Business Details
50+ Years
experience
Your Trusted Insurance Partner in San Francisco
At DHW Insurance Brokers, we pride ourselves on being more than just an insurance provider. With over 50 years of industry experience, we bring unparalleled expertise to every client relationship, combining our deep knowledge with a personalized approach to meet individual needs. Our team of seasoned professionals is dedicated to simplifying the insurance process, offering tailored solutions that protect both personal and business assets. We operate with a commitment to our core values of Dedication, Heart, and Wisdom, ensuring every decision we make prioritizes our clients' best interests.As active members of the San Francisco Bay Area community, we extend our commitment beyond business by supporting local charities and non-profits. Our consultative approach and focus on long-term partnerships have earned us the trust of clients who appreciate our responsiveness, transparency, and unwavering support through even the most challenging situations.
Services
Commercial Insurance
Personal Insurance
Risk Management
Employee Benefits
Workers Compensation
Homeowners Insurance
Real Estate Insurance
Construction Insurance
Details
- Year established: 1960
Highlights and features
- We offer over 50 years of combined insurance industry experience.
- Our team provides personalized, consultative insurance solutions tailored to your needs.
- We maintain long-term client relationships with dedicated support.
- Our local community involvement ensures deep market understanding.
- We combine technical expertise with a values-driven approach to client service.
What people say
Exceptional personal service
Promptly returned calls
Knowledgeable team
Proactive risk management
Dedicated support
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to protect businesses across various industries. Our coverage options address liability, property damage, and operational risks while ensuring cost-effectiveness. With expertise in sectors like construction, technology, and hospitality, we help businesses manage risk exposure through customized policies from top-rated carriers.
Personal Insurance
Our personal insurance services protect individuals' most valuable assets through homeowners, auto, and recreational vehicle coverage. We offer specialized protections including earthquake, flood, and identity theft coverage while providing multi-policy discounts. Our team ensures personalized solutions that adapt to evolving personal needs and lifestyle changes.
Risk Management
We develop strategic risk management plans that identify exposures and implement control measures to protect business assets. Our approach includes claims consulting, alternative risk financing, and systematic planning to minimize losses. With decades of experience, we help businesses navigate complex risk landscapes while maintaining regulatory compliance.
Employee Benefits
Our employee benefits consulting helps businesses create competitive benefits packages that enhance recruitment and retention. We design comprehensive health, wellness, and financial security programs tailored to both employer capabilities and employee needs. Our solutions focus on improving workplace satisfaction while maintaining cost-effectiveness for business owners.
Workers Compensation
We offer specialized workers' compensation insurance solutions that protect businesses and employees from job-related injuries and illnesses. Our services include compliance guidance, claims management, and OSHA regulation support. With deep industry expertise, we help businesses navigate complex workers' compensation requirements while minimizing financial exposure.
People
Terry Stotka
CEO Commercial Lines
With extensive leadership experience, Terry oversees commercial insurance operations and client relationships. He brings decades of industry expertise to develop strategic insurance solutions for business clients.
Bob Garza
Partner Commercial Lines
As a partner, Bob provides expert commercial insurance guidance to clients. His deep understanding of risk management helps businesses protect their assets through tailored insurance programs.
Trish Daley
External Operations Manager
Trish manages external operations with over 20 years of insurance industry experience. She ensures smooth client interactions and efficient service delivery across commercial insurance portfolios.
Heather Urry
Internal Operations Manager
Heather leads internal operations with a focus on process optimization. Her expertise ensures efficient handling of insurance policies and client documentation across multiple departments.
Adam Emami
VP of Business Development
Adam drives business growth initiatives while maintaining client relationships. His strategic approach to development expands DHW's reach while maintaining personalized service standards.
Questions
What types of insurance does DHW offer?
We provide commercial insurance, personal insurance, risk management, employee benefits, workers' compensation, homeowners, real estate, and construction insurance solutions.
How does DHW differ from other insurance brokers?
With over 50 years of experience, we combine personalized service with industry expertise, prioritizing long-term client relationships over transactional interactions.
Do you serve businesses outside California?
While based in the San Francisco Bay Area, we work with clients across the United States through our network of insurance carriers.
How do you handle insurance claims?
Our team provides proactive claims support, guiding clients through the process while advocating for fair and timely resolutions with insurance carriers.
Can you help with specialized insurance needs?
Yes, we offer specialized coverage options including earthquake, flood, identity theft protection, and tailored solutions for unique business requirements.
What risk management services do you provide?
We offer comprehensive risk assessments, exposure identification, claims consulting, and systematic planning to protect business assets and minimize losses.
