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Business Details
35 Years
experience
Trusted Title Insurance and Real Estate Closing Services in Cape Coral
Founded in 1991 by local residents Lee D. Cumbie, Sr. and Brice Cumbie, we have dedicated over three decades to safeguarding real estate investments through comprehensive title insurance solutions. Our expertise spans residential and commercial properties, delivering precise title searches, seamless real estate closings, and specialized construction loan services. With tens of thousands of transactions completed, we prioritize transparency, accuracy, and personalized support for every client. Our team of certified professionals, including seasoned closing officers and managers, leverages deep local market knowledge to ensure efficient, error-free processes.

As a trusted partner in Southwest Florida, we combine industry-leading technology, including a free mobile app for streamlined transactions, with a commitment to maintaining a 5-star experience for all stakeholders. Celebrating our 34th anniversary, we remain focused on protecting property rights while upholding the values of integrity and community that have defined our service since inception.
Services
Title Insurance Real Estate Closings Refinances Construction Loans Title Searches
Details
  • Year established: 1991
Highlights and features
  • We have over 30 years of experience in title insurance and real estate closings.
  • Our team of certified professionals ensures accurate and efficient title searches.
  • We offer a free mobile app to streamline real estate transactions for clients.
  • Proudly serving the SWFL area with personalized service.
  • Committed to a 5-star experience for all stakeholders in every transaction.
What people say
Efficient title services Dedicated customer support 5-star experience Personalized service Streamlined transactions
Services
Title Insurance
Title insurance safeguards property owners and lenders against financial loss due to title defects, liens, or ownership disputes. Our policies cover residential and commercial real estate, ensuring clear ownership rights. With decades of expertise, we provide thorough risk assessments and customized coverage options to protect your investment.
Real Estate Closings
We facilitate seamless real estate closings for buyers, sellers, and lenders, managing document preparation, fund disbursement, and legal compliance. Our experienced closing officers ensure accurate, timely transactions. From residential sales to complex commercial deals, we prioritize efficiency and transparency in every closing process.
Title Searches
Our comprehensive title searches examine public records to confirm property ownership and identify potential issues like liens or encumbrances. This critical step prevents future legal disputes. With meticulous attention to detail, we deliver reliable reports to ensure clear, marketable titles for our clients.
Construction Loans
We specialize in title insurance and closing services for construction loans, supporting residential and commercial development projects. Our team coordinates with lenders and builders to manage phased funding and lien releases. We ensure secure transactions throughout the construction process, from groundbreaking to final approval.
Refinances
Our refinance services include title insurance and closing support for homeowners and lenders seeking updated mortgage terms. We streamline the process with efficient document preparation and compliance checks. By focusing on accuracy and speed, we help clients achieve cost savings and improved financing arrangements.
People
Brice Cumbie
President
Co-founder with over 30 years of leadership in title insurance, guiding Cape Coral Title's growth while maintaining a focus on client satisfaction and industry excellence.
Jeff Merkle
Manager
Oversees daily operations and client relations, ensuring efficient service delivery and adherence to the company's 5-star transaction standards since joining the team.
Teri Denison
Closing Officer
Experienced closing officer with expertise in managing residential and commercial transactions, ensuring accuracy and compliance in every real estate closing process.
Debbie Schiavi
Closing Officer
Dedicated closing professional with extensive knowledge of local real estate regulations, providing personalized support to clients during property transactions.
Neal Sissons
Closing Officer
Skilled in handling complex real estate closings, delivering precise documentation and clear communication to facilitate smooth transactions for all parties involved.
Questions
What is title insurance and why do I need it?
Title insurance protects against financial loss from title defects or ownership disputes. We ensure your property rights are secure for residential or commercial transactions.
How much does title insurance cost?
Costs vary based on property value and location. We provide transparent pricing tailored to your specific transaction needs during consultation.
What is a title search?
A title search examines public records to confirm ownership and identify liens or encumbrances, ensuring a clear title before property transfer.
How long does a title insurance policy last?
Owner's policies last as long as you own the property. Lender's policies remain active until the mortgage is fully paid.
Do you serve areas outside Cape Coral?
Yes, we serve all of Southwest Florida, including Fort Myers, Fort Myers Beach, and Lee County with local expertise.
How can I schedule a closing?
Contact our team via phone or email to coordinate your closing date. We offer flexible scheduling to accommodate your timeline.