Business Details
50+ Years
experience
Your Trusted Life & Disability Insurance Partner in Orinda, CA
Since 1970, RWM Insurance has been dedicated to providing clients with affordable life insurance and income replacement disability insurance solutions. As an independent agency, we work with top-rated carriers to find our clients the best coverage at the lowest rates without requiring them to shop the marketplace themselves. Our streamlined process includes instant price quotes from over 20 companies, secure online applications, and personalized health assessments to ensure efficient policy activation.With expertise in both life insurance and disability income replacement, we serve clients in California, Illinois, Washington, and over 20 additional states. Our team prioritizes transparency throughout every step, from initial consultation to policy finalization, ensuring clients receive tailored financial protection strategies backed by decades of industry experience.
Services
Life Insurance
Disability Insurance
Income Replacement
Indexed Universal Life
Group Disability
Policy Comparison
Health Assessments
Online Applications
Details
- Year established: 1970
Highlights and features
- We offer 50+ years of experience in life and disability insurance solutions
- Our independent agency represents 20+ top-rated insurance carriers
- We provide instant online price quotes from multiple providers
- Our team operates in 25+ states including California and Illinois
- We maintain transparent processes from application to policy activation
Services
Life Insurance
We provide comprehensive life insurance solutions tailored to protect your family's financial future. Our offerings include various policy types that ensure long-term security through death benefits. Clients benefit from our partnerships with top-rated carriers to find optimal coverage at competitive rates.
Disability Insurance
Our disability insurance products safeguard your income against unexpected disabilities. We offer both individual and group plans with customizable coverage options to maintain financial stability during recovery periods. Our specialists help determine appropriate benefit amounts and elimination periods.
Policy Comparison
We enable clients to compare multiple insurance options through our online quote machine. This service provides instant access to pricing from over 20 carriers, helping clients make informed decisions about their life and disability coverage needs.
Health Assessments
We coordinate paramedical exams and health interviews required for policy approval. Our streamlined process ensures efficient completion of medical evaluations, typically scheduled within 2-4 weeks of application submission.
Online Applications
Our secure digital platform allows 24/7 submission of life insurance applications. Clients can complete preliminary applications at their convenience, with dedicated support available to guide them through the documentation process.
Questions
What life insurance options do you offer?
We provide term life, whole life, and indexed universal life insurance policies through 20+ top-rated carriers to meet various protection needs.
How do disability insurance policies work?
Our disability policies replace a portion of your income if you become unable to work due to illness or injury, with customizable benefit periods and amounts.
In which states do you operate?
We serve clients in California, Illinois, Washington, and 22 additional states including New York, Texas, and Florida.
What's the application process timeline?
The typical process takes 2-4 weeks from application submission to policy offer, depending on medical exam requirements and carrier processing times.
Can I get instant quotes online?
Yes, our online quote machine provides instant price comparisons from multiple carriers for both life and disability insurance products.
