Business Details
If you have ever wanted both a Medicare Supplement and a Life Insurance policy now is the time to do it. Already have a Medicare Supplement with Aetna? You can get a Life Insurance policy for a discounted rate! Senior Benefit Inc. (SBI) is a family owned insurance brokerage located in Knoxville, TN. SBI is a national distributor of senior insurance products.
Our phenomenal growth is based on our working relationships with top-ranking insurance companies and quality-oriented benefits coordinators. Knowing we are helping others with their doctor and hospital bills or seeing a smile through the tears of losing a loved one (when the needed money is provided for burial and other last expenses). This is WHY we do what we do.
Our why is simply helping others, just like you, our customers. Please contact us to experience our why! A Medicare Supplement (Medigap) is sold on the private market and designed to help you fill the gaps in Medicare. There are several different types of plans out there, but the most common are F, G, and N. Give us a call today, 844-437-4253 Toll-Free!
Our phenomenal growth is based on our working relationships with top-ranking insurance companies and quality-oriented benefits coordinators. Knowing we are helping others with their doctor and hospital bills or seeing a smile through the tears of losing a loved one (when the needed money is provided for burial and other last expenses). This is WHY we do what we do.
Our why is simply helping others, just like you, our customers. Please contact us to experience our why! A Medicare Supplement (Medigap) is sold on the private market and designed to help you fill the gaps in Medicare. There are several different types of plans out there, but the most common are F, G, and N. Give us a call today, 844-437-4253 Toll-Free!
Services
Medicare
Part A is your hospitalization coverage and the first part of Medicare you will receive.
Part A has no premium because you funded it while working.
As long as you have worked for 40 quarters (10 years) you will receive Part A on the 1st of the month you turn 65.
For 2021 Part A has a $1,484 deductible when admitted to the hospital after that Medicare covers the majority of costs.
Part B is your medical (out-patient).
Once you have chosen to elect Part B, there will be a monthly premium (average premium $148.50 for 2021).
Part A has no premium because you funded it while working.
As long as you have worked for 40 quarters (10 years) you will receive Part A on the 1st of the month you turn 65.
For 2021 Part A has a $1,484 deductible when admitted to the hospital after that Medicare covers the majority of costs.
Part B is your medical (out-patient).
Once you have chosen to elect Part B, there will be a monthly premium (average premium $148.50 for 2021).
Definitions
Commonly used in life insurance, this is the amount paid to the beneficiary at the time of your passing.
No health questions are asked, usually means more expensive premiums, and a waiting period.
Six months before or after you turn 65 or elect to take your Part B. During this time no company can ask health questions they must accept you no matter what and cannot drop you as long as premiums are paid.
These are government ran plans that take the place of Original Medicare A and B. They have little to no monthly premium, have co-pays, deductibles, networks, and they do include drug coverage.
No health questions are asked, usually means more expensive premiums, and a waiting period.
Six months before or after you turn 65 or elect to take your Part B. During this time no company can ask health questions they must accept you no matter what and cannot drop you as long as premiums are paid.
These are government ran plans that take the place of Original Medicare A and B. They have little to no monthly premium, have co-pays, deductibles, networks, and they do include drug coverage.
Complementary Products
Here at Senior Benefit we offer several complementary products that can work alongside your Medicare supplement, Medicaid, MAPD, or work insurance to you added benefits and coverage.
The base of these plans is dental coverage with vision and hearing being added on as riders if needed.
Recovery from injury or sickness can be expensive and uncomfortable.
But, with a home care plan you can have the peace of mind knowing a certified nurse can come to your house and help you on your road to recovery.
The base of these plans is dental coverage with vision and hearing being added on as riders if needed.
Recovery from injury or sickness can be expensive and uncomfortable.
But, with a home care plan you can have the peace of mind knowing a certified nurse can come to your house and help you on your road to recovery.
Cancer, Heart Attack, and Stroke
If you've had a friend or family member battle cancer you may know what all it costs to receive the best care you can.
You may have a medical plan that will cover your doctor visits, surgery, and treatment.
But, what about those extra prescription costs?
Most cancer prescriptions are tier 5 and very expensive.
What if you want to go to MD Anderson or John Hopkins, but don't live anywhere near them.
What if you can't financially afford to miss work during treatment.
You may have a medical plan that will cover your doctor visits, surgery, and treatment.
But, what about those extra prescription costs?
Most cancer prescriptions are tier 5 and very expensive.
What if you want to go to MD Anderson or John Hopkins, but don't live anywhere near them.
