uninsured motorist benefits with discounts for safe drivers and multi-policy bundling. For businesses, we offer tailored solutions for dump trucks, long-haul fleets, and specialty vehicle operations.
Life Insurance
Our life insurance offerings include term and whole life policies designed to provide financial security for families and business partners. We help clients select appropriate coverage amounts and policy structures based on individual needs, with options for adjustable premiums and cash value accumulation. Our advisors ensure clear explanations of policy terms and long-term benefits.
Bonding Services
We offer bonding solutions for businesses and individuals requiring court, judicial, or license and permit bonds. Our services cover contract bonds, performance bonds, and employee dishonesty coverage while ensuring compliance with state and federal requirements. We work with clients to secure necessary bonds efficiently while explaining obligations and claim processes.
Questions
What types of insurance does H. J. Wiseman offer?
We provide property, auto, life, and commercial insurance policies alongside bonding services for personal and business clients in Massachusetts, New Hampshire, and Maine.
How can I request a policy change?
Submit a completed policy change form through our website or contact our office directly. Changes take effect after confirmation from our team.
Do you offer cost-saving insurance programs?
Yes, we analyze client needs to recommend cost-effective coverage options and periodic policy reviews to identify savings opportunities.
Are your agents available outside regular hours?
We offer appointments during evenings and Saturdays by prior arrangement to accommodate client schedules.
How does your claims process work?
We prioritize prompt, fair claim settlements with dedicated agent support throughout the process to ensure clear communication and timely resolution.
Can I get insurance for specialty vehicles?
Yes, we cover antique cars, motorcycles, motorhomes, and commercial fleets with tailored policies for unique vehicle needs.
