Business Details
50+ Years
experience
Your Trusted Insurance Partner in Floydada, Texas
Goen & Goen, Inc. has been a locally owned family agency since 1926, providing comprehensive insurance solutions tailored to meet personal and business needs. Founded by A.C. Goen and continued through three generations, our agency combines deep industry experience with a commitment to personalized service. We specialize in home, auto, commercial, crop, and life insurance, leveraging partnerships with top-tier carriers to deliver customized coverage. Our team of licensed professionals prioritizes client education, ensuring clients understand policy details and exclusions.With a focus on fast claims resolution and proactive risk management, we serve individuals and businesses across Texas and beyond. Our decades-long relationships with insurers and clients reflect our dedication to transparency, reliability, and community-centric service. By staying current with industry advancements and regulatory changes, we maintain our reputation as a trusted advisor in the insurance industry.
Services
Auto Insurance
Home Insurance
Business Insurance
Crop Insurance
Commercial Auto
General Liability
Trucking Insurance
Life Insurance
Health Insurance
Personal Umbrella
Details
- Year established: 1926
Highlights and features
- We offer locally tailored insurance programs with global carrier partnerships.
- Our team provides personalized policy customization for unique client needs.
- Decades of experience in home, auto, commercial, and agricultural insurance.
- We guarantee fast and fair claims assistance from experienced professionals.
- Comprehensive coverage options across multiple insurance categories.
Services
Auto Insurance
Our auto insurance protects against financial loss from accidents, theft, or damage. We offer collision, comprehensive, liability, and specialized coverage for classic cars, high-risk drivers, and commercial fleets. Policies include optional roadside assistance and rental reimbursement. With flexible deductibles and discounts, we help clients find affordable protection tailored to their driving needs and vehicle value.
Home Insurance
Home insurance safeguards against damage to dwellings and belongings from fire, storms, or theft. We provide HO3 deluxe policies covering structures, contents, and liability. Optional endorsements expand coverage for high-value items, floods, or earthquakes. Our agents explain policy forms and exclusions to ensure homeowners understand their protection levels and make informed decisions about their most valuable asset.
Crop Insurance
Crop insurance protects agricultural operations against yield losses and price fluctuations. We offer multi-peril policies, hail coverage, and revenue protection plans. Our specialists work with farmers to select enterprise units or individual crop protections. With rapid claims processing, we help maintain cash flow during adverse conditions, ensuring farm sustainability through unpredictable growing seasons and market changes.
Commercial Insurance
Commercial insurance covers business risks including property damage, liability claims, and worker injuries. We provide BOP policies, cyber liability, and specialized coverage for trucking, agriculture, and professional services. Our risk management approach identifies exposures to create comprehensive programs protecting assets, employees, and operations from financial disruptions caused by accidents or lawsuits.
Life Insurance
Life insurance ensures financial security for dependents through death benefit policies. We offer term coverage for temporary needs and permanent policies with cash value accumulation. Our advisors explain options for replacing income, covering final expenses, or creating inheritances. We help clients select appropriate death benefits aligned with family needs, estate plans, and long-term financial goals.
People
Taylor Sue
Owner/Producer
Taylor Sue joined Goen & Goen in 2016 after working at Texas Farm Bureau. He specializes in commercial, personal, and crop insurance, focusing on tailored programs for Texas clients. With insurance expertise since 2012, he prioritizes client education and affordable coverage solutions.
Kyle O. Smith
Producer/Advisor
Kyle Smith has worked at Goen & Goen since 1987, purchasing the agency before transitioning to advisory roles. He handles crop, commercial, life, and health insurance, leveraging decades of experience to help clients protect their assets and grow their operations.
Pam Bennett
Office Manager
Pam Bennett has worked in insurance since 1979 and manages the property & casualty department. With the ACSR designation, she focuses on helping clients find appropriate coverage while maintaining operational excellence in policy administration and client service.
Gail DuBois
Crop Insurance Manager
Gail DuBois has specialized in crop insurance since 1987, serving as office manager and salesperson. She stays current with USDA regulations and Risk Management Agency updates to provide informed guidance for farmers seeking protection against agricultural production risks.
Audrie Mikeska
Customer Service Representative
Audrie Mikeska joined Goen & Goen in 2018 after working in crop insurance underwriting. With agricultural communications expertise from Texas Tech, she provides client support while learning multiple insurance lines to better serve the agency's diverse customer base.
Questions
What types of insurance does Goen & Goen offer?
We provide auto, home, business, crop, life, health, and commercial insurance including specialized coverage for trucking, farm operations, and liability protection.
How can I get an insurance quote?
Request a free quote online through our website or contact our Floydada office directly at 800.288.2865 to speak with an experienced agent about your coverage needs.
Do you insure high-risk drivers?
Yes, we offer specialized auto insurance programs for high-risk drivers including those with prior accidents or violations, ensuring compliance with Texas insurance requirements.
What farm insurance options exist?
We provide multi-peril crop insurance, hail coverage, revenue protection plans, and farm/ranch policies covering property, liability, and livestock operations across Texas.
Can businesses get customized insurance?
Our commercial insurance specialists create tailored programs combining property, liability, workers' compensation, and cyber protection to address specific business risks and industry requirements.
How does life insurance work?
Term policies provide temporary coverage while permanent life insurance builds cash value. We help determine appropriate death benefits to protect dependents and meet estate planning goals.
