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13 Years
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Your Trusted Insurance Partner in Berlin, MD
The David Hitch is committed to providing tailored insurance solutions for individuals and businesses. Established in 2013, our agency specializes in Auto, Homeowners, Life, and Business Insurance, serving communities across Worcester, Wicomico, and Sussex Counties. Our team prioritizes personalized service, leveraging deep local market knowledge to help clients protect their assets and achieve long-term financial security.

We emphasize transparency, community engagement, and 24/7 accessibility, ensuring clients receive prompt, reliable support. With a focus on ethical practices and customer-centricity, we strive to simplify insurance and deliver value-driven coverage options.
Services
Auto Insurance Homeowners Insurance Life Insurance Business Insurance Pet Insurance Renters Insurance Condo Insurance Boat Insurance Health Insurance Personal Articles Insurance
Details
  • Year established: 2013
Highlights and features
  • We offer personalized insurance solutions tailored to your specific needs.
  • Our team provides 24/7 availability for urgent insurance inquiries and support.
  • We specialize in local market expertise for Worcester, Wicomico, and Sussex Counties.
  • Our agency delivers transparent policy explanations with no hidden fees.
  • We combine 10+ years of industry experience with community-focused service.
What people say
Friendly and helpful staff Quick and easy service Knowledgeable and professional Great customer support Competitive rates
Services
Auto Insurance
Our Auto Insurance protects vehicles against accidents, theft, and damage while offering liability coverage. We provide competitive rates and personalized policy options for sedans, trucks, and specialty vehicles. Our team ensures quick claims processing and 24/7 support for policyholders in Maryland and surrounding areas.
Homeowners Insurance
Homeowners Insurance safeguards properties against fire, natural disasters, and liability claims. We offer customizable coverage for primary residences, vacation homes, and investment properties. Our policies include rebuilding cost assessments and personal property protection tailored to coastal and rural environments.
Life Insurance
Life Insurance policies provide financial protection for dependents through term and permanent coverage options. We help clients structure policies to cover mortgages, education funds, and estate planning needs. Our solutions emphasize long-term affordability and flexible premium structures.
Business Insurance
Business Insurance protects companies from liability, property damage, and operational risks. We serve small to mid-sized enterprises with tailored commercial auto, general liability, and business interruption policies. Our expertise includes risk assessments for retail, hospitality, and service-based industries.
Pet Insurance
Pet Insurance covers veterinary expenses for accidents, illnesses, and chronic conditions. We offer plans for dogs and cats with customizable deductibles and coverage limits. Our policies include wellness care options and direct payments to veterinary providers.
People
David Hitch
Agent
David Hitch, a State Farm agent since 2013, serves Berlin, MD with personalized insurance solutions. A Snow Hill native, he specializes in auto, home, and business insurance while actively participating in local Chamber of Commerce initiatives.
Nicki Creamer
Team Leader
Nicki Creamer, with 30+ years in insurance, leads the team as a licensed expert. She relocated from Washington, DC to Berlin, focusing on customer service and community engagement while managing personal rescue animal care.
Taylor Hayes
Account Representative
Taylor Hayes provides policy management and claims support as a licensed account representative. With expertise in insurance compliance and client relations, Taylor ensures efficient service delivery for residential and commercial clients.
Josh Coleman
Account Representative
Josh Coleman assists clients with policy customization and risk assessment as a licensed insurance professional. He focuses on delivering clear coverage explanations and streamlined insurance processes for new and existing customers.
Questions
What insurance products do you offer?
We provide auto, home, life, business, pet, renters, condo, boat, and health insurance with customized coverage options.
Do you serve areas outside Berlin?
Yes, we serve Ocean City, Ocean Pines, Snow Hill, and surrounding Delmarva communities in Worcester, Wicomico, and Sussex Counties.
Can I get a quote online?
Yes, you can create a personalized quote online or contact us directly for assistance with policy comparisons.
Are you available for emergencies?
Our team offers 24/7 contact availability for urgent insurance needs and after-hours appointments.
How do I file a claim?
File a claim through our website or contact our office directly for immediate assistance with policyholder verification.
Do you help with relocation insurance?
Yes, we specialize in relocation insurance for homeowners and renters moving to the Delmarva Peninsula region.