Business Details
Trusted Insurance Solutions in Franklin, TN
Innovative Insurance Solutions is an independent insurance agency dedicated to serving Middle Tennessee with comprehensive personal and commercial insurance solutions. Our mission focuses on building lasting partnerships with individuals and businesses by delivering exceptional customer service that educates, inspires, and protects. With decades of combined experience in the insurance industry, we prioritize integrity and professionalism in every client interaction. Our team of seasoned professionals proactively reviews policies annually to ensure optimal coverage and cost efficiency, demonstrating our commitment to staying ahead of client needs. We specialize in tailoring insurance products for home, auto, high net worth, watercraft, and business clients, including specialized coverage for contractors, hospitality, and commercial umbrella policies.Our reputation for responsiveness and proactive problem-solving has earned us long-term client relationships and numerous five-star reviews. As a locally owned agency, we deeply understand the unique insurance challenges faced by Tennessee residents and businesses. Our dedication to transparency, personalized service, and community partnerships sets us apart in an industry often characterized by impersonal transactions. We measure success through client satisfaction and the trust our customers place in our expertise. This commitment to excellence has established us as a trusted advisor in risk management solutions for both personal and business needs.
Services
Home Insurance
Auto Insurance
Business Insurance
Workers Compensation
Commercial Umbrella
Contractor Insurance
Hospitality Insurance
Renters Insurance
Watercraft Insurance
High Net Worth Insurance
Highlights and features
- We proactively review policies annually to ensure optimal coverage and cost efficiency
- Our team holds specialized expertise in high net worth and commercial insurance
- We provide personalized policy comparisons from multiple carriers
- Our agency maintains 24/7 client support availability
- We offer localized insurance solutions tailored to Tennessee's specific needs
What people say
Amazing and helpful
Best policies at best prices
World class insurance operation
Proactive policy reviews
Great personality and fun to work with
Services
Home Insurance
Our home insurance policies protect Tennessee homeowners against property damage, liability claims, and personal belongings loss. We offer customizable coverage options including flood insurance endorsements and high-value home protections. Our agents work with multiple carriers to find policies that balance comprehensive protection with competitive pricing for both standard and unique properties.
Business Insurance
We provide tailored business insurance solutions for Tennessee companies across various industries. Our offerings include general liability, property coverage, and specialized policies for contractors, hospitality businesses, and commercial operations. We help clients navigate complex risk management needs while ensuring compliance with state requirements and industry standards through our carrier partnerships.
Auto Insurance
Our auto insurance services cater to both individual drivers and commercial fleets across Middle Tennessee. We offer standard liability coverage, comprehensive protection, and specialized policies for high-value vehicles. Our proactive policy review process ensures clients maintain optimal coverage levels while benefiting from competitive rates through our relationships with multiple insurance providers.
Workers Compensation
We provide workers' compensation insurance solutions for Tennessee businesses requiring compliance with state-mandated coverage. Our services include policy customization for different industry risks, premium management strategies, and claims support assistance. We work with carriers that offer specialized programs for construction, manufacturing, and service-based businesses throughout Middle Tennessee.
High Net Worth Insurance
Our high net worth insurance solutions address the complex needs of affluent Tennessee residents. These policies provide enhanced coverage for luxury homes, valuable personal property, and liability protection beyond standard policy limits. We offer specialized endorsements for unique assets and coordinate with umbrella policies to create comprehensive protection strategies for clients with significant financial resources.
People
Kim Broussard
Senior Account Executive
With over 15 years of insurance experience, Kim specializes in finding optimal coverage solutions while maintaining personalized client relationships. She proactively manages policy renewals and educates clients about risk management strategies.
Thomas Broussard
Senior Account Executive
A recognized industry leader, Thomas provides expert insurance guidance while maintaining a proactive approach to policy management. He specializes in commercial insurance and high net worth client services across Middle Tennessee.
Beth Perry
Personal Account Manager
Beth focuses on personal insurance solutions with a reputation for exceptional client support. She assists clients with policy management, claims resolution, and coverage adjustments to ensure continuous protection.
Tina Morse
Commercial Account Manager
Tina specializes in business insurance solutions, helping Tennessee companies navigate complex risk management needs. She works closely with clients to develop customized coverage strategies that protect commercial operations.
Questions
What types of insurance do you offer?
We provide home, auto, business, renters, watercraft, high net worth, contractor, hospitality, workers compensation, and commercial umbrella insurance policies across Middle Tennessee.
How are you different from other agencies?
Our proactive policy reviews, personalized service approach, and deep understanding of Tennessee-specific insurance needs set us apart from typical transactional agencies.
Do you offer 24/7 claims support?
While our office hours are Monday-Friday 8am-5pm, we provide emergency contact options for urgent claims assistance outside regular business hours.
How do you help clients save money?
We compare multiple carrier options to find competitive rates and proactively review policies annually to identify potential savings opportunities without compromising coverage.
What areas do you serve?
We primarily serve Middle Tennessee including Franklin, Nashville, Murfreesboro, and surrounding communities for both personal and commercial insurance needs.
Can you help with insurance claims?
While we don't process claims directly, we assist clients in understanding their coverage and work with insurance companies to resolve issues during the claims process.
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