Business Details
11 Years
experience
Emergency
services
Your Trusted Partner for Financial Security Solutions
BridgeOne Insurance Services was founded in 2015 with a mission to bridge the gap between clients' current financial situations and their desired futures. Our approach combines Christian values with over a decade of collective experience in financial services to deliver personalized solutions. We specialize in insurance and retirement-related financial products while maintaining affiliations in real estate, college funding, and investment sectors.Our team prioritizes transparent relationships, creating tailored financial roadmaps that empower clients to make informed decisions. Through education and collaboration, we've served over 2,000 families while maintaining core values of righteousness, integrity, and community giving. Our unique position as an independent agency allows us to offer diverse products from multiple providers rather than being limited to a single company's offerings.
Services
Personal Financial Plan
Corporate Business Plan
Executive Bonus Plans
Key Employee Insurance
Buy-Sell Agreements
Defined Benefit Plans
Defined Contribution Plans
401(k) Solutions
SEP IRA Plans
Annuity Products
Details
- Year established: 2015
Highlights and features
- We combine 10+ years of industry experience with Christian values in all financial planning
- Our independent agency model offers unbiased product selection from multiple providers
- We provide comprehensive financial education to empower client decision-making
- Our team serves over 2,000 families with personalized financial roadmaps
- We maintain transparent relationships with no hidden fees or obligations
Services
Personal Financial Plan
Our 5-step financial planning process helps individuals create comprehensive strategies for retirement and life insurance. We focus on long-term security through term and permanent life insurance options, annuities, and tax-deferred savings plans. Our approach emphasizes education to help clients make informed decisions about their financial futures while maintaining flexibility for changing life circumstances.
Corporate Business Plan
We provide specialized solutions for business owners including key employee insurance, buy-sell agreements, and executive bonus plans. Our services help protect companies from financial loss due to partner retirement or death while creating succession plans. We offer both defined benefit and contribution plans tailored to business size and structure, including 401(k) and SEP IRA options for small businesses.
Executive Bonus Plans
These supplemental retirement plans provide key employees with taxable bonuses to purchase permanent life insurance policies. The tax-deferred cash value growth creates additional retirement income while offering tax-free withdrawals. We structure these plans to benefit both employers and executives while maintaining compliance with current regulations and providing flexibility for business needs.
Key Employee Insurance
This critical protection covers businesses against financial loss from the death of key personnel. Companies pay premiums on policies where they are the beneficiaries, ensuring business continuity during transition periods. We help determine appropriate coverage amounts and policy structures to protect business operations and facilitate smooth succession planning when vital team members depart.
Buy-Sell Agreements
We help establish legally binding agreements for business partnerships that outline procedures for ownership transitions. These agreements ensure orderly succession in cases of retirement, death, or partnership changes. Our solutions include funding mechanisms through life insurance policies that provide liquidity for business buyouts while maintaining operational stability during ownership transfers.
Questions
What types of financial services do you offer?
We provide life insurance, retirement planning, business protection plans, and investment solutions. Our services include both personal financial planning and corporate solutions like executive bonus plans and buy-sell agreements.
How are you different from other financial agencies?
We combine Christian values with over 10 years of industry experience, offering independent, unbiased advice. Our focus on financial education helps clients make informed decisions while maintaining transparent relationships without hidden fees.
Do you offer 24/7 support?
Yes, our support hotline is available 24 hours a day for urgent needs. Regular business hours are Monday-Friday 9am-5pm and Saturday 10am-2pm for in-person consultations.
How do you help clients with retirement planning?
We offer annuities, 401(k) solutions, and SEP IRAs with tax-deferred growth options. Our 5-step financial planning process helps create personalized retirement strategies using both defined benefit and contribution plans.
What areas do you serve?
We primarily serve clients in Cypress and San Diego, California. Our services are available to both individuals seeking personal financial planning and businesses needing corporate protection solutions.
