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Trusted Insurance Solutions in Mobile, AL
Allison Horner treats neighbors like family, offering personalized insurance solutions tailored to individual needs. As a second-generation State Farm agent, Allison grew up immersed in the insurance industry, understanding its critical role in safeguarding lives. Since opening in 2007, the agency has prioritized education and empathy, helping clients make informed decisions about budgets, future planning, and risk management. Rooted in Mobile, Alabama, the team serves communities across Alabama and Mississippi, including Mobile, Baldwin, Jackson, and Harrison counties, as well as Saraland, Satsuma, and Fairhope.

Community involvement is central to their mission, with active participation in organizations like the Mobile Chamber of Commerce, Junior Achievement, and NAMIWalks. The agencys approach combines Allisons background in residential design with her passion for client-centric service, ensuring personalized plans that reflect clients unique stories and goals. With over 30 years of combined team experience, they provide comprehensive insurance options, including auto, homeowners, life, and business policies, while maintaining a commitment to local philanthropy and customer trust.
Services
Auto Insurance Homeowners Insurance Life Insurance Business Insurance Renters Insurance Pet Insurance Boat Insurance Condo Insurance Personal Articles Insurance
Details
  • Year established: 2007
Highlights and features
  • We offer over 30 years of combined insurance expertise in Mobile and surrounding areas.
  • Our team provides personalized insurance plans tailored to individual client needs and budgets.
  • Active community involvement ensures deep local knowledge and commitment to residents.
  • 24/7 appointment availability for urgent insurance consultations and claims support.
  • Comprehensive coverage options across auto, home, life, business, and specialty insurance.
What people say
Knowledgeable and helpful Seamless transition Personalized attention Prompt and professional Community-focused service
Services
Auto Insurance
Auto insurance protects drivers against financial loss from accidents, theft, or damage. Our policies offer customizable coverage options, including liability, collision, and comprehensive protection. With discounts for safe driving and bundling, we ensure affordable, reliable coverage tailored to individual needs.
Homeowners Insurance
Homeowners insurance safeguards property against damage from events like fires, storms, or vandalism. Policies include dwelling coverage, personal property protection, and liability for accidents on your property. We offer flexible plans to suit varying home sizes and risk profiles.
Life Insurance
Life insurance provides financial security for beneficiaries upon the policyholders death. Options include term life for temporary needs and whole life for permanent coverage. We help clients choose plans aligned with family needs, estate planning, and long-term goals.
Business Insurance
Business insurance mitigates risks for companies, covering property damage, liability, and operational disruptions. Policies are tailored to industry-specific needs, including general liability, workers compensation, and commercial property protection. We ensure businesses stay resilient against unforeseen events.
Renters Insurance
Renters insurance protects personal belongings and liability for tenants. Coverage includes damage from theft, fire, or water leaks, plus liability for injuries in the rental unit. We offer affordable policies that safeguard renters assets without relying on landlord policies.
People
Allison Horner
ChFC Agent
Allison Horner, a second-generation State Farm agent, has led the agency since 2007. With a background in residential design, she combines financial expertise with client-focused service, emphasizing personalized insurance planning and community engagement.
Jack Horner
Auto/Home/Life Insurance Rep
Jack Horner brings 17 years of insurance experience to the team, specializing in auto, home, and life policies. A native Mobilian, he focuses on creating balanced insurance plans that meet both client needs and budgetary constraints.
Lydia Emmons
Customer Service Representative
Lydia Emmons, with 40 years in the insurance industry, serves as the agencys claims liaison. Her extensive experience ensures clients receive expert guidance during claims processes, emphasizing clarity and timely resolution.
Jeffrey Sanderson
Auto/Home/Life Insurance Rep
Jeffrey Sanderson has over 20 years of experience helping clients protect their financial well-being. He specializes in auto, home, and life insurance, prioritizing client education and tailored coverage solutions.
Emmalee Jones
Auto/Home/Life Insurance Rep
Emmalee Jones provides personalized insurance solutions from her base in Satsuma, AL. With a focus on client care, she ensures families receive comprehensive coverage that aligns with their unique needs and lifestyles.
Questions
What types of insurance do you offer?
We provide auto, homeowners, life, business, renters, pet, boat, and condo insurance, along with notary services and financial products like annuities.
Do you serve areas outside Mobile, AL?
Yes, we serve Baldwin County, AL; Jackson and Harrison counties in MS; and cities like Saraland, Satsuma, and Daphne.
Can I get a personalized insurance quote online?
Yes, visit our website to create a personalized quote or continue a saved one with details for accurate pricing.
Are your agents available after regular business hours?
Yes, we offer appointments outside regular hours to accommodate urgent insurance needs.
How do I file a claim?
File a claim via our website or contact us directly for guidance through the process.
What sets your agency apart from competitors?
Our personalized approach, local expertise, and commitment to community distinguish us, ensuring tailored solutions and trusted relationships.