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Business Details
We are Scalzo Zogby & Wittig, an independent insurance agency serving Central New York. Since 1992, we have protected families and businesses in the Utica area with reliable coverage. Our team specializes in auto, home, life, health, business, commercial, renters, and boat insurance. We partner with New Yorks most trusted carriers to secure the best rates for our clients. Stephen R. Zogby, our president, brings decades of experience in commercial lines and risk management. We conduct thorough comparison shopping so clients save both time and money.

Our process is transparent, with nohassle, noobligation quotes delivered instantly online or by phone. We pride ourselves on highlevel professional service and longterm relationships with every client. Our commitment to client satisfaction drives us to continually refine coverage options to fit evolving needs. We respond quickly to inquiries and adjust policies promptly when circumstances change. When you choose us, you receive personalized, expert guidance grounded in local market knowledge.
Highlights and features
  • We have served the Utica area since 1992.
  • We partner with top New York carriers for best rates.
  • We offer free, noobligation quotes with instant online access.
  • We conduct thorough comparison shopping to save you time.
  • Our president specializes in commercial lines and risk management.
Services
Auto Insurance
Our auto insurance covers all types of vehicles, from everyday cars to classic motorcycles and boats. We tailor coverage to protect drivers and assets while ensuring competitive rates from trusted New York carriers. Clients benefit from instant quotes, quick claim support, and personalized risk management advice.
Home Insurance
Our home insurance protects your residence, personal property, and liability against fire, theft, and natural disasters. We offer flexible coverage options, including flood, earthquake, and umbrella policies to address unique risks in Central New York. Customers receive dedicated support, fast claim resolution, and expert guidance to maintain peace of mind.
Business Insurance
We provide comprehensive business insurance covering property, liability, workers compensation, and commercial auto for companies of all sizes. Our policies are customized to meet regulatory requirements and protect employees, assets, and revenue streams. Clients benefit from proactive risk assessments, 24/7 claim assistance, and ongoing coverage reviews to adapt to growth.
Commercial Insurance
Our commercial insurance portfolio includes property, umbrella, and general liability coverage for businesses across Central New York. We leverage relationships with top carriers to secure competitive premiums without compromising coverage quality. Ongoing policy reviews and claims support ensure clients stay protected as their operations evolve.
Renters Insurance
Our renters insurance protects tenants personal belongings, liability, and loss of use for apartments and condos. We offer flexible limits and optional endorsements to cover electronics, jewelry, and travel expenses. Clients enjoy fast quotes, easy policy management, and prompt claim handling to maintain peace of mind.