Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Flemington, NJ
At Cedar Risk Management, we have dedicated ourselves to providing tailored insurance solutions since 1971. Our journey began as Raritan Valley Insurance Services, evolving over decades to meet the dynamic needs of our clients. As an independent agency, we prioritize education and transparency, ensuring clients understand their coverage options to make informed decisions. With access to multiple carriers, we offer personalized protection for individuals and businesses, emphasizing that 'Coverage Matters.' Our team combines deep industry expertise with a commitment to service, fostering long-term relationships built on trust and reliability.We specialize in navigating complex insurance landscapes, from personal lines to commercial risk management, while maintaining a client-centric approach that values integrity over transactional sales.
Services
Personal Insurance
Commercial Insurance
Specialty Insurance
Employee Benefits
Risk Management
Details
- Year established: 1971
Highlights and features
- We provide 50+ years of insurance expertise and personalized service.
- Our team educates clients to ensure full understanding of coverage needs.
- We offer a zero-hassle process with access to multiple insurance carriers.
- Our risk management specialists identify optimal protection solutions.
- We prioritize honesty, avoiding pushy sales tactics for tailored policies.
What people say
Expert guidance
Personalized solutions
Transparent communication
Efficient claims handling
Trusted advisors
Services
Personal Insurance
We provide comprehensive personal insurance solutions, including home, auto, renters, boat, and flood coverage. Our policies protect individuals and families with customizable options tailored to unique lifestyles. By prioritizing client education, we ensure clear understanding of policy details and risk mitigation strategies.
Commercial Insurance
Our commercial insurance services safeguard businesses of all sizes, from tradesmen to legal firms. We offer liability, property, and specialized coverage options, focusing on risk assessment and cost-effective solutions. With expertise in industry-specific needs, we help businesses maintain continuity and compliance.
Specialty Insurance
We address non-standard insurance needs, such as unoccupied or vacant properties, through specialized programs. Our team navigates complex risks to deliver solutions that traditional carriers may exclude, ensuring comprehensive protection for unique scenarios.
Employee Benefits
Our employee benefits division designs competitive group insurance packages, including health, dental, and retirement plans. We help businesses attract talent while balancing budget constraints, offering tailored options that meet organizational and employee needs.
Risk Management
We specialize in identifying and mitigating business risks through customized strategies. Our advisors analyze operations to reduce exposure, lower premiums, and enhance resilience against potential threats, ensuring long-term stability for clients.
People
Dick Farrell
Chairman
Founder of Cedar Risk Management, Dick Farrell established the agency in 1971 with a commitment to integrity and client-focused service. His leadership shaped the company's culture of transparency and expertise.
Jarrett Farrell
President
President Jarrett Farrell brings decades of insurance expertise, focusing on expanding the agency's offerings while maintaining personalized service. His background in underwriting strengthens client relationships and strategic growth.
Malena Farrell
President
Malena Farrell specializes in commercial insurance, holding advanced industry designations. Her dedication to client advocacy and innovative solutions has earned recognition as a top insurance influencer.
Sean Keegan
VP of Benefit Services
Sean Keegan leads employee benefits services with 25+ years of experience in health insurance and financial planning. He designs cost-effective group plans while prioritizing client budgetary goals.
Robin Campbell
Risk Manager
Robin Campbell focuses on risk management, reducing clients' insurance costs through strategic assessments. Her expertise in business operations ensures tailored solutions that balance protection and affordability.
Questions
What makes Cedar Risk Management different from other insurance agencies?
As an independent agency, we offer multiple carrier options and prioritize client education over sales, ensuring tailored coverage that aligns with your specific needs.
What types of insurance do you specialize in?
We provide personal insurance (home, auto, flood), commercial coverage, specialty policies for unique risks, and employee benefits programs tailored to businesses.
How do you help clients save money on insurance?
We compare policies across carriers, identify coverage gaps, and implement risk management strategies to reduce premiums while maintaining adequate protection.
Can you assist with claims or policy changes?
Yes, our team guides you through claims processes and policy adjustments. For emergencies, we recommend contacting your carrier directly for immediate support.
Do you serve clients outside of New Jersey?
While based in Flemington, NJ, we serve clients across regional areas through our network of carriers and remote consultation services.
