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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Midland, MI
Founded in 1939, Bone & Bailey Insurance Agency has served as a trusted independent insurance agency dedicated to providing tailored coverage solutions for individuals and businesses across Michigan. Our team of experienced agents combines over eight decades of local expertise with a commitment to personalized service, ensuring clients receive comprehensive protection that aligns with their unique needs. We represent top regional carriers while maintaining a community-focused approach that prioritizes client education and long-term relationships.

Our process begins with a thorough review of existing coverage, followed by customized recommendations designed to optimize protection and affordability. With a proven track record of successful claims resolution and consistent recognition for excellence, we remain steadfast in our mission to deliver reliable insurance solutions backed by exceptional customer support.
Services
Home Insurance Auto Insurance Commercial Insurance Health Insurance Life Insurance Pet Insurance Business Insurance Motorcycle Insurance RV Insurance Condo Insurance
Details
  • Year established: 1939
Highlights and features
  • Independent agents with 80+ years of Michigan insurance expertise
  • Personalized coverage tailored to individual and business needs
  • Community-focused approach with local market knowledge
  • Multiple carrier options for competitive pricing
  • Award-winning customer service with proven claims support
What people say
Highly recommended Awesome, friendly service Quick and easy process Top notch professionals Phenomenal support
Services
Home Insurance
Protect your largest investment with customizable homeowners insurance plans. We offer standard coverage and specialized options for high-value items. Our policies include protection against common risks while allowing personalized adjustments for unique needs. Our agents help determine appropriate coverage levels based on property value and individual requirements.
Auto Insurance
Comprehensive auto insurance solutions for personal and commercial vehicles. Our coverage options include liability protection, collision coverage, and additional safeguards. We work with multiple carriers to find competitive rates while ensuring adequate protection for various vehicle types and driving profiles.
Commercial Insurance
Tailored insurance packages for Michigan businesses of all sizes. Coverage includes general liability, commercial property protection, workers compensation, and specialized policies. Our agents understand unique business risks and create customized solutions combining multiple coverage types for comprehensive protection.
Health Insurance
Health insurance options for individuals and groups with flexible coverage levels. We offer plans that include essential medical services while accommodating specific healthcare needs. Our advisors help navigate policy details to ensure appropriate coverage for different family and business situations.
Life Insurance
Life insurance products designed to protect dependents and ensure financial stability. We provide term and permanent coverage options with customizable death benefits. Our agents help determine appropriate coverage amounts based on individual financial obligations and long-term planning goals.
People
Mark
Insurance Agent
Experienced insurance professional with extensive knowledge of Michigan coverage options. Specializes in finding competitive rates while maintaining comprehensive protection for clients.
Jennifer
Insurance Agent
Dedicated insurance specialist known for thorough policy explanations and responsive client support. Works closely with clients to understand unique coverage requirements.
Sharell Foco
Insurance Agent
Long-tenured agent with 15+ years of experience providing reliable insurance solutions. Recognized for availability and clear communication through multiple contact channels.
Questions
What insurance types do you offer?
We provide auto, home, health, life, commercial, pet, motorcycle, RV, and condo insurance with customized coverage options.
How do I report a claim?
Contact your agent directly for guidance or use our online/phone claim filing system for prompt assistance.
Can I make online payments?
Yes, most carriers offer online payment options with potential discounts for setting up auto-pay arrangements.
How do policy changes work?
Contact your agent directly or follow our policy change process. Changes require confirmation for completion.
Do you serve areas outside Midland?
We serve all Michigan residents with localized expertise while maintaining statewide coverage capabilities.