Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Everett, MA
Francis J La Rovere Insurance has served as a trusted advisor in risk management and insurance solutions since 1958. As a locally owned and operated firm in Everett, Massachusetts, we prioritize personalized relationships with clients, offering tailored coverage through partnerships with top-rated carriers. Our experienced team specializes in both personal and commercial insurance, addressing unique needs for homeowners, automobile owners, businesses, and specialty assets like boats and valuable property.We distinguish ourselves by combining deep industry expertise with community involvement, supporting local initiatives such as Everett Youth Sports and GBARC. Our commitment extends beyond transactionswe aim to educate clients on financial insurance decisions while providing 24/7 accessibility for claims, policy adjustments, and emergency support. With over six decades of service, we remain dedicated to protecting clients' assets through comprehensive risk management strategies.
Services
Personal Insurance
Business Insurance
Homeowners Coverage
Automobile Insurance
Umbrella Liability
Boat/Yacht Protection
Valuable Property Insurance
Workers Compensation
Commercial Auto Policies
Surety Bonds
Details
- Year established: 1958
Highlights and features
- We offer over 60 years of local insurance expertise
- Our team provides personalized policy consultations
- Access to multiple top-rated insurance carriers
- Community-focused independent agency service
- 24/7 availability for claims and emergencies
Services
Personal Insurance
We provide comprehensive personal insurance solutions protecting homeowners, automobile owners, and valuable assets. Our policies address liability claims, property damage, and emergency situations. With customized programs matching clients' budgets, we offer homeowners, automobile, umbrella liability, boat/yacht, and valuable property coverage through top-rated carriers.
Business Insurance
Our business insurance services deliver risk management solutions for commercial operations. We offer package policies, workers compensation, commercial auto, surety bonds, and specialized coverage for unique business needs. Our account executives analyze protection requirements to design cost-effective programs while maintaining service excellence through partnerships with leading insurance providers.
Claims Reporting
We facilitate 24/7 claims reporting assistance for policyholders. Our process guides clients through submitting claims to their specific insurance carrier while ensuring proper documentation. We provide ongoing support during claim resolution and maintain verification protocols to confirm coverage changes through licensed representatives.
Insurance Binders
We issue insurance binders as temporary proof of coverage during policy transitions. These documents provide immediate protection until formal policies are issued, ensuring continuous coverage during real estate transactions, business registrations, or vehicle purchases while maintaining compliance with carrier requirements.
Risk Management
Our risk management services identify potential threats to personal and business assets. We develop customized strategies to mitigate risks through policy design, safety recommendations, and alternative solutions that may reduce insurance needs. Our approach combines industry expertise with carrier relationships to optimize protection while controlling costs.
People
Francis J. LaRovere
Founder
Established the agency in 1958 with a commitment to personalized insurance solutions. Built a legacy of community involvement and client-focused service that continues through the family-led operation.
Timothy LaRovere
President
CPCU-certified leader with decades of insurance expertise. Oversees agency operations while maintaining direct client relationships, ensuring adherence to the founding principles of personalized service and community engagement.
Daniel J. LaRovere
Vice President
ESQ. and CPCU-certified professional managing commercial insurance solutions. Combines legal expertise with risk management knowledge to develop comprehensive protection strategies for business clients.
David LaRovere
Chief Financial Officer
Manages financial operations and policy administration. Ensures fiscal responsibility while maintaining the agency's focus on client service excellence and community involvement.
Kristina Gove
Customer Service
Provides direct client support for policy management, claims processing, and coverage inquiries. Maintains the agency's tradition of personalized service through responsive communication and problem-solving.
Questions
What types of insurance do you offer?
We provide personal insurance (homeowners, automobile, umbrella liability, boats/yachts, valuable property) and business insurance (package policies, workers compensation, commercial auto, surety bonds).
How are you different from other agencies?
As a family-owned agency since 1958, we combine local expertise with personalized service. Our independent status provides access to multiple top-rated carriers while maintaining community-focused operations.
Can I pay my insurance bill online?
Yes, we provide links to insurance company websites where you can securely make payments directly for your convenience.
How do I report an insurance claim?
Contact us during business hours or use our 24/7 resources. We'll help identify your carrier and guide you through the claims submission process with proper documentation.
Do you serve areas outside Everett?
While based in Everett, MA, we serve clients throughout the Greater Boston area with customized insurance solutions tailored to specific geographic needs.
How can I get an insurance quote?
Request a free, no-obligation quote through our website or contact our office directly. Our staff will help assess your needs and provide coverage options.
