Business Details
29 Years
experience
Emergency
services
Specialized Insurance for Amusement Industry Businesses
Specialty Insurance was founded to address the unique needs of the amusement and entertainment industries. With over 25 years of combined experience from our leadership team, we provide tailored insurance solutions for carnivals, circuses, concessionaires, fairs, festivals, and amusement parks. Our expertise stems from direct industry involvement, including hands-on experience operating carnival businesses. We offer specialized programs for both large and small accounts, prioritizing personalized service, rapid response times, and access to top-rated carriers.Our team provides 24/7 support for urgent requests, including certificate issuance and claims assistance. We emphasize loss control, risk management, and premium financing to meet the dynamic needs of our clients. Our commitment to understanding the industry's non-traditional hours ensures clients receive timely, reliable service whenever needed. We serve as trusted advisors, combining deep sector knowledge with practical solutions to protect our clients' operations.
Services
Carnival Insurance
Circus Insurance
Concessionaire Coverage
Event Insurance
Amusement Park Policies
Details
- Year established: 1997
Highlights and features
- We offer 25+ years of combined experience in the amusement industry.
- Our team includes former carnival operators with firsthand industry knowledge.
- We provide 24/7 support for urgent certificate requests and claims assistance.
- Premium financing options are available for client flexibility.
- We partner with multiple A-rated carriers to secure optimal coverage.
Services
Carnival Insurance
Specialty Insurance provides comprehensive protection for carnival operations, including liability, property, and vehicle coverage. Our policies address unique risks like ride safety, crowd management, and equipment transport. Clients benefit from rapid quote turnaround and 24/7 claims support tailored to the industry's non-traditional hours.
Circus Insurance
We offer specialized insurance for circuses and performers, covering liability, equipment, and event-specific risks. Policies include protection for animal acts, aerial performances, and temporary venues. Our team understands the logistical challenges of touring shows and provides flexible solutions with access to top-rated carriers.
Concessionaire Coverage
Our insurance programs protect food, game, and retail concessionaires at fairs and events. Coverage includes liability for customer injuries, property damage, and equipment breakdowns. We offer premium financing options and quick certificate issuance to meet event deadlines and operational needs.
Event Insurance
Specialty Insurance covers fairs, festivals, and temporary events of all sizes. Policies address liability, weather disruptions, and equipment rentals. Our risk management expertise helps organizers mitigate common event risks while ensuring compliance with venue requirements and local regulations.
Amusement Park Policies
We provide tailored insurance for amusement and water parks, including liability coverage, property protection, and ride safety programs. Our policies accommodate seasonal operations and address risks like water attractions, mechanical failures, and visitor injuries through customized risk management strategies.
People
Thomas A. Plouffe
Broker
Thomas started in the carnival business in 1985, operating a show until 2000. He transitioned to insurance brokerage and risk management before founding Specialty Insurance in 2003, bringing firsthand industry expertise to client solutions.
Michael H. Plouffe
Broker
Michael worked as a Loss Control Engineer for Aetna Property & Casualty and served 15 years in the family carnival business. His dual expertise in insurance and operations strengthens our risk management approach.
Questions
What types of insurance does Specialty Insurance offer?
We provide liability, property, vehicle, inland marine, excess coverage, and crime-related insurance tailored to carnivals, circuses, concessionaires, and amusement parks.
How can I get a free quote?
Complete our online quote request form or call 203-931-7095 for a personalized quote within business hours.
Do you offer 24/7 support?
Yes, our 24-hour answering service handles urgent certificate requests, claims reporting, and coverage changes outside regular business hours.
Can I finance my insurance premiums?
Yes, we offer premium financing options to help clients manage their insurance costs more effectively.
What areas do you service?
We provide coverage nationwide for all facets of the amusement and entertainment industries.
How quickly can policies be issued?
We prioritize rapid turnaround, with most quotes processed and policies issued within 24-48 hours of application.
