Business Details
11 Years
experience
Your Trusted Insurance Partner in Atwater, CA
Founded in 2015, Peace & Grace Insurance Services was established to provide clients with honest, compassionate, and transparent insurance solutions. Our founder, Anna Davis, brings over two decades of industry experience, having been licensed since 2001 and previously worked with major carriers like Aflac. We operate as an independent agency, unbound by quotas or single-carrier limitations, allowing us to prioritize client needs above all else. Rooted in faith and integrity, our mission is to deliver personalized health, Medicare, life, and retirement insurance solutions tailored to each client's unique circumstances. We emphasize education, clarity, and trust, ensuring clients make informed decisions without pressure.Our commitment extends beyond transactionswe build lasting relationships and often refer clients to other trusted professionals when their needs exceed our offerings. Located in Atwater, California, we serve Merced County and surrounding areas with in-person consultations and community-focused service. Our BBB A+ accreditation reflects our dedication to ethical business practices and customer satisfaction. By combining Anna's Egyptian heritage (where 'Ereny' means peace and 'Anna' means grace) with American values, we embody a unique approach to insurance that honors both cultural roots and client-centric service.
Services
Health Insurance
Medicare Plans
Life Insurance
Retirement Solutions
Disability Insurance
Details
- Year established: 2015
Highlights and features
- We offer 24 years of insurance industry experience with personalized guidance.
- Our independent agency model provides unbiased recommendations from multiple carriers.
- Free consultations help clients understand all available insurance options.
- We prioritize client needs over sales quotas or carrier partnerships.
- BBB A+ accredited agency with community-focused service since 2015.
Associations and certifications
- BBB Accredited
What people say
Very professional
Best deal
Comfortable
Exceeded expectations
Affordable plan
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals under 65, including Covered California plans. Our services help clients navigate medical coverage options, compare benefits, and select affordable plans tailored to their healthcare needs and budget. As the first Covered California storefront in Atwater, we specialize in local market expertise.
Medicare Plans
Our Medicare specialists assist retirees in understanding and selecting appropriate coverage options. We explain Original Medicare, Advantage plans, and supplemental policies to help clients maximize benefits while minimizing costs. Services include annual plan reviews and guidance on enrollment periods and prescription drug coverage.
Life Insurance
We offer term, whole, IUL, and final expense life insurance policies to ensure financial security for beneficiaries. Our consultations help clients determine appropriate coverage amounts and policy types based on family needs, income protection goals, and estate planning considerations.
Retirement Solutions
Our retirement planning services focus on creating tax-efficient income streams and protecting assets. We help clients evaluate annuities, IRAs, and other retirement vehicles to develop sustainable income strategies while considering healthcare costs and long-term care needs.
Disability Insurance
We provide disability insurance policies that protect clients' income during working years. Our services include evaluating coverage needs based on occupation, income, and existing employer-provided benefits to create comprehensive income protection plans against unexpected disabilities.
People
Anna Davis
Insurance Consultant
Anna Davis, founder of Peace & Grace Insurance Services, has 24 years of insurance experience. Licensed since 2001, she specializes in Medicare, health, and life insurance. Anna combines cultural heritage with American business values to provide compassionate, client-focused insurance solutions in Atwater, CA.
Questions
What insurance services do you offer?
We offer health insurance, Medicare plans, life insurance, disability coverage, and retirement solutions. Our independent agency provides options from multiple carriers to meet diverse client needs.
Are your consultations really free?
Yes, we provide no-cost consultations to help you understand insurance options. Our services include plan comparisons and personalized recommendations without charging clients directly.
Why choose an independent agency?
As an independent agency, we're not tied to specific carriers. This allows us to objectively recommend policies from various companies that best match your needs and budget.
Do you serve areas outside Atwater?
While based in Atwater, we serve all of Merced County. Our services include in-person consultations at our office and virtual assistance for clients throughout the service area.
