Business Details
Trusted Insurance Solutions in Hatboro, PA
Miller & Cornell is an independent property and casualty insurance agency and brokerage that has served the Philadelphia area since 1892. Our professionals work one-on-one with clients to form long-lasting relationships with families and businesses. We advise, implement, and continually service insurance solutions tailored to clients' specific needs. Our personalized approach, industry knowledge, and strong carrier relationships create an ideal client experience. We pride ourselves on client loyalty and remain committed to serving our clients with integrity.Our team listens to understand clients' expectations and risks, ensuring a painless process. We present customized coverage options that prioritize clients' best interests, enabling informed decisions. After coverage is established, we maintain trusted relationships through ongoing support. Our advisors act as claims advocates, guiding clients through the process with expertise. With over 130 years of experience, we combine tradition with modern solutions to protect individuals and businesses.
Services
Homeowners Insurance
Auto Insurance
Business Insurance
Risk Management
Investment Properties
Highlights and features
- We are an independent agency offering unbiased advice from multiple carriers
- Our team has served the Philadelphia area since 1892 with local expertise
- We provide personalized service through dedicated one-on-one advisors
- We offer access to multiple insurance companies for competitive options
- Our advisors act as claims advocates during the policy process
Services
Homeowners Insurance
We provide comprehensive homeowners insurance covering dwellings, personal property, liability, and loss of use. Our policies include optional coverage for water backup, service lines, and replacement cost valuation. Our advisors help clients understand policy details before losses occur.
Business Insurance
Our business insurance solutions include general liability, commercial property, workers compensation, and cyber insurance. We offer tailored risk management strategies for contractors, real estate, manufacturers, and professional services. Our team acts as an extension of your business.
Auto Insurance
We offer personal and commercial auto insurance with coverage options for bodily injury, property damage, collision, and comprehensive claims. Our policies include accident forgiveness and first-party benefits. We help clients navigate Pennsylvania's tort options.
Risk Management
Our risk management services include coverage gap analysis, contractual risk transfer reviews, and loss control guidance. We provide no-fee audits and claims advocacy to help businesses mitigate potential losses. Our team becomes your outsourced risk manager.
Investment Properties
We specialize in insurance for rental properties, including vacation homes and commercial real estate. Our policies address unique risks like tenant liability and property damage. We help investors structure cost-effective coverage plans for multiple properties.
People
Tom Harbaugh
President
Tom Harbaugh leads Miller & Cornell with over 30 years of insurance industry experience. He focuses on maintaining the agency's founding principles while implementing modern solutions for client needs.
Mike Hopkins
Partner | Agent & Broker
Mike Hopkins combines deep insurance knowledge with personalized service as a partner at Miller & Cornell. He specializes in commercial risk management and business continuity planning.
Ryan King
Partner | Agent & Broker
Ryan King, a Certified Insurance Counselor, provides expert insurance solutions for individuals and businesses. He focuses on building long-term relationships through transparent communication and tailored coverage options.
Questions
What types of insurance do you offer?
We offer homeowners, auto, business, risk management, and specialty insurance for investment properties, classic cars, and jewelry.
Do you serve businesses only or individuals too?
We serve both individuals and businesses with customized insurance solutions for personal property, vehicles, and commercial operations.
How do you help with claims?
Our team acts as your claims advocate, guiding you through the process and working directly with carriers for fair resolutions.
Are you locally owned?
Yes, we've been independently owned and serving Hatboro, PA since 1892 with three generations of insurance expertise.
What areas do you cover?
We primarily serve Philadelphia and surrounding areas including Bucks, Montgomery, and Delaware counties in Pennsylvania.