What if you can't financially afford to miss work during treatment.
Dental, Vision, and Hearing
The base of these plans is dental coverage with vision and hearing being added on as riders if needed.
The plans cover all of your basic needs, but for major work like dentures you have a 12 month waiting period.
These plans are available for individuals, spouse, or families.
If you're interested in this plan give us a call today.
The plans cover all of your basic needs, but for major work like dentures you have a 12 month waiting period.
These plans are available for individuals, spouse, or families.
If you're interested in this plan give us a call today.
Home Care Plan
With a home care plan you can have the peace of mind knowing a certified nurse can come to your house and help you on your road to recovery.
The plan pays directly to you, helping you to be able to use the funds to the max to help you recover.
The plan is very flexible and has several riders as well.
The riders are a hospital indemnity, lump-sum cancer pay out, and an ER and ambulance indemnity.
The plan pays directly to you, helping you to be able to use the funds to the max to help you recover.
The plan is very flexible and has several riders as well.
The riders are a hospital indemnity, lump-sum cancer pay out, and an ER and ambulance indemnity.
Hospital Indemnity Plan
Hospital indemnity plans pay you if you are hospitalized.
This allows you to not have to take money our of your pocket.
The plan also includes several optional riders.
The riders that can be selected are daily skilled nursing facility indemnity, doctor's visit indemnity, and outpatient surgery indemnity.
This allows you to not have to take money our of your pocket.
The plan also includes several optional riders.
The riders that can be selected are daily skilled nursing facility indemnity, doctor's visit indemnity, and outpatient surgery indemnity.
Recovery Care Plan
Recovery Care is a great all around product because it can cover you in all 3 phases of recovery.
The base of the plan includes a daily nursing facility indemnity as well as a daily hospital indemnity.
You can add a home care rider to your plan.
This plan is great to meet the needs for those over 65 without anything in place because 70% of people over 65 will need some form of care during their lifetime.
Give us a call today (844) 437-4253 to get a recovery care plan today!
The base of the plan includes a daily nursing facility indemnity as well as a daily hospital indemnity.
You can add a home care rider to your plan.
This plan is great to meet the needs for those over 65 without anything in place because 70% of people over 65 will need some form of care during their lifetime.
Give us a call today (844) 437-4253 to get a recovery care plan today!
Life Insurance
Final Expense is a Whole Life policy typically purchased to cover the cost of burial or funeral expenses.
Most Final Expense policies have a face value of $2,000-$40,000.
However, the average funeral cost is $12,500 making #3,000-$20,000 our most popular policies.
Final Expense was created as a simplified issue so the application is short and doesn't require a medical exam.
We value our existing policy holders and have created a policy for people like YOU.
Those who have an existing AETNA Medicare Supplement Policy can save 20%-30% on a Final Expense policy.
Most Final Expense policies have a face value of $2,000-$40,000.
However, the average funeral cost is $12,500 making #3,000-$20,000 our most popular policies.
Final Expense was created as a simplified issue so the application is short and doesn't require a medical exam.
We value our existing policy holders and have created a policy for people like YOU.
Those who have an existing AETNA Medicare Supplement Policy can save 20%-30% on a Final Expense policy.
Career
If the answer is YES, submit your application and learn how a professional career can be yours today!.
A career with Senior Benefit will not only allow you to build strong relationships with your clientele but will also allow you to grow personally and professionally.
As an agent you will learn a professional career that will allow you the possibility of unlimited income.
Through hard work and consistent action you can achieve as much as you are willing to work for.
A career with Senior Benefit will not only allow you to build strong relationships with your clientele but will also allow you to grow personally and professionally.
As an agent you will learn a professional career that will allow you the possibility of unlimited income.
Through hard work and consistent action you can achieve as much as you are willing to work for.
Employee Testimonials
As the Manager of Senior Benefit Inc., I take pride in our work.
I take pride in this profession and its ability to improve the lives of others.
Whether dealing with clients or employees my goal is always to be a knowledgeable support system.
Guiding clients towards the best company and rate to fit their needs and guiding employees to reach their full potential is my driving force.
In my 7+ years in the insurance business with SBI I have been lucky enough to work my way up continually with hard work, dedication, and empathy.
I take pride in this profession and its ability to improve the lives of others.
Whether dealing with clients or employees my goal is always to be a knowledgeable support system.
Guiding clients towards the best company and rate to fit their needs and guiding employees to reach their full potential is my driving force.
In my 7+ years in the insurance business with SBI I have been lucky enough to work my way up continually with hard work, dedication, and empathy.
