Business Details
50+ Years
experience
Your Trusted Insurance Partner in Southern Maryland
Edward L Sanders Insurance Agency has been a trusted name in the insurance industry since 1903, providing personalized solutions to businesses and individuals across Southern Maryland and Virginia. Our family-owned agency prioritizes client relationships, ensuring tailored coverage that meets unique needs while maintaining competitive pricing. With over a century of experience, we combine deep local knowledge with industry expertise to deliver comprehensive protection for homes, vehicles, businesses, and life. Our team of certified professionals is committed to transparency, ethical practices, and exceptional service, guiding clients through risk management and claims resolution with integrity.As an independent agency, we offer access to multiple carriers, ensuring clients receive optimal value without compromising on quality. Our dedication to community involvement and customer-centric philosophy has solidified our reputation as a reliable partner in safeguarding what matters most. We continuously adapt to evolving industry standards while upholding the foundational principles of trust and personalized attention established by our founders.
Services
Business Insurance
General Liability
Commercial Property
Commercial Auto
Workers Compensation
Professional Liability
Personal Auto
Home Insurance
Life Insurance
Farm and Ranch Coverage
Details
- Year established: 1903
Highlights and features
- We have over 120 years of experience serving Southern Maryland and Virginia.
- Our team provides personalized insurance solutions tailored to individual client needs.
- We offer access to multiple insurance carriers for competitive pricing options.
- Our dedicated customer service managers ensure consistent, direct client communication.
- Our agency maintains generational expertise with third-generation family leadership.
What people say
Excellent confidential coverage
Positive experience
Personal contact
Tons of coverage
Complete trust
Services
Business Insurance
Our Business Insurance solutions protect companies against property damage, liability claims, and operational disruptions. We offer customized Businessowners Policies (BOP) that combine essential coverages tailored to specific industry risks. With expertise in commercial property, auto, and liability insurance, we help businesses maintain continuity while managing financial exposure through competitive, comprehensive policies.
Personal Auto
Personal Auto Insurance provides protection for vehicles against accidents, theft, and liability claims. We offer policies that balance essential coverage with affordability, including options for collision, comprehensive, and uninsured motorist protection. Our agents work closely with clients to ensure adequate limits while identifying potential discounts for safe driving records and multi-policy bundling.
Home Insurance
Home Insurance safeguards residential properties against damage from fire, storms, and other covered perils. Our policies include dwelling protection, personal property coverage, and liability protection for homeowners. We specialize in creating customized plans that address regional risks while maintaining competitive pricing through our relationships with multiple insurance carriers.
Life Insurance
Life Insurance policies provide financial security for beneficiaries upon the policyholder's death. We offer term and permanent life insurance options tailored to individual needs, whether for income replacement, mortgage protection, or estate planning. Our advisors help clients evaluate coverage amounts and policy types that align with long-term financial goals.
Farm and Ranch Coverage
Farm and Ranch Coverage protects agricultural operations against property damage, liability claims, and crop-related risks. Our specialized policies address unique exposures including equipment protection, livestock coverage, and liability for farm-related activities. We serve both small family farms and large-scale agricultural businesses with customized insurance solutions.
People
E. Larry Sanders, III
President, Agent
Third-generation owner with 45+ years in insurance. Holds Certified Insurance Counselor designation. Active in Charles County Rotary and Community Bank of the Chesapeake. NC State graduate with deep industry expertise and local business relationships.
Louise C. Sanders
Secretary
Former registered nurse turned agency bookkeeper. Joined in 1976, bringing financial expertise and institutional knowledge. Wife of founder Edward L. Sanders, Jr., and matriarch of the family-owned business with decades of operational experience.
Sara S. Payne
Chief Financial Officer & Agent
CFO with Certified Insurance Service Representative and Certified Insurance Counselor designations. Third-generation team member with 20+ years in insurance. Manages day-to-day operations while maintaining client relationships. Active in La Plata Business Association.
Lee Moreland
Agent
Certified Insurance Counselor with 15+ years in insurance. Specializes in all lines including farm and business coverage. Graduate of Randolph-Macon College with strong local ties. Focuses on building long-term client relationships through personalized service.
Brent Clark
Account Manager, Commercial Lines
Commercial insurance specialist with prior underwriting experience. Joined in 2021, bringing knowledge of diverse Maryland industries. Handles risk assessment and policy customization for business clients across multiple sectors.
Questions
What types of insurance do you offer?
We provide business insurance (BOP, liability, commercial auto), personal insurance (auto, home, life), and specialized farm coverage.
Do you serve areas outside Southern Maryland?
Yes, we also serve Virginia clients while maintaining our La Plata headquarters since 1903.
How do you handle insurance claims?
Our dedicated claims manager assists with documentation and resolution, ensuring timely processing and client support.
Are you an independent insurance agency?
Yes, we offer multiple carrier options to provide competitive pricing and tailored coverage solutions.
What sets your agency apart?
Third-generation family ownership, personalized service, and 120+ years of community-focused insurance expertise.
