Business Details
19 Years
experience
Your Trusted Insurance Partner in Davis, CA
Devine Insurance Solutions has been dedicated to providing comprehensive insurance solutions since 2007. As an independent broker/agent, we prioritize personalized service by leveraging relationships with top-tier national carriers like Travelers, Safeco, and Kemper to secure competitive rates for both personal and commercial clients. With over two decades of industry experience, including foundational training at State Farm and Farmers, our approach emphasizes understanding client needs, offering tailored coverage options, and ensuring robust protection backed by financially stable insurers.We specialize in property casualty lines, including home, auto, flood, and liability insurance, while maintaining a strong commitment to local communities through active involvement in organizations like the Woodland and Davis Chambers of Commerce. Our focus remains on building professional relationships with a personal touch, guiding clients through policy selection, and providing prompt, reliable support during claims processes.
Services
Home Insurance
Auto Insurance
Commercial Insurance
Renters Insurance
Flood Insurance
Property Insurance
Umbrella Liability
General Liability
Workers Compensation
Details
- Year established: 2007
Highlights and features
- We are independent agents with access to multiple top-tier carriers
- 20+ years of combined insurance industry experience
- Personalized service focused on local community needs
- Specialized expertise in property casualty insurance lines
- Complimentary policy reviews to ensure optimal coverage
Services
Home Insurance
Protect your primary residence with customized home insurance policies that cover structural damage, personal belongings, and liability protection. We offer flexible coverage options for standard homes, rental properties, and manufactured housing. Our policies include protection against common risks like fire, theft, and natural disasters while ensuring compliance with mortgage requirements.
Commercial Insurance
Comprehensive insurance solutions for businesses of all sizes, including general liability, property coverage, and workers' compensation. We tailor policies to address industry-specific risks for both for-profit and non-profit organizations. Our services help businesses protect assets, manage operational risks, and maintain financial stability through unexpected events while offering competitive pricing from top carriers.
Auto Insurance
Customizable auto insurance policies for personal and commercial vehicles, including cars, motorcycles, and recreational vehicles. We provide liability protection, collision coverage, and comprehensive plans that meet state requirements while offering additional safeguards. Our competitive rate shopping ensures clients receive optimal coverage at cost-effective prices from trusted insurance providers.
Flood Insurance
Specialized flood insurance policies to protect properties in high-risk areas from water damage. We offer coverage through the National Flood Insurance Program and private carriers, ensuring protection against flooding caused by heavy rains, overflowing waterways, or storm surges. Our experts help clients understand flood zone requirements and select appropriate coverage limits.
Umbrella Liability
Additional liability protection beyond standard home or auto insurance policies to cover major claims. This coverage protects against catastrophic losses that exceed primary policy limits, including lawsuits and severe accidents. We help clients assess their risk exposure and implement umbrella policies that provide financial security for personal and business-related liabilities.
People
Duff
Owner/Agent
With over 20 years in the insurance industry, Duff transitioned from major carriers to independent brokerage in 2007. A UC Davis graduate and Yolo County resident since 1999, he brings deep local knowledge and community commitment. Recognized as Chamber of Commerce Ambassador multiple times, he focuses on personalized service and comprehensive risk management solutions.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, flood) and commercial insurance (general liability, business property, workers' compensation) for clients in Northern California.
How do you find competitive insurance rates?
As independent agents, we compare policies from multiple carriers like Travelers and Safeco to find the best coverage at competitive prices for each client.
Do you serve businesses outside Yolo County?
Yes, we serve businesses throughout Sacramento, Solano, and Bay Area counties with customized commercial insurance solutions.
Can you help review existing insurance policies?
We offer complimentary policy reviews to assess coverage adequacy and provide comparison quotes for existing home or auto insurance policies.
How do you handle insurance claims?
We guide clients through the claims process, working directly with carriers to ensure timely resolution and proper support during claim submission and follow-up.
