Business Details
13 Years
experience
Emergency
services
Your Trusted Insurance Partner in Colorado
Rocky Mountain Insurance Center has been serving Colorado residents since November 2013, providing personalized insurance solutions tailored to individual and business needs. As an independent broker, we prioritize client relationships over carrier affiliations, leveraging our deep understanding of local insurance markets to secure comprehensive coverage at competitive rates. Our team specializes in navigating complex insurance requirements, offering expert guidance through policy selection, claims assistance, and risk management strategies. With a 94% client renewal rate and partnerships with A+ rated insurers, we combine industry expertise with a commitment to transparency.Our services span personal and commercial lines, including auto, home, life, health, and specialty coverage options. By maintaining independence from single-carrier constraints, we ensure clients receive unbiased recommendations focused on long-term protection. Our Lafayette-based office serves communities across Boulder County and surrounding regions, emphasizing proactive client education and responsive support during critical moments.
Services
Auto Insurance
Business Insurance
Homeowners Insurance
Life Insurance
Health Insurance
Umbrella Insurance
Flood Insurance
Renters Insurance
Commercial Auto
General Liability
Details
- Year established: 2013
Highlights and features
- We operate as an independent broker with no carrier affiliations
- 94% client renewal rate demonstrates consistent satisfaction
- Only partner with A+ rated insurance companies
- Have written over 3,000 policies since 2013
- Provide personalized service with local market expertise
Associations and certifications
- A.M. Best
What people say
94% renewal rate
A+ rated companies
Over 3,000 policies
Personalized service
24/7 availability
Services
Auto Insurance
We provide comprehensive auto insurance solutions that protect against liability, collision, and uninsured motorists. Our policies include options for rental reimbursement, roadside assistance, and specialized coverage for collector vehicles. By comparing multiple carriers, we help clients find affordable rates while ensuring adequate protection for personal and commercial vehicles.
Homeowners Insurance
Our homeowners insurance policies cover structural damage, personal property loss, and liability claims. We offer enhanced coverage options for building codes, special personal property, and loss of use scenarios. With expertise in Colorado-specific risks like wildfire and hail damage, we help ensure adequate replacement cost coverage and extended dwelling protections.
Business Insurance
We specialize in comprehensive business insurance packages including general liability, workers compensation, and commercial auto policies. Our services help protect Colorado businesses from operational risks, property damage, and liability claims. We offer tailored solutions for varying industries and assist with risk assessment to determine appropriate coverage levels.
Life Insurance
We offer term and whole life insurance solutions to protect families and business interests. Our policies provide financial security for dependents, mortgage protection, and estate planning benefits. We help clients evaluate appropriate coverage amounts based on net worth and future financial obligations.
Umbrella Insurance
Our umbrella insurance policies provide additional liability coverage beyond standard auto and home policies. This protection helps safeguard assets against major lawsuits, covering incidents like severe auto accidents or significant property damage claims. Policies are available in $1 million increments to match individual risk profiles.
Questions
What types of insurance do you offer?
We offer auto, home, life, health, umbrella, flood, renters, commercial auto, general liability, and workers compensation insurance for Colorado residents and businesses.
Are you affiliated with specific insurance companies?
No, we're independent brokers who shop multiple carriers to find policies that best match your needs and budget.
How do you help with insurance claims?
We provide 24/7 claim guidance, help contact carriers, and assist throughout the process to ensure proper documentation and timely resolution.
Do you serve areas outside Lafayette?
Yes, we serve clients throughout Boulder County and surrounding Colorado communities including Boulder, Louisville, and Longmont.
What sets you apart from other agencies?
Our 94% client retention rate reflects our focus on personalized service, carrier independence, and expertise in Colorado-specific insurance requirements.
